diff --git a/apps/daxpay-admin/src/api/payment/alipayChannelMerchant.api.ts b/apps/daxpay-admin/src/api/payment/alipayChannelMerchant.api.ts
new file mode 100644
index 000000000..ac6c3457a
--- /dev/null
+++ b/apps/daxpay-admin/src/api/payment/alipayChannelMerchant.api.ts
@@ -0,0 +1,105 @@
+import type { MchEntity, Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 支付宝服务商通道商户 API
+ */
+export const AlipayIsvChannelMerchantApi = {
+  /**
+   * 创建支付宝服务商通道商户
+   */
+  create(data: AlipayIsvChannelMerchantCreateParam): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/alipay/isv-channel-merchant/create', data });
+  },
+  /**
+   * 根据通道商户号查询支付宝服务商通道商户配置
+   */
+  findByChannelMchNo(channelMchNo: string): Promise<Result<AlipayIsvChannelMerchantConfig>> {
+    return defHttp.get({
+      url: '/admin/alipay/isv-channel-merchant/find-by-channel-mch-no',
+      params: { channelMchNo },
+    });
+  },
+};
+
+/**
+ * 支付宝直连通道商户 API
+ */
+export const AlipayDirectChannelMerchantApi = {
+  /**
+   * 创建支付宝直连通道商户
+   */
+  create(data: AlipayDirectChannelMerchantCreateParam): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/alipay/direct-channel-merchant/create', data });
+  },
+  /**
+   * 根据通道商户号查询支付宝直连通道商户配置
+   */
+  findByChannelMchNo(channelMchNo: string): Promise<Result<AlipayDirectChannelMerchantConfig>> {
+    return defHttp.get({
+      url: '/admin/alipay/direct-channel-merchant/find-by-channel-mch-no',
+      params: { channelMchNo },
+    });
+  },
+};
+
+/**
+ * 支付宝服务商通道商户配置
+ */
+export interface AlipayIsvChannelMerchantConfig extends MchEntity {
+  /** 通道商户号 */
+  channelMchNo?: string;
+  /** 所属支付产品 */
+  product?: string;
+  /** 关联服务商应用ID(系统主键, 指向 alipay_isv_app.id) */
+  isvAppId?: string;
+  /** 子商户支付宝识别码(2088开头) */
+  alipayUserId?: string;
+  /** 应用授权令牌(会过期/刷新) */
+  appAuthToken?: string;
+}
+
+/**
+ * 支付宝直连通道商户配置
+ */
+export interface AlipayDirectChannelMerchantConfig extends MchEntity {
+  /** 通道商户号(系统生成雪花号) */
+  channelMchNo?: string;
+  /** 所属支付产品 */
+  product?: string;
+  /** 支付宝商家唯一识别码(2088开头) */
+  alipayUserId?: string;
+}
+
+/**
+ * 支付宝服务商通道商户创建参数
+ */
+export interface AlipayIsvChannelMerchantCreateParam {
+  /** 商户号 */
+  mchNo: string;
+  /** 通道商户名称 */
+  channelMerchantName: string;
+  /** 所属支付产品 */
+  product: string;
+  /** 服务商应用ID(系统主键) */
+  appId: string;
+  /** 子商户支付宝用户ID(2088开头) */
+  alipayUserId: string;
+  /** 应用授权令牌 */
+  appAuthToken: string;
+}
+
+/**
+ * 支付宝直连通道商户创建参数
+ */
+export interface AlipayDirectChannelMerchantCreateParam {
+  /** 商户号 */
+  mchNo: string;
+  /** 通道商户名称 */
+  channelMerchantName: string;
+  /** 所属支付产品 */
+  product: string;
+  /** 支付宝商家用户ID(2088开头) */
+  alipayUserId: string;
+}
diff --git a/apps/daxpay-admin/src/api/payment/channelMerchant.api.ts b/apps/daxpay-admin/src/api/payment/channelMerchant.api.ts
index d4168f711..b38d4c7e2 100644
--- a/apps/daxpay-admin/src/api/payment/channelMerchant.api.ts
+++ b/apps/daxpay-admin/src/api/payment/channelMerchant.api.ts
@@ -108,33 +108,6 @@ export interface ChannelMerchantBaseCreateParam {
   channel: string;
 }
 
-/**
- * 支付宝通道商户创建 API
- */
-export const ChannelMerchantAlipayApi = {
-  /**
-   * 创建支付宝通道商户（服务商）
-   */
-  create(data: Record<string, any>): Promise<Result<void>> {
-    return defHttp.post({ url: '/admin/alipay/channel-merchant/create', data });
-  },
-  /**
-   * 创建支付宝通道商户（直连）
-   */
-  createDirect(data: Record<string, any>): Promise<Result<string>> {
-    return defHttp.post({ url: '/admin/alipay/channel-merchant/create-direct', data });
-  },
-  /**
-   * 根据通道商户号查询支付宝通道商户配置
-   */
-  findByChannelMchNo(channelMchNo: string): Promise<Result<AlipayChannelMerchantConfig>> {
-    return defHttp.get({
-      url: '/admin/alipay/channel-merchant/find-by-channel-mch-no',
-      params: { channelMchNo },
-    });
-  },
-};
-
 /**
  * 微信通道商户创建 API
  */
@@ -192,20 +165,6 @@ export const ChannelMerchantDouyinApi = {
   },
 };
 
-/** 支付宝通道商户配置 */
-export interface AlipayChannelMerchantConfig extends MchEntity {
-  /** 通道商户号 */
-  channelMchNo?: string;
-  /** 所属支付产品 */
-  product?: string;
-  /** 支付宝服务商应用 ID */
-  isvAppId?: string;
-  /** 子商户号 */
-  alipayUserId?: string;
-  /** 应用授权令牌 */
-  appAuthToken?: string;
-}
-
 /** 微信通道商户配置 */
 export interface WechatChannelMerchantConfig extends MchEntity {
   /** 通道商户号 */
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/payment/channel/alipayMchManage.json b/apps/daxpay-admin/src/locales/langs/en-US/payment/channel/alipayMchManage.json
index dade53139..8f76e2eeb 100644
--- a/apps/daxpay-admin/src/locales/langs/en-US/payment/channel/alipayMchManage.json
+++ b/apps/daxpay-admin/src/locales/langs/en-US/payment/channel/alipayMchManage.json
@@ -2,7 +2,5 @@
   "title": "Alipay Direct Management",
   "groupApp": "App Management",
   "cardMchApp": "Alipay Channel Merchant Apps",
-  "cardMchAppDesc": "Manage Alipay channel merchant applications",
-  "cardAddMchApp": "Add Alipay App",
-  "cardAddMchAppDesc": "Create a new Alipay channel merchant app"
+  "cardMchAppDesc": "Manage Alipay channel merchant applications"
 }
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/payment/channel/alipayMchManage.json b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/channel/alipayMchManage.json
index 305ed9149..eaad4ed4a 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-CN/payment/channel/alipayMchManage.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/channel/alipayMchManage.json
@@ -2,7 +2,5 @@
   "title": "支付宝直连管理",
   "groupApp": "应用管理",
   "cardMchApp": "支付宝通道商户应用",
-  "cardMchAppDesc": "管理支付宝通道商户应用",
-  "cardAddMchApp": "添加支付宝应用",
-  "cardAddMchAppDesc": "创建新的支付宝通道商户应用"
+  "cardMchAppDesc": "管理支付宝通道商户应用"
 }
diff --git a/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayDirectMchCreateConfig.vue b/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayDirectMchCreateConfig.vue
index d6293832b..199f34640 100644
--- a/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayDirectMchCreateConfig.vue
+++ b/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayDirectMchCreateConfig.vue
@@ -5,7 +5,7 @@ import { $t } from '@vben/locales';
 
 import { IconifyIcon } from '@vben-core/icons';
 
-import { ChannelMerchantAlipayApi } from '#/api/payment/channelMerchant.api';
+import { AlipayDirectChannelMerchantApi } from '#/api/payment/alipayChannelMerchant.api';
 import ChannelLogo from '#/components/channel/ChannelLogo.vue';
 import { channelI18nMap, channelNameMap, productI18nMap, productNameMap } from '#/enums/payment';
 import { useMessage } from '#/hooks/useMessage';
@@ -74,10 +74,9 @@ function handlePrev() {
 function handleSubmit() {
   formRef.value?.validate().then(() => {
     submitLoading.value = true;
-    ChannelMerchantAlipayApi.createDirect({
+    AlipayDirectChannelMerchantApi.create({
       mchNo: mchNo.value,
       product: productCode.value,
-      channel: 'alipay',
       ...form.value,
     })
       .then(() => {
diff --git a/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayMchCreateConfig.vue b/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayMchCreateConfig.vue
index ef83c0f0d..0e13ce887 100644
--- a/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayMchCreateConfig.vue
+++ b/apps/daxpay-admin/src/views/payment/channel/alipay/config/AlipayMchCreateConfig.vue
@@ -6,7 +6,10 @@ import { $t } from '@vben/locales';
 import { IconifyIcon } from '@vben-core/icons';
 
 import { type AlipayIsvApp, AlipayIsvAppApi } from '#/api/payment/alipayIsvApp.api';
-import { ChannelMerchantAlipayApi } from '#/api/payment/channelMerchant.api';
+import {
+  type AlipayIsvChannelMerchantCreateParam,
+  AlipayIsvChannelMerchantApi,
+} from '#/api/payment/alipayChannelMerchant.api';
 import ChannelLogo from '#/components/channel/ChannelLogo.vue';
 import { channelI18nMap, channelNameMap, productI18nMap, productNameMap } from '#/enums/payment';
 import { useMessage } from '#/hooks/useMessage';
@@ -26,7 +29,7 @@ const channelCode = ref('');
 const formRef = ref();
 const form = ref({
   channelMerchantName: '',
-  isvAppId: undefined as string | undefined,
+  appId: undefined as string | undefined,
   alipayUserId: '',
   appAuthToken: '',
 });
@@ -61,15 +64,15 @@ const productDisplayName = computed(() => {
 
 const rules = computed(() => ({
   channelMerchantName: [{ required: true, message: $t('payment.merchant.channelMerchant.channelMerchantNameRequired') }],
-  isvAppId: [{ required: true, message: $t('payment.merchant.channelMerchant.alipayIsvAppRequired') }],
+  appId: [{ required: true, message: $t('payment.merchant.channelMerchant.alipayIsvAppRequired') }],
   alipayUserId: [{ required: true, message: $t('payment.merchant.channelMerchant.alipaySubMerchantNoRequired') }],
   appAuthToken: [{ required: true, message: $t('payment.merchant.channelMerchant.appAuthTokenRequired') }],
 }));
 
-/** 支付宝应用下拉选项（antdv-next Select 需使用 options 属性） */
+/** 支付宝应用下拉选项(值为系统主键id, 展示应用名+支付宝APPID便于识别) */
 const isvAppOptions = computed(() =>
   isvAppList.value.map((item) => ({
-    value: item.aliAppId,
+    value: item.id,
     label: `${item.appName} (${item.aliAppId})`,
   })),
 );
@@ -109,10 +112,8 @@ function getData(): Record<string, any> {
 }
 
 function submit(param: Record<string, any>): Promise<any> {
-  return ChannelMerchantAlipayApi.create({
-    ...param,
-    ...form.value,
-  });
+  // param 已由 handleSubmit 组装完整(mchNo/product/form 各字段), 直接透传
+  return AlipayIsvChannelMerchantApi.create(param as AlipayIsvChannelMerchantCreateParam);
 }
 
 function handlePrev() {
@@ -125,7 +126,6 @@ function handleSubmit() {
     const param = {
       mchNo: mchNo.value,
       product: productCode.value,
-      channel: 'alipay',
       ...form.value,
     };
     submit(param)
@@ -142,7 +142,7 @@ function handleSubmit() {
 function resetForm() {
   form.value = {
     channelMerchantName: '',
-    isvAppId: undefined,
+    appId: undefined,
     alipayUserId: '',
     appAuthToken: '',
   };
@@ -180,7 +180,7 @@ defineExpose({ init, validate, getData, submit });
           />
         </a-form-item>
         <!-- 国际化：支付宝应用 -->
-        <a-form-item name="isvAppId">
+        <a-form-item name="appId">
           <template #label>
             {{ $t('payment.merchant.channelMerchant.alipayIsvApp') }}
             <a-tooltip :title="$t('payment.merchant.channelMerchant.alipayIsvAppHelp')">
@@ -188,7 +188,7 @@ defineExpose({ init, validate, getData, submit });
             </a-tooltip>
           </template>
           <a-select
-            v-model:value="form.isvAppId"
+            v-model:value="form.appId"
             :options="isvAppOptions"
             :loading="isvAppLoading"
             :placeholder="$t('payment.merchant.channelMerchant.alipayIsvAppPlaceholder')"
diff --git a/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayChannelMerchantBasicInfo.vue b/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayChannelMerchantBasicInfo.vue
index 56de02e11..b4a592d87 100644
--- a/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayChannelMerchantBasicInfo.vue
+++ b/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayChannelMerchantBasicInfo.vue
@@ -3,11 +3,14 @@ import { computed, ref, watch } from 'vue';
 
 import { $t } from '@vben/locales';
 
+import { type AlipayIsvApp, AlipayIsvAppApi } from '#/api/payment/alipayIsvApp.api';
 import {
-  ChannelMerchantAlipayApi,
-  type AlipayChannelMerchantConfig,
-  type ChannelMerchantResult,
-} from '#/api/payment/channelMerchant.api';
+  AlipayDirectChannelMerchantApi,
+  AlipayIsvChannelMerchantApi,
+  type AlipayDirectChannelMerchantConfig,
+  type AlipayIsvChannelMerchantConfig,
+} from '#/api/payment/alipayChannelMerchant.api';
+import { type ChannelMerchantResult } from '#/api/payment/channelMerchant.api';
 import { ProductEnum } from '#/enums/payment/productEnum';
 
 defineOptions({ name: 'AlipayChannelMerchantBasicInfo' });
@@ -19,7 +22,12 @@ const props = defineProps<{
 
 const visible = ref(false);
 const loading = ref(false);
-const config = ref<AlipayChannelMerchantConfig>({});
+// 服务商通道商户配置(含 isvAppId / alipayUserId / appAuthToken)
+const isvConfig = ref<AlipayIsvChannelMerchantConfig>({});
+// 直连通道商户配置(含 alipayUserId)
+const directConfig = ref<AlipayDirectChannelMerchantConfig>({});
+// 关联的服务商应用详情(用于展示 aliAppId, 让用户能识别对应的应用)
+const isvAppInfo = ref<AlipayIsvApp>({});
 
 /** 是否为直连产品 */
 const isDirectProduct = computed(() => props.channelMerchant.product === ProductEnum.ALIPAY);
@@ -54,15 +62,38 @@ const sourceLabel = computed(() => {
   return props.channelMerchant.source || '-';
 });
 
-/** 加载支付宝通道商户配置 */
+/**
+ * 加载支付宝通道商户配置
+ * 按支付产品类型分别调用服务商/直连接口
+ */
 function loadConfig() {
   if (!props.channelMchNo) {
     return;
   }
   loading.value = true;
-  ChannelMerchantAlipayApi.findByChannelMchNo(props.channelMchNo)
+  // 重置状态
+  isvConfig.value = {};
+  directConfig.value = {};
+  isvAppInfo.value = {};
+
+  const query = isIsvProduct.value
+    ? AlipayIsvChannelMerchantApi.findByChannelMchNo(props.channelMchNo)
+    : AlipayDirectChannelMerchantApi.findByChannelMchNo(props.channelMchNo);
+
+  query
     .then(({ data }) => {
-      config.value = data || {};
+      if (isIsvProduct.value) {
+        isvConfig.value = data || {};
+        // 服务商场景: 查应用详情, 展示 aliAppId 让用户能识别对应应用
+        const appId = isvConfig.value.isvAppId;
+        if (appId) {
+          return AlipayIsvAppApi.findById(appId).then(({ data: appData }) => {
+            isvAppInfo.value = appData || {};
+          });
+        }
+      } else {
+        directConfig.value = data || {};
+      }
     })
     .finally(() => {
       loading.value = false;
@@ -100,7 +131,7 @@ defineExpose({ open, close });
     <a-spin :spinning="loading">
       <a-descriptions bordered :column="1" size="small">
         <a-descriptions-item :label="$t('payment.merchant.channelMerchant.channelMerchantNo')">
-          {{ channelMerchant.channelMchNo || config.channelMchNo || '-' }}
+          {{ channelMerchant.channelMchNo || '-' }}
         </a-descriptions-item>
         <a-descriptions-item :label="$t('payment.merchant.channelMerchant.channelMerchantName')">
           {{ channelMerchant.channelMerchantName || '-' }}
@@ -112,17 +143,17 @@ defineExpose({ open, close });
           {{ sourceLabel }}
         </a-descriptions-item>
         <a-descriptions-item v-if="isDirectProduct" :label="$t('payment.channel.alipay.alipayUserId')">
-          {{ config.alipayUserId || '-' }}
+          {{ directConfig.alipayUserId || '-' }}
         </a-descriptions-item>
         <template v-if="isIsvProduct">
           <a-descriptions-item :label="$t('payment.merchant.channelMerchant.alipayIsvApp')">
-            {{ config.isvAppId || '-' }}
+            {{ isvAppInfo.aliAppId || '-' }}
           </a-descriptions-item>
           <a-descriptions-item :label="$t('payment.merchant.channelMerchant.alipaySubMerchantNo')">
-            {{ config.alipayUserId || '-' }}
+            {{ isvConfig.alipayUserId || '-' }}
           </a-descriptions-item>
           <a-descriptions-item :label="$t('payment.merchant.channelMerchant.appAuthToken')">
-            {{ config.appAuthToken ? maskSecret(config.appAuthToken) : '-' }}
+            {{ isvConfig.appAuthToken ? maskSecret(isvConfig.appAuthToken) : '-' }}
           </a-descriptions-item>
         </template>
       </a-descriptions>
diff --git a/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayMchManage.vue b/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayMchManage.vue
index 14cea1c73..f3a4b024d 100644
--- a/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayMchManage.vue
+++ b/apps/daxpay-admin/src/views/payment/channel/alipay/manage/mch/AlipayMchManage.vue
@@ -8,8 +8,9 @@
 
   import type { ChannelMerchantResult } from '#/api/payment/channelMerchant.api';
 
+  import { ProductEnum } from '#/enums/payment/productEnum';
+
   import AlipayChannelMerchantBasicInfo from './AlipayChannelMerchantBasicInfo.vue';
-  import AlipayMchAppEdit from './app/AlipayMchAppEdit.vue';
 
   defineOptions({ name: 'AlipayMchManage' });
 
@@ -19,7 +20,6 @@
   const channelMchNo = ref('');
   const channelMerchant = ref<ChannelMerchantResult>({});
   const basicInfoRef = ref<InstanceType<typeof AlipayChannelMerchantBasicInfo>>();
-  const mchAppEditRef = ref<InstanceType<typeof AlipayMchAppEdit>>();
 
   /** 功能卡片配置 */
   const functionCards = computed(() => [
@@ -42,14 +42,6 @@
       group: $t('payment.channel.alipayMchManage.groupApp'),
       color: 'blue',
       cards: [
-        {
-          key: 'addMchApp',
-          // 国际化：添加支付宝应用
-          title: $t('payment.channel.alipayMchManage.cardAddMchApp'),
-          icon: 'ant-design:plus-circle-outlined',
-          // 国际化：创建新的支付宝通道商户应用
-          description: $t('payment.channel.alipayMchManage.cardAddMchAppDesc'),
-        },
         {
           key: 'mchApp',
           // 国际化：通道商户应用
@@ -88,33 +80,21 @@
     channelMerchant.value = summary;
   }
 
-  /** 添加应用成功，跳转到应用管理页 */
-  function handleAddAppOk() {
-    router.push({
-      path: '/payment/merchant/channel-merchant/alipay-app-manage',
-      query: {
-        mchNo: mchNo.value,
-        channelMchNo: channelMchNo.value,
-      },
-    });
-  }
-
   /** 卡片点击 */
   function handleCardClick(card: { key: string; route?: string }) {
     if (card.key === 'basicInfo') {
       basicInfoRef.value?.open();
       return;
     }
-    if (card.key === 'addMchApp') {
-      mchAppEditRef.value?.show(mchNo.value, channelMchNo.value);
-      return;
-    }
     if (card.route) {
       router.push({
         path: card.route,
         query: {
           mchNo: mchNo.value,
           channelMchNo: channelMchNo.value,
+          // 国际化：透传通道商户 id 与产品类型，使应用管理页返回时能回到详情页
+          channelMerchantId: channelMerchant.value.id,
+          product: ProductEnum.ALIPAY,
         },
       });
     }
@@ -176,7 +156,6 @@
       :channel-mch-no="channelMchNo"
       :channel-merchant="channelMerchant"
     />
-    <AlipayMchAppEdit ref="mchAppEditRef" @ok="handleAddAppOk" />
   </div>
 </template>