diff --git a/apps/daxpay-admin/src/api/payment/isvPayConfig.api.ts b/apps/daxpay-admin/src/api/payment/isvPayConfig.api.ts
new file mode 100644
index 000000000..0b844d63d
--- /dev/null
+++ b/apps/daxpay-admin/src/api/payment/isvPayConfig.api.ts
@@ -0,0 +1,42 @@
+import type { BaseEntity, Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 服务商产品支付配置 API
+ * 仅为类型占位，实际功能由 payProductConfig.api.ts 提供
+ */
+export const IsvProductPayConfigApi = {
+  findProductsByIsvNo(_isvNo: string): Promise<Result<IsvProductPayConfigResult[]>> {
+    return Promise.resolve({ code: 0, data: [], msg: 'ok' } as any);
+  },
+  switchEnv(_isvNo: string, _product: string, _sandbox: boolean): Promise<Result<void>> {
+    return Promise.resolve({ code: 0, data: undefined, msg: 'ok' } as any);
+  },
+};
+
+/** 产品配置列表项 */
+export interface IsvProductPayConfigResult extends BaseEntity {
+  /** 产品编码 */
+  product?: string;
+  /** 产品名称 */
+  name?: string;
+  /** 通道编码 */
+  channel?: string;
+  /** 通道名称 */
+  channelName?: string;
+  /** 服务商号 */
+  isvNo?: string;
+  /** 是否支持沙箱环境 */
+  sandboxSupport?: boolean;
+  /** 生产环境是否已配置 */
+  prodConfigured?: boolean;
+  /** 生产环境是否启用 */
+  prodEnable?: boolean;
+  /** 沙箱环境是否已配置 */
+  sandboxConfigured?: boolean;
+  /** 沙箱环境是否启用 */
+  sandboxEnable?: boolean;
+  /** 生效环境: prod/sandbox/none */
+  activeEnv?: string;
+}
diff --git a/apps/daxpay-admin/src/api/payment/payProductConfig.api.ts b/apps/daxpay-admin/src/api/payment/payProductConfig.api.ts
new file mode 100644
index 000000000..2b9e99829
--- /dev/null
+++ b/apps/daxpay-admin/src/api/payment/payProductConfig.api.ts
@@ -0,0 +1,56 @@
+import type { BaseEntity, Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 支付产品配置 API（管理员全局配置）
+ */
+export const PayProductConfigApi = {
+  /**
+   * 全量查询产品配置列表
+   */
+  listAll(): Promise<Result<PayProductConfigResult[]>> {
+    return defHttp.get({ url: '/admin/product-config/list-all' });
+  },
+
+  /**
+   * 切换产品的生效环境
+   */
+  switchEnv(product: string, sandbox: boolean): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/product-config/switch-env', params: { product, sandbox } });
+  },
+
+  /**
+   * 保存产品配置
+   */
+  save(param: PayProductConfigParam): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/product-config/save', data: param });
+  },
+};
+
+/** 产品配置列表项 */
+export interface PayProductConfigResult extends BaseEntity {
+  /** 产品编码 */
+  product?: string;
+  /** 产品名称 */
+  name?: string;
+  /** 通道编码 */
+  channel?: string;
+  /** 通道名称 */
+  channelName?: string;
+  /** 是否支持沙箱环境 */
+  sandboxSupport?: boolean;
+  /** 生效环境: prod/sandbox */
+  activeEnv?: string;
+  /** 是否已配置参数 */
+  configured?: boolean;
+}
+
+/** 产品配置保存参数 */
+export interface PayProductConfigParam {
+  product?: string;
+  channel?: string;
+  activeEnv?: string;
+  configured?: boolean;
+  remark?: string;
+}
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/payment/constant/product.json b/apps/daxpay-admin/src/locales/langs/en-US/payment/constant/product.json
index a07e62a2d..6d725fa1b 100644
--- a/apps/daxpay-admin/src/locales/langs/en-US/payment/constant/product.json
+++ b/apps/daxpay-admin/src/locales/langs/en-US/payment/constant/product.json
@@ -22,6 +22,16 @@
   "detail": "Product Detail",
   "sandboxSupported": "Supported",
   "sandboxNotSupported": "Not Supported",
+  "productConfig": {
+    "title": "Payment Product Management",
+    "emptyDesc": "No payment product data available",
+    "prodLabel": "Prod",
+    "sandboxLabel": "Sandbox",
+    "prodConfigBtn": "Production",
+    "sandboxConfigBtn": "Sandbox",
+    "switchEnv": "Switch Environment",
+    "switchEnvConfirm": "Switch to {env}?"
+  },
   "placeholder": {
     "name": "Enter product name",
     "code": "Enter product code"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/payment/constant/product.json b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/constant/product.json
index c5c45dc2e..83bf515ac 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-CN/payment/constant/product.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/payment/constant/product.json
@@ -22,6 +22,16 @@
   "detail": "产品详情",
   "sandboxSupported": "支持",
   "sandboxNotSupported": "不支持",
+  "productConfig": {
+    "title": "支付产品管理",
+    "emptyDesc": "暂无支付产品数据",
+    "prodLabel": "生产",
+    "sandboxLabel": "沙箱",
+    "prodConfigBtn": "生产配置",
+    "sandboxConfigBtn": "沙箱配置",
+    "switchEnv": "切换环境",
+    "switchEnvConfirm": "确定要切换到{env}吗？"
+  },
   "placeholder": {
     "name": "请输入产品名称",
     "code": "请输入产品编码"
diff --git a/apps/daxpay-admin/src/views/payment/config/product/ProductConfig.vue b/apps/daxpay-admin/src/views/payment/config/product/ProductConfig.vue
new file mode 100644
index 000000000..1f96d6acb
--- /dev/null
+++ b/apps/daxpay-admin/src/views/payment/config/product/ProductConfig.vue
@@ -0,0 +1,244 @@
+<script lang="ts" setup>
+  import { onMounted, ref } from 'vue';
+  import { useRouter } from 'vue-router';
+
+  import { $t } from '@vben/locales';
+
+  import { IconifyIcon } from '@vben-core/icons';
+
+  import { PayProductConfigApi, type PayProductConfigResult } from '#/api/payment/payProductConfig.api';
+  import ChannelLogo from '#/components/channel/ChannelLogo.vue';
+  import { useMessage } from '#/hooks/useMessage';
+
+  defineOptions({ name: 'ProductConfig' });
+
+  const router = useRouter();
+  const { confirm } = useMessage();
+
+  const loading = ref(false);
+  const productList = ref<PayProductConfigResult[]>([]);
+  const radioRefreshKey = ref(0);
+
+  /**
+   * 获取当前激活的环境值
+   */
+  function getActiveEnvValue(row: PayProductConfigResult): string {
+    return row.activeEnv === 'sandbox' ? 'sandbox' : 'prod';
+  }
+
+  /**
+   * 处理环境切换
+   */
+  function handleEnvRadioChange(row: PayProductConfigResult, val: boolean | number | string) {
+    const targetEnv = String(val);
+    const currentEnv = getActiveEnvValue(row);
+
+    if (targetEnv === currentEnv) return;
+
+    const targetSandbox = targetEnv === 'sandbox';
+    // 国际化：沙箱模式 / 生产模式
+    const envLabel = targetSandbox
+      ? $t('payment.constant.product.productConfig.sandboxLabel')
+      : $t('payment.constant.product.productConfig.prodLabel');
+
+    confirm({
+      // 国际化：切换环境
+      title: $t('payment.constant.product.productConfig.switchEnv'),
+      // 国际化：确定要切换到{env}吗？
+      content: $t('payment.constant.product.productConfig.switchEnvConfirm', { env: envLabel }),
+      onOk: () => {
+        return PayProductConfigApi.switchEnv(row.product!, targetSandbox)
+          .then(() => {
+            loadProductConfig();
+          })
+          .catch(() => {
+            radioRefreshKey.value++;
+          });
+      },
+      onCancel: () => {
+        radioRefreshKey.value++;
+      },
+    });
+  }
+
+  /**
+   * 打开产品详情页
+   */
+  function openDetailPage(row: PayProductConfigResult, sandbox: boolean) {
+    // 将来适配：跳转到对应通道的配置页面
+    router.push({
+      path: '/payment/product-detail',
+      query: {
+        product: row.product,
+        channel: row.channel,
+        sandbox: String(sandbox),
+      },
+    });
+  }
+
+  /**
+   * 加载产品配置列表
+   */
+  function loadProductConfig() {
+    loading.value = true;
+    PayProductConfigApi.listAll()
+      .then(({ data }) => {
+        productList.value = data || [];
+        loading.value = false;
+      })
+      .catch(() => {
+        loading.value = false;
+      });
+  }
+
+  onMounted(() => {
+    loadProductConfig();
+  });
+</script>
+
+<template>
+  <div class="m-4">
+    <a-card variant="borderless" class="rounded-xl shadow-sm">
+      <template #title>
+        <div class="flex items-center gap-2">
+          <span class="text-lg font-bold text-foreground">{{ $t('payment.constant.product.productConfig.title') }}</span>
+        </div>
+      </template>
+
+      <a-spin :spinning="loading">
+        <div v-if="productList.length === 0 && !loading" class="flex items-center justify-center empty-container">
+          <a-empty :description="$t('payment.constant.product.productConfig.emptyDesc')" />
+        </div>
+        <div v-else class="product-config-grid">
+          <a-card
+            v-for="row in productList"
+            :key="row.product"
+            class="product-config-card group relative overflow-hidden rounded-xl border transition-all duration-300 hover:-translate-y-2 hover:shadow-xl"
+            :class="
+              row.activeEnv === 'sandbox'
+                ? 'border-amber-200/60 dark:border-amber-500/30 bg-card'
+                : 'border-blue-100/60 dark:border-blue-500/30 bg-card'
+            "
+            :styles="{ body: { padding: 0, display: 'flex', flexDirection: 'column', height: '100%' } }"
+          >
+            <!-- 右上角：环境切换（仅支持沙箱时显示） -->
+            <div v-if="row.sandboxSupport" class="absolute top-2.5 right-2.5 z-20">
+              <a-radio-group
+                :key="`env-${row.product}-${radioRefreshKey}`"
+                :value="getActiveEnvValue(row)"
+                size="small"
+                class="env-radio-solid compact-radio"
+                @change="(e: any) => handleEnvRadioChange(row, e.target.value)"
+              >
+                <a-radio-button value="prod">{{ $t('payment.constant.product.productConfig.prodLabel') }}</a-radio-button>
+                <a-radio-button value="sandbox">{{ $t('payment.constant.product.productConfig.sandboxLabel') }}</a-radio-button>
+              </a-radio-group>
+            </div>
+
+            <!-- 主体内容 -->
+            <div class="flex-1 flex flex-col items-center justify-center pt-5 pb-1">
+              <div class="mb-3 transform transition-transform duration-300 group-hover:scale-110">
+                <ChannelLogo :channel="row.channel!" :size="44" />
+              </div>
+              <div class="text-center font-bold text-foreground text-[14px] mb-3 px-4">
+                {{ row.name }}
+              </div>
+            </div>
+
+            <!-- 底部分栏 -->
+            <div class="flex border-t border-border h-10 bg-muted/50">
+              <div
+                class="config-slot prod-slot"
+                :class="{ 'border-r border-border': row.sandboxSupport }"
+                @click.stop="openDetailPage(row, false)"
+              >
+                <div class="flex items-center gap-1.5">
+                  <IconifyIcon icon="ant-design:setting-filled" class="text-blue-500/80 text-sm" />
+                  <span class="text-[10px] font-bold text-muted-foreground uppercase">
+                    {{ $t('payment.constant.product.productConfig.prodConfigBtn') }}
+                  </span>
+                </div>
+              </div>
+              <div v-if="row.sandboxSupport" class="config-slot sandbox-slot" @click.stop="openDetailPage(row, true)">
+                <div class="flex items-center gap-1.5">
+                  <IconifyIcon icon="ant-design:experiment-filled" class="text-amber-500/80 text-sm" />
+                  <span class="text-[10px] font-bold text-muted-foreground uppercase">
+                    {{ $t('payment.constant.product.productConfig.sandboxConfigBtn') }}
+                  </span>
+                </div>
+              </div>
+            </div>
+          </a-card>
+        </div>
+      </a-spin>
+    </a-card>
+  </div>
+</template>
+
+<style scoped>
+  .empty-container {
+    min-height: 400px;
+  }
+
+  .product-config-grid {
+    display: grid;
+    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
+    gap: 16px;
+    padding: 4px;
+  }
+
+  .product-config-card {
+    height: 220px;
+    position: relative;
+  }
+
+  .config-slot {
+    flex: 1;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    cursor: pointer;
+    transition: all 0.2s;
+  }
+
+  .config-slot:hover {
+    background-color: hsl(var(--background));
+  }
+
+  .prod-slot:hover {
+    box-shadow: inset 0 -2px 0 0 hsl(var(--primary));
+  }
+
+  .sandbox-slot:hover {
+    box-shadow: inset 0 -2px 0 0 hsl(var(--warning));
+  }
+</style>
+
+<style>
+  .env-radio-solid.compact-radio .ant-radio-button-wrapper {
+    height: 20px;
+    line-height: 18px;
+    padding: 0 8px;
+    font-size: 10px;
+    border-color: hsl(var(--border));
+    color: hsl(var(--muted-foreground));
+    background: hsl(var(--muted));
+    transition: all 0.2s;
+  }
+
+  .env-radio-solid.compact-radio .ant-radio-button-wrapper:hover {
+    color: hsl(var(--primary));
+  }
+
+  .env-radio-solid.compact-radio .ant-radio-button-wrapper-checked {
+    background: linear-gradient(135deg, hsl(var(--primary)), hsl(212 100% 40%)) !important;
+    border-color: hsl(var(--primary)) !important;
+    color: #fff !important;
+    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
+  }
+
+  .dark .env-radio-solid.compact-radio .ant-radio-button-wrapper-checked {
+    background: linear-gradient(135deg, hsl(var(--primary)), hsl(212 100% 35%)) !important;
+    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
+  }
+</style>