diff --git a/apps/daxpay-admin/src/api/payment/dashboard/trade-dashboard.api.ts b/apps/daxpay-admin/src/api/payment/dashboard/trade-dashboard.api.ts
new file mode 100644
index 000000000..9dd44d31d
--- /dev/null
+++ b/apps/daxpay-admin/src/api/payment/dashboard/trade-dashboard.api.ts
@@ -0,0 +1,168 @@
+import type { Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 工作台/分析页交易聚合统计 API
+ *
+ * 对接后端 /admin/dashboard/trade/* 聚合接口, 供 workspace widget 与 analytics 9 维度图表使用。
+ *
+ * ## 参数约定
+ * - **天数模式**: `days` 参数(近 N 天含今天)
+ * - **区间模式**: `start` + `end` 参数(yyyy-MM-dd, 均包含), 同时传时优先区间模式
+ *
+ * 金额字段单位为分, 前端按需转元展示。
+ */
+export const DashboardTradeApi = {
+  /**
+   * 交易概览(今日/昨日快捷 或 自定义区间含上期对比)
+   * @param date 'today' | 'yesterday' 快捷模式, 仅在未传 start/end 时生效
+   * @param start yyyy-MM-dd(包含), 与 end 同时传时进入区间模式
+   * @param end   yyyy-MM-dd(包含)
+   */
+  overview(params: {
+    date?: 'today' | 'yesterday';
+    end?: string;
+    start?: string;
+  }): Promise<Result<TradeOverviewResult>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/overview', params });
+  },
+
+  /**
+   * 交易趋势(每日成交金额 + 笔数)
+   */
+  trend(params: { days?: number; end?: string; start?: string }): Promise<Result<TradeTrendItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/trend', params });
+  },
+
+  /**
+   * 退款趋势(每日退款金额 + 笔数)
+   */
+  refundTrend(params: { days?: number; end?: string; start?: string }): Promise<Result<RefundTrendItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/refund-trend', params });
+  },
+
+  /**
+   * 支付渠道分布(各渠道成交金额 + 笔数)
+   */
+  providerDist(params: { days?: number; end?: string; start?: string }): Promise<Result<ProviderDistItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/provider-dist', params });
+  },
+
+  /**
+   * 支付渠道成功率(各渠道 success_count / total_count * 100)
+   */
+  providerSuccess(params: { days?: number; end?: string; start?: string }): Promise<Result<ProviderSuccessItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/provider-success', params });
+  },
+
+  /**
+   * 24 小时时段分布(各小时成交金额 + 笔数, 已补齐 0-23)
+   */
+  hourlyDist(params: { days?: number; end?: string; start?: string }): Promise<Result<HourlyDistItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/hourly-dist', params });
+  },
+
+  /**
+   * 金额区间分桶(5 档: 0-50/50-200/200-1000/1000-5000/5000+, 已补齐)
+   */
+  amountRange(params: { days?: number; end?: string; start?: string }): Promise<Result<AmountRangeItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/amount-range', params });
+  },
+
+  /**
+   * 商户交易额排名
+   * @param limit 返回前 N 名(默认 10, 上限 50)
+   */
+  merchantRank(params: { days?: number; end?: string; limit?: number; start?: string }): Promise<Result<MerchantRankItemResult[]>> {
+    return defHttp.get({ url: '/admin/dashboard/trade/merchant-rank', params });
+  },
+};
+
+/** 交易概览结果(金额单位: 分) */
+export interface TradeOverviewResult {
+  // ===== 本期 =====
+  /** 成交金额(分) */
+  successAmount?: number;
+  /** 成交笔数 */
+  successCount?: number;
+  /** 退款金额(分) */
+  refundAmount?: number;
+  /** 退款笔数 */
+  refundCount?: number;
+  /** 总下单笔数(含成功/失败/关闭, 用于成功率分母, 按 create_time 口径) */
+  totalOrders?: number;
+  // ===== 上期(用于环比, undefined 表示上期无数据) =====
+  prevSuccessAmount?: number;
+  prevSuccessCount?: number;
+  prevRefundAmount?: number;
+  prevRefundCount?: number;
+  prevTotalOrders?: number;
+}
+
+/** 交易趋势单项(日期 + 金额 + 笔数) */
+export interface TradeTrendItemResult {
+  /** 日期(yyyy-MM-dd) */
+  date?: string;
+  /** 成交金额(分) */
+  amount?: number;
+  /** 成交笔数 */
+  count?: number;
+}
+
+/** 退款趋势单项 */
+export interface RefundTrendItemResult {
+  date?: string;
+  amount?: number;
+  count?: number;
+}
+
+/** 支付渠道分布单项 */
+export interface ProviderDistItemResult {
+  /** 支付渠道编码(如 wechat/alipay/union_pay) */
+  provider?: string;
+  /** 成交金额(分) */
+  amount?: number;
+  /** 成交笔数 */
+  count?: number;
+}
+
+/** 支付渠道成功率单项 */
+export interface ProviderSuccessItemResult {
+  /** 支付渠道编码 */
+  provider?: string;
+  /** 成功率(0-100) */
+  rate?: number;
+}
+
+/** 24 小时时段分布单项 */
+export interface HourlyDistItemResult {
+  /** 小时(0-23) */
+  hour?: number;
+  /** 成交金额(分) */
+  amount?: number;
+  /** 成交笔数 */
+  count?: number;
+}
+
+/** 金额区间分桶单项 */
+export interface AmountRangeItemResult {
+  /** 区间标签(如 '0-50', '5000+') */
+  bucket?: string;
+  /** 笔数 */
+  count?: number;
+}
+
+/** 商户交易额排名单项 */
+export interface MerchantRankItemResult {
+  /** 商户号 */
+  mchNo?: string;
+  /** 商户名称 */
+  merchantName?: string;
+  /** 成交金额(分) */
+  amount?: number;
+  /** 成交笔数 */
+  orders?: number;
+  /** 占比百分比(0-100) */
+  proportion?: number;
+}
diff --git a/apps/daxpay-admin/src/enums/payment/index.ts b/apps/daxpay-admin/src/enums/payment/index.ts
index c8ce4b2c0..712373ac6 100644
--- a/apps/daxpay-admin/src/enums/payment/index.ts
+++ b/apps/daxpay-admin/src/enums/payment/index.ts
@@ -1,2 +1,3 @@
 export * from './channelEnum';
 export * from './productEnum';
+export * from './providerEnum';
diff --git a/apps/daxpay-admin/src/enums/payment/providerEnum.ts b/apps/daxpay-admin/src/enums/payment/providerEnum.ts
new file mode 100644
index 000000000..2f2e525db
--- /dev/null
+++ b/apps/daxpay-admin/src/enums/payment/providerEnum.ts
@@ -0,0 +1,51 @@
+/**
+ * 支付渠道枚举
+ *
+ * 对齐后端 PayProviderEnum, 表达付款方使用的钱包或支付渠道(C 端视角), 非支付通道。
+ * 字典: pay_provider
+ */
+export enum ProviderEnum {
+  /** 聚合支付(收银台/一码多付等) */
+  AGGREGATE_PAY = 'aggregate_pay',
+  /** 微信(C 端钱包渠道) */
+  WECHAT = 'wechat',
+  /** 支付宝 */
+  ALIPAY = 'alipay',
+  /** 银联 */
+  UNION_PAY = 'union_pay',
+  /** Visa 卡组织 */
+  VISA = 'visa',
+  /** 万事达卡组织 */
+  MASTERCARD = 'mastercard',
+  /** 抖音支付 */
+  DOUYIN = 'douyin',
+}
+
+/**
+ * 支付渠道国际化Key映射
+ *
+ * 用于支付渠道分布报表等"按用户付款方式统计"的场景,
+ * 与支付通道 channelEnum(系统对接通道) 区分。
+ */
+export const providerI18nMap: Record<string, string> = {
+  [ProviderEnum.AGGREGATE_PAY]: 'payment.provider.common.aggregatePay',
+  [ProviderEnum.WECHAT]: 'payment.provider.common.wechat',
+  [ProviderEnum.ALIPAY]: 'payment.provider.common.alipay',
+  [ProviderEnum.UNION_PAY]: 'payment.provider.common.unionPay',
+  [ProviderEnum.VISA]: 'payment.provider.common.visa',
+  [ProviderEnum.MASTERCARD]: 'payment.provider.common.mastercard',
+  [ProviderEnum.DOUYIN]: 'payment.provider.common.douyin',
+};
+
+/**
+ * 支付渠道默认名称映射(降级用, 正常走 i18n)
+ */
+export const providerNameMap: Record<string, string> = {
+  [ProviderEnum.AGGREGATE_PAY]: '聚合支付',
+  [ProviderEnum.WECHAT]: '微信支付',
+  [ProviderEnum.ALIPAY]: '支付宝',
+  [ProviderEnum.UNION_PAY]: '银联',
+  [ProviderEnum.VISA]: 'Visa',
+  [ProviderEnum.MASTERCARD]: '万事达',
+  [ProviderEnum.DOUYIN]: '抖音支付',
+};
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
index d234227f9..58ee6b871 100644
--- a/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "Trade Overview",
     "payOrder": "Payment Orders",
     "tradeTrend": "Trade Trend",
-    "channelDist": "Payment Channel",
+    "providerDist": "Payment Method Distribution",
     "noticeList": "Notices"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "Refund Amount (CNY)",
     "refundCount": "Refund Count"
   },
-  "payOrder": {
-    "developing": "Payment order management in development",
-    "status": {
-      "success": "Success",
-      "fail": "Failed",
-      "closed": "Closed"
-    }
-  },
   "tradeTrend": {
     "last7days": "7 Days",
     "last30days": "30 Days"
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/en-US/payment/provider/common.json
new file mode 100644
index 000000000..de20d2bef
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/en-US/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "Aggregate Pay",
+  "wechat": "WeChat Pay",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Douyin Pay"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
index b4f544917..56db4f808 100644
--- a/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "Ikhtisar Perdagangan",
     "payOrder": "Perintah Pembayaran",
     "tradeTrend": "Tren Perdagangan",
-    "channelDist": "Saluran Pembayaran",
+    "providerDist": "Distribusi Metode Pembayaran",
     "noticeList": "Pemberitahuan"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "Jumlah Pengembalian Dana (CNY)",
     "refundCount": "Jumlah Pengembalian Dana"
   },
-  "payOrder": {
-    "developing": "Manajemen pesanan pembayaran dalam pengembangan",
-    "status": {
-      "success": "Kesuksesan",
-      "fail": "Gagal",
-      "closed": "Tertutup"
-    }
-  },
   "tradeTrend": {
     "last7days": "7 hari",
     "last30days": "30 Hari"
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/id-ID/payment/provider/common.json
new file mode 100644
index 000000000..c55d8ec77
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "Pembayaran Agregat",
+  "wechat": "Pembayaran WeChat",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Pembayaran Douyin"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
index 14122fb88..e272863f5 100644
--- a/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "貿易概要",
     "payOrder": "支払い命令",
     "tradeTrend": "貿易動向",
-    "channelDist": "支払いチャネル",
+    "providerDist": "決済方法分布",
     "noticeList": "お知らせ"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "払い戻し金額 (CNY)",
     "refundCount": "払い戻し回数"
   },
-  "payOrder": {
-    "developing": "支払い注文管理は開発中",
-    "status": {
-      "success": "成功",
-      "fail": "失敗した",
-      "closed": "閉店"
-    }
-  },
   "tradeTrend": {
     "last7days": "7日間",
     "last30days": "30日"
diff --git a/apps/daxpay-admin/src/locales/langs/ja-JP/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/ja-JP/payment/provider/common.json
new file mode 100644
index 000000000..23b6dee1e
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ja-JP/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "統合決済",
+  "wechat": "WeChat Pay",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Douyin Pay"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
index 1ba6fae4a..5ec4c139b 100644
--- a/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "무역개요",
     "payOrder": "지불 주문",
     "tradeTrend": "무역동향",
-    "channelDist": "결제 채널",
+    "providerDist": "결제 수단 분포",
     "noticeList": "공지사항"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "환불 금액(CNY)",
     "refundCount": "환불 횟수"
   },
-  "payOrder": {
-    "developing": "결제 주문 관리 개발 중",
-    "status": {
-      "success": "성공",
-      "fail": "실패한",
-      "closed": "닫은"
-    }
-  },
   "tradeTrend": {
     "last7days": "7일",
     "last30days": "30일"
diff --git a/apps/daxpay-admin/src/locales/langs/ko-KR/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/ko-KR/payment/provider/common.json
new file mode 100644
index 000000000..c1b3bddba
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ko-KR/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "통합 결제",
+  "wechat": "위챗페이",
+  "alipay": "알리페이",
+  "unionPay": "유니온페이",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "두인페이"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
index f9453380f..cb32ac823 100644
--- a/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "Tinjauan Perdagangan",
     "payOrder": "Pesanan Pembayaran",
     "tradeTrend": "Trend Perdagangan",
-    "channelDist": "Saluran Pembayaran",
+    "providerDist": "Agihan Kaedah Pembayaran",
     "noticeList": "Notis"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "Amaun Bayaran Balik (CNY)",
     "refundCount": "Kiraan Bayaran Balik"
   },
-  "payOrder": {
-    "developing": "Pengurusan pesanan pembayaran dalam pembangunan",
-    "status": {
-      "success": "Kejayaan",
-      "fail": "gagal",
-      "closed": "tertutup"
-    }
-  },
   "tradeTrend": {
     "last7days": "7 Hari",
     "last30days": "30 Hari"
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/ms-MY/payment/provider/common.json
new file mode 100644
index 000000000..6775ac028
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "Bayaran Agregat",
+  "wechat": "WeChat Pay",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Douyin Pay"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
index 1e47fc7b3..774a9e0dd 100644
--- a/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "ภาพรวมการค้า",
     "payOrder": "คำสั่งการชำระเงิน",
     "tradeTrend": "แนวโน้มการค้า",
-    "channelDist": "ช่องทางการชำระเงิน",
+    "providerDist": "การกระจายวิธีการชำระเงิน",
     "noticeList": "ประกาศ"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "จำนวนเงินคืน (CNY)",
     "refundCount": "จำนวนการคืนเงิน"
   },
-  "payOrder": {
-    "developing": "การจัดการคำสั่งการชำระเงินอยู่ระหว่างการพัฒนา",
-    "status": {
-      "success": "ความสำเร็จ",
-      "fail": "ล้มเหลว",
-      "closed": "ปิด"
-    }
-  },
   "tradeTrend": {
     "last7days": "7 วัน",
     "last30days": "30 วัน"
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/th-TH/payment/provider/common.json
new file mode 100644
index 000000000..d9ad97efd
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "ชำระเงินแบบรวม",
+  "wechat": "WeChat Pay",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Douyin Pay"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
index b03678917..fe2448028 100644
--- a/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "Tổng quan thương mại",
     "payOrder": "Lệnh thanh toán",
     "tradeTrend": "Xu hướng thương mại",
-    "channelDist": "Kênh thanh toán",
+    "providerDist": "Phân bố phương thức thanh toán",
     "noticeList": "Thông báo"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "Số tiền hoàn lại (CNY)",
     "refundCount": "Số tiền hoàn lại"
   },
-  "payOrder": {
-    "developing": "Quản lý lệnh thanh toán đang phát triển",
-    "status": {
-      "success": "Thành công",
-      "fail": "Thất bại",
-      "closed": "Đã đóng"
-    }
-  },
   "tradeTrend": {
     "last7days": "7 ngày",
     "last30days": "30 ngày"
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/vi-VN/payment/provider/common.json
new file mode 100644
index 000000000..5ab331cb7
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "Thanh toán tổng hợp",
+  "wechat": "WeChat Pay",
+  "alipay": "Alipay",
+  "unionPay": "UnionPay",
+  "visa": "Visa",
+  "mastercard": "Mastercard",
+  "douyin": "Douyin Pay"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
index f5c3c9551..5aac6c0bd 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "交易概览",
     "payOrder": "支付订单",
     "tradeTrend": "交易趋势",
-    "channelDist": "支付渠道",
+    "providerDist": "支付渠道分布",
     "noticeList": "系统公告"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "退款金额(元)",
     "refundCount": "退款笔数"
   },
-  "payOrder": {
-    "developing": "支付订单管理开发中",
-    "status": {
-      "success": "成功",
-      "fail": "失败",
-      "closed": "已关闭"
-    }
-  },
   "tradeTrend": {
     "last7days": "近 7 天",
     "last30days": "近 30 天"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/provider/common.json
new file mode 100644
index 000000000..651faee27
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "聚合支付",
+  "wechat": "微信支付",
+  "alipay": "支付宝",
+  "unionPay": "银联",
+  "visa": "Visa",
+  "mastercard": "万事达",
+  "douyin": "抖音支付"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
index b49b39395..308cfab64 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "交易概覽",
     "payOrder": "支付訂單",
     "tradeTrend": "交易趨勢",
-    "channelDist": "支付渠道",
+    "providerDist": "支付渠道分佈",
     "noticeList": "系統公告"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "退款金額(元)",
     "refundCount": "退款筆數"
   },
-  "payOrder": {
-    "developing": "支付訂單管理開發中",
-    "status": {
-      "success": "成功",
-      "fail": "失敗",
-      "closed": "已關閉"
-    }
-  },
   "tradeTrend": {
     "last7days": "近 7 天",
     "last30days": "近 30 天"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-HK/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/zh-HK/payment/provider/common.json
new file mode 100644
index 000000000..093b8415d
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-HK/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "聚合支付",
+  "wechat": "微信支付",
+  "alipay": "支付寶",
+  "unionPay": "銀聯",
+  "visa": "Visa",
+  "mastercard": "萬事達",
+  "douyin": "抖音支付"
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
index 518618cc0..780d9cd1e 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
@@ -18,7 +18,7 @@
     "tradeOverview": "交易概覽",
     "payOrder": "支付訂單",
     "tradeTrend": "交易趨勢",
-    "channelDist": "支付渠道",
+    "providerDist": "支付渠道分佈",
     "noticeList": "系統公告"
   },
   "tradeOverview": {
@@ -29,14 +29,6 @@
     "refundAmount": "退款金額(元)",
     "refundCount": "退款筆數"
   },
-  "payOrder": {
-    "developing": "支付訂單管理開發中",
-    "status": {
-      "success": "成功",
-      "fail": "失敗",
-      "closed": "已關閉"
-    }
-  },
   "tradeTrend": {
     "last7days": "近 7 天",
     "last30days": "近 30 天"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-TW/payment/provider/common.json b/apps/daxpay-admin/src/locales/langs/zh-TW/payment/provider/common.json
new file mode 100644
index 000000000..093b8415d
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-TW/payment/provider/common.json
@@ -0,0 +1,9 @@
+{
+  "aggregatePay": "聚合支付",
+  "wechat": "微信支付",
+  "alipay": "支付寶",
+  "unionPay": "銀聯",
+  "visa": "Visa",
+  "mastercard": "萬事達",
+  "douyin": "抖音支付"
+}
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-amount-range.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-amount-range.vue
index 7040c5c1b..28c62fb6b 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-amount-range.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-amount-range.vue
@@ -10,11 +10,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 单笔金额区间分桶（用户消费特征） */
     data?: AmountRangeItem[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -51,6 +54,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.amountRange.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-success.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-success.vue
index f1636eaa4..a5fbeb2a3 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-success.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-success.vue
@@ -10,11 +10,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 各支付渠道成功率（横向对比，一眼看出渠道质量差异） */
     data?: ChannelSuccessItem[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -57,6 +60,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.channelSuccess.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-volume.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-volume.vue
index 6c73f4fd1..852ba0128 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-volume.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-channel-volume.vue
@@ -10,11 +10,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 各支付通道交易笔数 */
     data?: NameValue[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -51,6 +54,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.channelVolume.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-hourly-dist.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-hourly-dist.vue
index 6e8afd46d..c66ca3042 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-hourly-dist.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-hourly-dist.vue
@@ -8,11 +8,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 24 小时交易分布（长度 24 数组，下标即小时） */
     data?: number[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -46,6 +49,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.hourlyDist.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-merchant-rank.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-merchant-rank.vue
index e5a698174..662edbf87 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-merchant-rank.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-merchant-rank.vue
@@ -9,11 +9,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: () => [],
+    loading: false,
   });
 
   interface Props {
     /** 商户交易额排名 Top10 */
     data?: MerchantRankItem[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   // 表格列定义（排名 / 商户 / 交易额 / 笔数 / 占比）
@@ -45,6 +48,7 @@
 <template>
   <a-card variant="borderless" class="!bg-card">
     <template #title>{{ $t('dashboard.analytics.merchantRank.title') }}</template>
-    <a-table :columns="columns" :data-source="dataSource" :pagination="false" row-key="merchantName" size="small" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 5 }" />
+    <a-table v-else :columns="columns" :data-source="dataSource" :pagination="false" row-key="merchantName" size="small" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-overview.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-overview.vue
index 223a329d8..f666b11a7 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-overview.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-overview.vue
@@ -7,11 +7,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: () => [],
+    loading: false,
   });
 
   interface Props {
     /** 6 个指标卡片数据（规模 + 质量） */
     data?: OverviewStat[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   // 数值千分位格式化
@@ -22,7 +25,14 @@
 
 <template>
   <a-row :gutter="[16, 16]">
-    <a-col v-for="item in props.data" :key="item.key" :span="4">
+    <template v-if="loading">
+      <a-col v-for="i in 6" :key="i" :span="4">
+        <a-card variant="borderless" class="!bg-card">
+          <a-skeleton active :paragraph="{ rows: 2 }" />
+        </a-card>
+      </a-col>
+    </template>
+    <a-col v-for="item in props.data" v-else :key="item.key" :span="4">
       <a-card variant="borderless" class="!bg-card">
         <div class="text-foreground/60 text-sm">
           {{ $t(`dashboard.analytics.overview.${item.key}`) }}
@@ -34,9 +44,10 @@
         </div>
         <div class="mt-1 flex items-center text-xs">
           <!-- 涨跌色遵循中国惯例：涨红跌绿（西方为涨绿跌红） -->
-          <span :class="item.chainRatio >= 0 ? 'text-red-500' : 'text-emerald-500'">
+          <span v-if="item.chainRatio !== null" :class="item.chainRatio >= 0 ? 'text-red-500' : 'text-emerald-500'">
             {{ item.chainRatio >= 0 ? '↑' : '↓' }} {{ Math.abs(item.chainRatio) }}%
           </span>
+          <span v-else class="text-foreground/40">—</span>
           <span class="text-foreground/40 ml-1">{{ $t('dashboard.analytics.overview.chainRatio') }}</span>
         </div>
       </a-card>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-pay-method.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-pay-method.vue
index 0e14d01ef..b09c8e448 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-pay-method.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-pay-method.vue
@@ -10,11 +10,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 各支付方式交易额占比 */
     data?: NameValue[];
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -46,6 +49,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.payMethod.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-refund-trend.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-refund-trend.vue
index 22f44cbfe..cf96547d5 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-refund-trend.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-refund-trend.vue
@@ -8,11 +8,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 退款趋势（日期 + 退款额） */
     data?: { amounts: number[]; dates: string[] };
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   const chartRef = ref<EchartsUIType>();
@@ -51,6 +54,7 @@
   <a-card variant="borderless" class="!h-full min-h-[320px] !bg-card">
     <template #title>{{ $t('dashboard.analytics.refundTrend.title') }}</template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-trade-trend.vue b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-trade-trend.vue
index adcd94510..f1c4305b5 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-trade-trend.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/components/analysis-trade-trend.vue
@@ -10,11 +10,14 @@
 
   const props = withDefaults(defineProps<Props>(), {
     data: undefined,
+    loading: false,
   });
 
   interface Props {
     /** 交易趋势序列（日期 + 多度量） */
     data?: TrendSeries;
+    /** 加载中(显示骨架屏) */
+    loading?: boolean;
   }
 
   // 度量切换：交易额 / 交易笔数 / 客单价
@@ -69,6 +72,7 @@
       </a-radio-group>
     </template>
 
-    <EchartsUI ref="chartRef" class="h-[320px]" />
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 6 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[320px]" />
   </a-card>
 </template>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/composables/useAnalyticsData.ts b/apps/daxpay-admin/src/views/dashboard/analytics/composables/useAnalyticsData.ts
index 7da8c6cde..4514374d7 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/composables/useAnalyticsData.ts
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/composables/useAnalyticsData.ts
@@ -6,6 +6,11 @@ import { $t } from '@vben/locales';
 
 import dayjs from 'dayjs';
 
+import { DashboardTradeApi } from '#/api/payment/dashboard/trade-dashboard.api';
+import { providerI18nMap, providerNameMap } from '#/enums/payment/providerEnum';
+
+import { emptyAnalyticsData } from '../types';
+
 /** 预设范围 → [start, end]（YYYY-MM-DD）；本月取月初到今天（未来无数据） */
 function computePreset(key: PresetKey): DateRange {
   const today = dayjs();
@@ -25,128 +30,47 @@ function computePreset(key: PresetKey): DateRange {
   }
 }
 
-/** 按 [start, end] 生成日期标签（MM-DD，含首尾） */
-function genDateLabels(start: string, end: string): string[] {
-  const labels: string[] = [];
-  let cur = dayjs(start);
-  const last = dayjs(end);
-  while (cur.isBefore(last) || cur.isSame(last, 'day')) {
-    labels.push(cur.format('MM-DD'));
-    cur = cur.add(1, 'day');
+/** 支付渠道编码 → 展示名: 优先 i18n 映射, 无映射时降级原编码 */
+function providerLabel(provider?: string): string {
+  if (!provider) return '-';
+  const i18nKey = providerI18nMap[provider];
+  if (i18nKey) {
+    const text = $t(i18nKey);
+    if (text && text !== i18nKey) return text;
   }
-  return labels;
+  return providerNameMap[provider] ?? provider;
 }
 
-/** 基于索引的稳定波动函数（同输入同输出，避免每次切换数据跳变） */
-function wave(i: number, seed: number): number {
-  return Math.sin(i * 0.8 + seed) * 0.5 + Math.cos(i * 1.3 + seed) * 0.3;
+/** 金额分(后端) → 元(前端展示), 保留整数 */
+function fenToYuan(fen?: number): number {
+  if (!fen || fen <= 0) return 0;
+  return Math.round(fen / 100);
 }
 
-/** 按日期范围构造全量 mock 数据（后端聚合 API 就绪后替换为真实请求） */
-function buildData(start: string, end: string): AnalyticsData {
-  const dates = genDateLabels(start, end);
-  const n = dates.length;
-
-  // 交易额（元）：基线 + 上升趋势 + 周期波动
-  const amounts = dates.map((_, i) => Math.round(50_000 + i * 600 + wave(i, 1) * 12_000));
-  // 交易笔数
-  const orders = dates.map((_, i) => Math.round(800 + i * 8 + wave(i, 2) * 120));
-  // 客单价 = 交易额 / 笔数
-  const avgAmounts = amounts.map((a, i) => Math.round(a / (orders[i] || 1)));
-
-  // 汇总指标
-  const totalAmount = amounts.reduce((s, v) => s + v, 0);
-  const totalOrders = orders.reduce((s, v) => s + v, 0);
-  const refundAmount = Math.round(totalAmount * 0.038);
-  const avgAmount = Math.round(totalAmount / totalOrders);
-
-  // 环比百分比（mock，随范围稳定）
-  const ratio = (base: number, seed: number) => Math.round((base + wave(n, seed) * 5) * 10) / 10;
-
-  // 退款趋势（元）
-  const refundTrendAmounts = dates.map((_, i) => Math.round(1800 + wave(i, 3) * 600 + i * 20));
-
-  // 24h 时段分布：模拟双高峰（午间 12 点、晚间 20 点），凌晨低谷
-  const hourlyDist = Array.from({ length: 24 }).map((_, h) => {
-    const noonPeak = Math.exp(-Math.pow((h - 12) / 4, 2)) * 1000;
-    const eveningPeak = Math.exp(-Math.pow((h - 20) / 3, 2)) * 800;
-    const noise = wave(h, 4) * 100;
-    return Math.max(50, Math.round(noonPeak + eveningPeak + noise + 100));
-  });
-
-  return {
-    overview: [
-      { key: 'totalAmount', value: totalAmount, prefix: '¥', chainRatio: ratio(8.5, 1) },
-      { key: 'totalOrders', value: totalOrders, chainRatio: ratio(6.2, 2) },
-      { key: 'avgAmount', value: avgAmount, prefix: '¥', chainRatio: ratio(2.1, 3) },
-      { key: 'successRate', value: 97.6, suffix: '%', chainRatio: ratio(0.3, 4) },
-      { key: 'refundAmount', value: refundAmount, prefix: '¥', chainRatio: ratio(-3.4, 5) },
-      { key: 'refundRate', value: 3.8, suffix: '%', chainRatio: ratio(-1.2, 6) },
-    ],
-    tradeTrend: { amounts, avgAmounts, dates, orders },
-    payMethod: [
-      { name: $t('payment.channel.common.wechat'), value: 38 },
-      { name: $t('payment.channel.common.alipay'), value: 28 },
-      { name: $t('payment.channel.common.unionPay'), value: 18 },
-      { name: $t('payment.channel.common.visa'), value: 8 },
-      { name: $t('payment.channel.common.mastercard'), value: 5 },
-      { name: $t('payment.channel.common.douyin'), value: 3 },
-    ],
-    channelSuccess: [
-      { name: $t('payment.channel.common.alipay'), rate: 99.2 },
-      { name: $t('payment.channel.common.wechat'), rate: 98.7 },
-      { name: $t('payment.channel.common.unionPay'), rate: 97.5 },
-      { name: $t('payment.channel.common.douyin'), rate: 96.3 },
-      { name: $t('payment.channel.common.visa'), rate: 95.8 },
-      { name: $t('payment.channel.common.mastercard'), rate: 94.6 },
-    ],
-    hourlyDist,
-    amountRange: [
-      { count: 3200, range: '0-50' },
-      { count: 5800, range: '50-200' },
-      { count: 4200, range: '200-1000' },
-      { count: 1800, range: '1000-5000' },
-      { count: 600, range: '5000+' },
-    ],
-    channelVolume: [
-      { name: $t('payment.channel.common.wechat'), value: 45_000 },
-      { name: $t('payment.channel.common.alipay'), value: 32_000 },
-      { name: $t('payment.channel.common.unionPay'), value: 12_000 },
-      { name: $t('payment.channel.common.visa'), value: 8000 },
-      { name: $t('payment.channel.common.mastercard'), value: 6000 },
-      { name: $t('payment.channel.common.douyin'), value: 3000 },
-    ],
-    refundTrend: { amounts: refundTrendAmounts, dates },
-    merchantRank: [
-      { amount: 520_000, merchantName: '云端科技有限公司', orders: 12_300, proportion: 18.5 },
-      { amount: 438_000, merchantName: '数聚信息科技', orders: 9800, proportion: 15.6 },
-      { amount: 362_000, merchantName: '极客电子商务', orders: 8600, proportion: 12.9 },
-      { amount: 298_000, merchantName: '智慧零售集团', orders: 7200, proportion: 10.6 },
-      { amount: 245_000, merchantName: '新橙科技', orders: 5900, proportion: 8.7 },
-      { amount: 198_000, merchantName: '环球贸易有限公司', orders: 4700, proportion: 7.1 },
-      { amount: 165_000, merchantName: '蓝海传媒', orders: 3900, proportion: 5.9 },
-      { amount: 132_000, merchantName: '星辰网络', orders: 3100, proportion: 4.7 },
-      { amount: 98_000, merchantName: '迅捷物流', orders: 2300, proportion: 3.5 },
-      { amount: 76_000, merchantName: '橙意生活', orders: 1800, proportion: 2.7 },
-    ],
-  };
+/**
+ * 环比百分比计算
+ * @returns null 表示无法计算(prev 缺数据或为 0)
+ */
+function chainRatio(curr?: number, prev?: number): null | number {
+  if (curr === undefined || prev === undefined || prev === 0) return null;
+  return Math.round(((curr - prev) / prev) * 1000) / 10;
 }
 
+/**
+ * 分析页聚合数据异步加载 composable
+ *
+ * 按 dateRange 触发 8 个 API 并发加载(Promise.allSettled), 单个失败时该字段保留空,
+ * 不影响其他图表。chainRatio(环比) 由前端基于后端返回的 curr/prev 字段计算。
+ */
 export function useAnalyticsData() {
-  // 当前模式（预设 key 或 'custom' 自定义）
   const activePreset = ref<PresetKey>('last7days');
-  // 自定义日期范围（仅 custom 模式生效）
   const customRange = ref<DateRange | undefined>(undefined);
-
-  // 是否自定义模式（控制 RangePicker 启用/禁用）
   const isCustom = computed(() => activePreset.value === 'custom');
 
-  // 选预设时清空自定义范围（避免残留）
   watch(activePreset, (key) => {
     if (key !== 'custom') customRange.value = undefined;
   });
 
-  // 真实数据源：custom 走自定义范围（未选时兜底近7天），否则走预设
   const dateRange = computed<DateRange>(() => {
     if (activePreset.value === 'custom') {
       return customRange.value ?? computePreset('last7days');
@@ -154,15 +78,172 @@ export function useAnalyticsData() {
     return computePreset(activePreset.value);
   });
 
-  // 副标题：动态日期摘要（与右侧选择器联动）
   const subtitle = computed(() => {
     const [start, end] = dateRange.value;
     const days = dayjs(end).diff(dayjs(start), 'day') + 1;
     return $t('dashboard.analytics.subtitle', { days, end, start });
   });
 
-  // 按日期范围派生的全量数据
-  const data = computed(() => buildData(dateRange.value[0], dateRange.value[1]));
+  const data = ref<AnalyticsData>(emptyAnalyticsData());
+  const loading = ref(false);
 
-  return { activePreset, customRange, data, isCustom, subtitle };
+  /** 公共参数(start/end 同时传时优先区间模式) */
+  function commonParams() {
+    const [start, end] = dateRange.value;
+    return { end, start };
+  }
+
+  /** 并发加载所有维度, allSettled 保证单个失败不阻塞其他 */
+  async function load() {
+    loading.value = true;
+    try {
+      const params = commonParams();
+      const results = await Promise.allSettled([
+        DashboardTradeApi.overview(params),
+        DashboardTradeApi.trend(params),
+        DashboardTradeApi.refundTrend(params),
+        DashboardTradeApi.providerDist(params),
+        DashboardTradeApi.providerSuccess(params),
+        DashboardTradeApi.hourlyDist(params),
+        DashboardTradeApi.amountRange(params),
+        DashboardTradeApi.merchantRank({ ...params, limit: 10 }),
+      ]);
+
+      // 失败的维度单独记录到控制台(开发期可见, 生产静默)
+      const labels = ['overview', 'trend', 'refundTrend', 'providerDist', 'providerSuccess', 'hourlyDist', 'amountRange', 'merchantRank'] as const;
+      results.forEach((r, i) => {
+        if (r.status === 'rejected') console.warn(`[analytics] ${labels[i]} 加载失败:`, r.reason);
+      });
+
+      const overviewRes = results[0].status === 'fulfilled' ? results[0].value?.data : undefined;
+      const trendRes = results[1].status === 'fulfilled' ? results[1].value?.data : undefined;
+      const refundTrendRes = results[2].status === 'fulfilled' ? results[2].value?.data : undefined;
+      const providerDistRes = results[3].status === 'fulfilled' ? results[3].value?.data : undefined;
+      const providerSuccessRes = results[4].status === 'fulfilled' ? results[4].value?.data : undefined;
+      const hourlyDistRes = results[5].status === 'fulfilled' ? results[5].value?.data : undefined;
+      const amountRangeRes = results[6].status === 'fulfilled' ? results[6].value?.data : undefined;
+      const merchantRankRes = results[7].status === 'fulfilled' ? results[7].value?.data : undefined;
+
+      data.value = buildAnalyticsData({
+        amountRangeRes,
+        hourlyDistRes,
+        merchantRankRes,
+        overviewRes,
+        providerDistRes,
+        providerSuccessRes,
+        refundTrendRes,
+        trendRes,
+      });
+    } finally {
+      loading.value = false;
+    }
+  }
+
+  // dateRange 变化即触发加载
+  watch(dateRange, load, { immediate: true });
+
+  return { activePreset, customRange, data, isCustom, loading, subtitle };
+}
+
+/** 将各 API 响应组装为 AnalyticsData */
+function buildAnalyticsData(input: {
+  amountRangeRes?: { bucket?: string; count?: number }[];
+  hourlyDistRes?: { amount?: number; count?: number; hour?: number }[];
+  merchantRankRes?: { amount?: number; merchantName?: string; orders?: number; proportion?: number }[];
+  overviewRes?: {
+    prevRefundAmount?: number;
+    prevRefundCount?: number;
+    prevSuccessAmount?: number;
+    prevSuccessCount?: number;
+    prevTotalOrders?: number;
+    refundAmount?: number;
+    refundCount?: number;
+    successAmount?: number;
+    successCount?: number;
+    totalOrders?: number;
+  };
+  providerDistRes?: { amount?: number; count?: number; provider?: string }[];
+  providerSuccessRes?: { provider?: string; rate?: number }[];
+  refundTrendRes?: { amount?: number; count?: number; date?: string }[];
+  trendRes?: { amount?: number; count?: number; date?: string }[];
+}): AnalyticsData {
+  const { overviewRes, trendRes, refundTrendRes, providerDistRes, providerSuccessRes, hourlyDistRes, amountRangeRes, merchantRankRes } = input;
+
+  // ===== overview 6 卡片(含环比) =====
+  const ov = overviewRes ?? {};
+  const successAmountYuan = fenToYuan(ov.successAmount);
+  const refundAmountYuan = fenToYuan(ov.refundAmount);
+  const successCount = ov.successCount ?? 0;
+  const totalOrders = ov.totalOrders ?? 0;
+  const avgAmount = successCount > 0 ? Math.round((successAmountYuan / successCount) * 100) / 100 : 0;
+  // 成功率口径: success_count / total_orders * 100(分子分母时间基准不同, 见后端 Mapper 注释)
+  const successRate = totalOrders > 0 ? Math.round((successCount / totalOrders) * 1000) / 10 : 0;
+  const refundRate = successAmountYuan > 0 ? Math.round((refundAmountYuan / successAmountYuan) * 1000) / 10 : 0;
+
+  const overview = [
+    { key: 'totalAmount', value: successAmountYuan, prefix: '¥', chainRatio: chainRatio(ov.successAmount, ov.prevSuccessAmount) },
+    { key: 'totalOrders', value: successCount, chainRatio: chainRatio(ov.successCount, ov.prevSuccessCount) },
+    { key: 'avgAmount', value: avgAmount, prefix: '¥', chainRatio: chainRatio(avgAmount, ov.prevSuccessAmount && ov.prevSuccessCount ? Math.round((ov.prevSuccessAmount / 100 / ov.prevSuccessCount) * 100) / 100 : undefined) },
+    { key: 'successRate', value: successRate, suffix: '%', chainRatio: chainRatio(ov.successCount && ov.totalOrders ? successRate : undefined, ov.prevSuccessCount && ov.prevTotalOrders ? Math.round((ov.prevSuccessCount / ov.prevTotalOrders) * 1000) / 10 : undefined) },
+    { key: 'refundAmount', value: refundAmountYuan, prefix: '¥', chainRatio: chainRatio(ov.refundAmount, ov.prevRefundAmount) },
+    { key: 'refundRate', value: refundRate, suffix: '%', chainRatio: null },
+  ];
+
+  // ===== tradeTrend(按日期 + 多度量) =====
+  // dates 保留 yyyy-MM-dd 原值(与 a-tooltip / 前端期望一致), amounts/orders 取后端原值, avgAmounts 派生
+  const trendList = trendRes ?? [];
+  const tradeTrend = {
+    amounts: trendList.map((i) => fenToYuan(i.amount)),
+    avgAmounts: trendList.map((i) => {
+      const yuan = fenToYuan(i.amount);
+      const cnt = i.count ?? 0;
+      return cnt > 0 ? Math.round((yuan / cnt) * 100) / 100 : 0;
+    }),
+    dates: trendList.map((i) => i.date ?? ''),
+    orders: trendList.map((i) => i.count ?? 0),
+  };
+
+  // ===== refundTrend(按日期) =====
+  const refundTrend = {
+    amounts: (refundTrendRes ?? []).map((i) => fenToYuan(i.amount)),
+    dates: (refundTrendRes ?? []).map((i) => i.date ?? ''),
+  };
+
+  // ===== payMethod(支付方式占比饼图, 用 provider amount) =====
+  const payMethod = (providerDistRes ?? []).map((i) => ({
+    name: providerLabel(i.provider),
+    value: fenToYuan(i.amount),
+  }));
+
+  // ===== channelVolume(渠道交易量柱状图, 用 provider count) =====
+  const channelVolume = (providerDistRes ?? []).map((i) => ({
+    name: providerLabel(i.provider),
+    value: i.count ?? 0,
+  }));
+
+  // ===== channelSuccess(渠道成功率) =====
+  const channelSuccess = (providerSuccessRes ?? []).map((i) => ({
+    name: providerLabel(i.provider),
+    rate: i.rate ?? 0,
+  }));
+
+  // ===== hourlyDist(24 小时时段, 取 count 数组) =====
+  // 后端返回 0-23 已补齐, 取 count 字段(原前端约定: 柱状图值)
+  const hourlyDist = (hourlyDistRes ?? []).map((i) => i.count ?? 0);
+
+  // ===== amountRange(金额区间分桶) =====
+  const amountRange = (amountRangeRes ?? []).map((i) => ({
+    count: i.count ?? 0,
+    range: i.bucket ?? '',
+  }));
+
+  // ===== merchantRank =====
+  const merchantRank = (merchantRankRes ?? []).map((i) => ({
+    amount: fenToYuan(i.amount),
+    merchantName: i.merchantName ?? '-',
+    orders: i.orders ?? 0,
+    proportion: i.proportion ?? 0,
+  }));
+
+  return { amountRange, channelSuccess, channelVolume, hourlyDist, merchantRank, overview, payMethod, refundTrend, tradeTrend };
 }
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/index.vue b/apps/daxpay-admin/src/views/dashboard/analytics/index.vue
index 7f3072d5f..6fb6d48b5 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/index.vue
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/index.vue
@@ -14,8 +14,8 @@
 
   defineOptions({ name: 'Analytics' });
 
-  // 全局时间范围（预设 + 自定义互斥）+ 派生数据（mock，后端聚合 API 就绪后替换）
-  const { activePreset, customRange, data, isCustom, subtitle } = useAnalyticsData();
+  // 全局时间范围（预设 + 自定义互斥）+ 派生数据(异步加载, 8 个维度并发)
+  const { activePreset, customRange, data, isCustom, loading, subtitle } = useAnalyticsData();
 </script>
 
 <template>
@@ -41,40 +41,40 @@
     </div>
 
     <!-- 指标卡片行：规模(总额/笔数/客单价) + 质量(成功率/退款额/退款率) -->
-    <AnalysisOverview :data="data.overview" />
+    <AnalysisOverview :data="data.overview" :loading="loading" />
 
     <!-- 图表网格：核心趋势 → 洞察三连 → 深度 → 明细 -->
     <a-row :gutter="[16, 16]" align="stretch" class="!mt-4">
       <!-- 第二行：交易趋势(多度量) + 支付方式占比 -->
       <a-col :span="16">
-        <AnalysisTradeTrend :data="data.tradeTrend" />
+        <AnalysisTradeTrend :data="data.tradeTrend" :loading="loading" />
       </a-col>
       <a-col :span="8">
-        <AnalysisPayMethod :data="data.payMethod" />
+        <AnalysisPayMethod :data="data.payMethod" :loading="loading" />
       </a-col>
 
       <!-- 第三行：洞察三连（渠道质量/时段/金额区间） -->
       <a-col :span="8">
-        <AnalysisChannelSuccess :data="data.channelSuccess" />
+        <AnalysisChannelSuccess :data="data.channelSuccess" :loading="loading" />
       </a-col>
       <a-col :span="8">
-        <AnalysisHourlyDist :data="data.hourlyDist" />
+        <AnalysisHourlyDist :data="data.hourlyDist" :loading="loading" />
       </a-col>
       <a-col :span="8">
-        <AnalysisAmountRange :data="data.amountRange" />
+        <AnalysisAmountRange :data="data.amountRange" :loading="loading" />
       </a-col>
 
       <!-- 第四行：渠道交易量 + 退款趋势 -->
       <a-col :span="12">
-        <AnalysisChannelVolume :data="data.channelVolume" />
+        <AnalysisChannelVolume :data="data.channelVolume" :loading="loading" />
       </a-col>
       <a-col :span="12">
-        <AnalysisRefundTrend :data="data.refundTrend" />
+        <AnalysisRefundTrend :data="data.refundTrend" :loading="loading" />
       </a-col>
 
       <!-- 第五行：商户交易额排名明细 -->
       <a-col :span="24">
-        <AnalysisMerchantRank :data="data.merchantRank" />
+        <AnalysisMerchantRank :data="data.merchantRank" :loading="loading" />
       </a-col>
     </a-row>
   </div>
diff --git a/apps/daxpay-admin/src/views/dashboard/analytics/types.ts b/apps/daxpay-admin/src/views/dashboard/analytics/types.ts
index 9bb464022..9242ca4bd 100644
--- a/apps/daxpay-admin/src/views/dashboard/analytics/types.ts
+++ b/apps/daxpay-admin/src/views/dashboard/analytics/types.ts
@@ -17,8 +17,8 @@ export interface OverviewStat {
   prefix?: string;
   /** 数值后缀（如 %） */
   suffix?: string;
-  /** 环比百分比（正数上升、负数下降） */
-  chainRatio: number;
+  /** 环比百分比（正数上升、负数下降）; null 表示无上期数据, 不展示 */
+  chainRatio: null | number;
 }
 
 /** 折线图序列数据（日期 + 多度量） */
@@ -59,7 +59,7 @@ export interface MerchantRankItem {
   proportion: number;
 }
 
-/** 分析页聚合数据（由 useAnalyticsData 按 timeRange 派生） */
+/** 分析页聚合数据（由 useAnalyticsData 按 timeRange 异步加载组装） */
 export interface AnalyticsData {
   overview: OverviewStat[];
   tradeTrend: TrendSeries;
@@ -71,3 +71,18 @@ export interface AnalyticsData {
   refundTrend: { amounts: number[]; dates: string[] };
   merchantRank: MerchantRankItem[];
 }
+
+/** 空数据(初次加载前的占位, 所有图表显示空状态) */
+export function emptyAnalyticsData(): AnalyticsData {
+  return {
+    overview: [],
+    tradeTrend: { amounts: [], avgAmounts: [], dates: [], orders: [] },
+    payMethod: [],
+    channelSuccess: [],
+    hourlyDist: [],
+    amountRange: [],
+    channelVolume: [],
+    refundTrend: { amounts: [], dates: [] },
+    merchantRank: [],
+  };
+}
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts b/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
index 813712bc1..0b90d192f 100644
--- a/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
@@ -1,8 +1,8 @@
 import type { LayoutItem, WidgetMeta } from './types';
 
-import ChannelDistributionWidget from './widgets/channel-distribution.widget.vue';
 import NoticeListWidget from './widgets/notice-list.widget.vue';
 import PayOrderListWidget from './widgets/pay-order-list.widget.vue';
+import ProviderDistributionWidget from './widgets/provider-distribution.widget.vue';
 import QuickEntryWidget from './widgets/quick-entry.widget.vue';
 import TradeOverviewWidget from './widgets/trade-overview.widget.vue';
 import TradeTrendWidget from './widgets/trade-trend.widget.vue';
@@ -69,9 +69,9 @@ export const WIDGET_REGISTRY: WidgetMeta[] = [
     defaultOrder: 6,
   },
   {
-    id: 'channel-distribution',
-    component: ChannelDistributionWidget,
-    titleKey: 'dashboard.workspace.widget.channelDist',
+    id: 'provider-distribution',
+    component: ProviderDistributionWidget,
+    titleKey: 'dashboard.workspace.widget.providerDist',
     icon: 'lucide:pie-chart',
     defaultSpan: 8,
     defaultOrder: 5,
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/channel-distribution.widget.vue b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/channel-distribution.widget.vue
deleted file mode 100644
index 2315e88b4..000000000
--- a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/channel-distribution.widget.vue
+++ /dev/null
@@ -1,59 +0,0 @@
-<script lang="ts" setup>
-  import type { DashboardData } from '../types';
-
-  import { onMounted, ref } from 'vue';
-
-  import { $t } from '@vben/locales';
-  import { EchartsUI, type EchartsUIType, useEcharts } from '@vben/plugins/echarts';
-
-  interface Props {
-    /** 工作台聚合数据（支付方式分布暂无后端 API，保留以统一 widget props 契约） */
-    data?: DashboardData;
-  }
-
-  defineOptions({ name: 'ChannelDistributionWidget' });
-
-  // 支付方式分布暂无后端 API，保留 data prop 以统一 widget 渲染契约
-  withDefaults(defineProps<Props>(), {
-    data: undefined,
-  });
-
-  const chartRef = ref<EchartsUIType>();
-  const { renderEcharts } = useEcharts(chartRef);
-
-  onMounted(() => {
-    // Mock 数据：各支付方式占比（百分比）
-    // 后端支付方式分布 API 就绪后替换为真实请求结果
-    renderEcharts({
-      legend: { bottom: 0, orient: 'horizontal' },
-      series: [
-        {
-          label: { formatter: '{d}%', show: true },
-          radius: ['45%', '70%'],
-          type: 'pie',
-          data: [
-            { name: $t('payment.channel.common.wechat'), value: 38 },
-            { name: $t('payment.channel.common.alipay'), value: 28 },
-            { name: $t('payment.channel.common.unionPay'), value: 18 },
-            { name: $t('payment.channel.common.visa'), value: 8 },
-            { name: $t('payment.channel.common.mastercard'), value: 5 },
-            { name: $t('payment.channel.common.douyin'), value: 3 },
-          ],
-        },
-      ],
-      tooltip: { trigger: 'item' },
-    });
-  });
-</script>
-
-<template>
-  <a-card variant="borderless" class="!h-full min-h-[260px] !bg-card">
-    <template #title>
-      <div class="flex items-center gap-2">
-        <span>{{ $t('dashboard.workspace.widget.channelDist') }}</span>
-      </div>
-    </template>
-
-    <EchartsUI ref="chartRef" class="h-[280px]" />
-  </a-card>
-</template>
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/provider-distribution.widget.vue b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/provider-distribution.widget.vue
new file mode 100644
index 000000000..2844919f7
--- /dev/null
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/provider-distribution.widget.vue
@@ -0,0 +1,92 @@
+<script lang="ts" setup>
+  import type { DashboardData } from '../types';
+
+  import { nextTick, onMounted, ref } from 'vue';
+
+  import { $t } from '@vben/locales';
+  import { EchartsUI, type EchartsUIType, useEcharts } from '@vben/plugins/echarts';
+
+  import { DashboardTradeApi, type ProviderDistItemResult } from '#/api/payment/dashboard/trade-dashboard.api';
+  import { providerI18nMap } from '#/enums/payment/providerEnum';
+
+  interface Props {
+    /** 工作台聚合数据（支付渠道分布独立拉数据，保留以统一 widget props 契约） */
+    data?: DashboardData;
+  }
+
+  defineOptions({ name: 'ProviderDistributionWidget' });
+
+  // 支付渠道分布独立拉取数据，不消费聚合统计；保留 data prop 以统一 widget 渲染契约
+  withDefaults(defineProps<Props>(), {
+    data: undefined,
+  });
+
+  const chartRef = ref<EchartsUIType>();
+  const { renderEcharts } = useEcharts(chartRef);
+
+  const loading = ref(false);
+  const distData = ref<ProviderDistItemResult[]>([]);
+
+  /** 支付渠道编码 → 展示名: 优先 i18n 映射, 无映射时降级原编码 */
+  function providerLabel(provider?: string): string {
+    if (!provider) return '-';
+    const i18nKey = providerI18nMap[provider];
+    if (i18nKey) {
+      const text = $t(i18nKey);
+      if (text && text !== i18nKey) return text;
+    }
+    return provider;
+  }
+
+  /** 拉取近 30 天支付渠道分布 */
+  async function load() {
+    loading.value = true;
+    try {
+      const res = await DashboardTradeApi.providerDist({ days: 30 });
+      distData.value = res?.data || [];
+    } finally {
+      loading.value = false;
+      await nextTick();
+      render();
+    }
+  }
+
+  /** 渲染饼图 */
+  function render(): void {
+    const data = distData.value.map((i) => ({
+      name: providerLabel(i.provider),
+      // 金额分转元(仅影响 tooltip 展示, 占比按 value 相对计算)
+      value: Math.round((i.amount ?? 0) / 100),
+    }));
+    renderEcharts({
+      legend: { bottom: 0, orient: 'horizontal' },
+      series: [
+        {
+          label: { formatter: '{d}%', show: true },
+          radius: ['45%', '70%'],
+          type: 'pie',
+          data,
+        },
+      ],
+      tooltip: {
+        trigger: 'item',
+        valueFormatter: (val: any) => `¥${Number(val).toLocaleString('en-US')}`,
+      },
+    });
+  }
+
+  onMounted(load);
+</script>
+
+<template>
+  <a-card variant="borderless" class="!h-full min-h-[260px] !bg-card">
+    <template #title>
+      <div class="flex items-center gap-2">
+        <span>{{ $t('dashboard.workspace.widget.providerDist') }}</span>
+      </div>
+    </template>
+
+    <a-skeleton v-if="loading && distData.length === 0" active :paragraph="{ rows: 5 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[280px]" />
+  </a-card>
+</template>
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-overview.widget.vue b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-overview.widget.vue
index 0e5aab940..e8c631e1f 100644
--- a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-overview.widget.vue
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-overview.widget.vue
@@ -1,19 +1,21 @@
 <script lang="ts" setup>
   import type { DashboardData } from '../types';
 
-  import { computed, ref } from 'vue';
+  import { computed, onMounted, ref, watch } from 'vue';
 
   import { IconifyIcon } from '@vben/icons';
   import { $t } from '@vben/locales';
 
+  import { DashboardTradeApi, type TradeOverviewResult } from '#/api/payment/dashboard/trade-dashboard.api';
+
   interface Props {
-    /** 工作台聚合数据（交易概览暂无后端 API，保留以统一 widget props 契约） */
+    /** 工作台聚合数据（交易概览独立拉数据，保留以统一 widget props 契约） */
     data?: DashboardData;
   }
 
   defineOptions({ name: 'TradeOverviewWidget' });
 
-  // 交易概览暂无后端 API，保留 data prop 以统一 widget 渲染契约
+  // 交易概览独立拉取数据，不消费聚合统计；保留 data prop 以统一 widget 渲染契约
   withDefaults(defineProps<Props>(), {
     data: undefined,
   });
@@ -21,25 +23,43 @@
   // 今日 / 昨日 tab 切换
   const activeTab = ref<'today' | 'yesterday'>('today');
 
-  // Mock 数据：后端交易聚合 API 就绪后替换为真实数据
-  // 成交金额（元）/ 成交笔数 / 退款金额（元）/ 退款笔数
-  const mockData = {
-    today: {
-      successAmount: '128,560.50',
-      refundAmount: '1,280.00',
-      refundCount: 8,
-      successCount: 326,
-    },
-    yesterday: {
-      successAmount: '112,380.20',
-      refundAmount: '980.50',
-      refundCount: 6,
-      successCount: 289,
-    },
-  } as const;
+  const loading = ref(false);
+  const overview = ref<TradeOverviewResult>({});
 
-  // 当前展示数据（随 tab 切换）
-  const overview = computed(() => mockData[activeTab.value]);
+  /** 拉取指定日期的概览统计 */
+  async function load() {
+    loading.value = true;
+    try {
+      const res = await DashboardTradeApi.overview({ date: activeTab.value });
+      overview.value = res?.data || {};
+    } finally {
+      loading.value = false;
+    }
+  }
+
+  // tab 切换时重新拉取
+  watch(activeTab, load);
+  onMounted(load);
+
+  /** 金额分转元(千分位 + 2 位小数), null/undefined 显示 '-' */
+  function formatAmount(fen?: number): string {
+    if (fen === null || fen === undefined) return '-';
+    return (fen / 100).toLocaleString('en-US', {
+      minimumFractionDigits: 2,
+      maximumFractionDigits: 2,
+    });
+  }
+
+  /** 数值千分位格式化 */
+  function formatCount(count?: number): string {
+    if (count === null || count === undefined) return '-';
+    return count.toLocaleString('en-US');
+  }
+
+  const successAmount = computed(() => formatAmount(overview.value.successAmount));
+  const successCount = computed(() => formatCount(overview.value.successCount));
+  const refundAmount = computed(() => formatAmount(overview.value.refundAmount));
+  const refundCount = computed(() => formatCount(overview.value.refundCount));
 </script>
 
 <template>
@@ -57,12 +77,13 @@
       </a-radio-group>
     </template>
 
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 3 }" />
     <!-- 主指标 + 副指标：垂直分布，主指标贴顶、副指标贴底，等高无空白 -->
-    <div class="flex h-full flex-col justify-between">
+    <div v-else class="flex h-full flex-col justify-between">
       <div>
         <p class="text-foreground/60 text-sm">{{ $t('dashboard.workspace.tradeOverview.successAmount') }}</p>
         <p class="text-primary mt-1 text-[40px] font-semibold leading-none tabular-nums">
-          {{ overview.successAmount }}
+          {{ successAmount }}
         </p>
       </div>
 
@@ -70,15 +91,15 @@
       <div class="mt-8 flex justify-between">
         <div>
           <p class="text-foreground/50 text-xs">{{ $t('dashboard.workspace.tradeOverview.successCount') }}</p>
-          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ overview.successCount }}</span>
+          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ successCount }}</span>
         </div>
         <div>
           <p class="text-foreground/50 text-xs">{{ $t('dashboard.workspace.tradeOverview.refundAmount') }}</p>
-          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ overview.refundAmount }}</span>
+          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ refundAmount }}</span>
         </div>
         <div>
           <p class="text-foreground/50 text-xs">{{ $t('dashboard.workspace.tradeOverview.refundCount') }}</p>
-          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ overview.refundCount }}</span>
+          <span class="text-foreground mt-1 block text-lg font-semibold tabular-nums">{{ refundCount }}</span>
         </div>
       </div>
     </div>
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-trend.widget.vue b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-trend.widget.vue
index e9680032d..c73f2faff 100644
--- a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-trend.widget.vue
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/trade-trend.widget.vue
@@ -1,19 +1,21 @@
 <script lang="ts" setup>
   import type { DashboardData } from '../types';
 
-  import { onMounted, ref, watch } from 'vue';
+  import { nextTick, onMounted, ref, watch } from 'vue';
 
   import { $t } from '@vben/locales';
   import { EchartsUI, type EchartsUIType, useEcharts } from '@vben/plugins/echarts';
 
+  import { DashboardTradeApi, type TradeTrendItemResult } from '#/api/payment/dashboard/trade-dashboard.api';
+
   interface Props {
-    /** 工作台聚合数据（交易趋势暂无后端 API，保留以统一 widget props 契约） */
+    /** 工作台聚合数据（交易趋势独立拉数据，保留以统一 widget props 契约） */
     data?: DashboardData;
   }
 
   defineOptions({ name: 'TradeTrendWidget' });
 
-  // 交易趋势暂无后端 API，保留 data prop 以统一 widget 渲染契约
+  // 交易趋势独立拉取数据，不消费聚合统计；保留 data prop 以统一 widget 渲染契约
   withDefaults(defineProps<Props>(), {
     data: undefined,
   });
@@ -25,38 +27,40 @@
   const chartRef = ref<EchartsUIType>();
   const { renderEcharts } = useEcharts(chartRef);
 
-  // Mock 数据：近 7 天 / 近 30 天交易额（元）
-  // 后端交易聚合 API 就绪后替换为真实请求结果
-  const mockSeries: Record<TrendRange, number[]> = {
-    '7days': [8200, 9320, 9010, 9340, 12_900, 13_300, 13_200],
-    '30days': [
-      5200, 6100, 5800, 6700, 7200, 6900, 7800, 8200, 7600, 8400, 9100, 8800, 9600, 10_200, 9800, 10_800, 11_500,
-      11_200, 12_300, 12_800, 11_900, 13_200, 12_900, 13_800, 14_500, 14_200, 15_300, 15_800, 14_900, 16_200,
-    ],
-  };
+  const loading = ref(false);
+  const trendData = ref<TradeTrendItemResult[]>([]);
 
-  // 近 7 天 x 轴标签（周一~周日）
-  const weekLabels: string[] = ['周一', '周二', '周三', '周四', '周五', '周六', '周日'];
-  // 近 30 天 x 轴标签（MM-DD，从今天倒推）
-  const monthLabels: string[] = Array.from({ length: 30 }).map((_, i) => {
-    const d = new Date();
-    d.setDate(d.getDate() - (29 - i));
-    const mm = String(d.getMonth() + 1).padStart(2, '0');
-    const dd = String(d.getDate()).padStart(2, '0');
-    return `${mm}-${dd}`;
-  });
+  /** 拉取指定天数的交易趋势 */
+  async function load() {
+    loading.value = true;
+    try {
+      const days = activeRange.value === '7days' ? 7 : 30;
+      const res = await DashboardTradeApi.trend({ days });
+      trendData.value = res?.data || [];
+    } finally {
+      loading.value = false;
+      // 首次从骨架屏切到 EchartsUI 需等 DOM 挂载后再渲染
+      await nextTick();
+      render();
+    }
+  }
 
-  /** 按当前时间跨度渲染折线图 */
+  /** 按当前数据渲染折线图 */
   function render(): void {
-    const isWeek = activeRange.value === '7days';
+    // 日期截取 MM-DD 作为 x 轴; 金额分转元
+    const labels = trendData.value.map((i) => i.date?.slice(5) || '');
+    const amounts = trendData.value.map((i) => Math.round((i.amount ?? 0) / 100));
     renderEcharts({
       grid: { bottom: '8%', containLabel: true, left: '3%', right: '4%', top: '10%' },
-      tooltip: { trigger: 'axis' },
+      tooltip: {
+        trigger: 'axis',
+        valueFormatter: (val: any) => `¥${Number(val).toLocaleString('en-US')}`,
+      },
       xAxis: {
         axisLabel: { fontSize: 11 },
         boundaryGap: false,
         type: 'category',
-        data: isWeek ? weekLabels : monthLabels,
+        data: labels,
       },
       yAxis: {
         axisLabel: { fontSize: 11 },
@@ -65,7 +69,7 @@
       series: [
         {
           areaStyle: { opacity: 0.15 },
-          data: mockSeries[activeRange.value],
+          data: amounts,
           smooth: true,
           type: 'line',
         },
@@ -73,10 +77,10 @@
     });
   }
 
-  // tab 切换时重渲染
-  watch(activeRange, render);
+  // tab 切换时重新拉取
+  watch(activeRange, load);
 
-  onMounted(render);
+  onMounted(load);
 </script>
 
 <template>
@@ -93,6 +97,7 @@
       </a-radio-group>
     </template>
 
-    <EchartsUI ref="chartRef" class="h-[280px]" />
+    <a-skeleton v-if="loading && trendData.length === 0" active :paragraph="{ rows: 5 }" />
+    <EchartsUI v-else ref="chartRef" class="h-[280px]" />
   </a-card>
 </template>