diff --git a/apps/daxpay-admin/src/api/system/sensitive-word-config.api.ts b/apps/daxpay-admin/src/api/system/sensitive-word-config.api.ts
new file mode 100644
index 000000000..84174f52d
--- /dev/null
+++ b/apps/daxpay-admin/src/api/system/sensitive-word-config.api.ts
@@ -0,0 +1,30 @@
+import type { Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 平台敏感词策略配置 API（平台配置 Tab）
+ */
+export const SensitiveWordConfigApi = {
+  /** 获取策略 */
+  get(): Promise<Result<SensitiveWordConfig>> {
+    return defHttp.get({ url: '/platform/config/sensitive-word/get' });
+  },
+
+  /** 更新策略 */
+  update(data: SensitiveWordConfig): Promise<Result<void>> {
+    return defHttp.post({ url: '/platform/config/sensitive-word/update', data });
+  },
+};
+
+/** 敏感词策略 */
+export interface SensitiveWordConfig {
+  /** 是否启用过滤 */
+  enabled?: boolean;
+  /** 是否回显命中词 */
+  revealWord?: boolean;
+  /** 是否写命中审计 */
+  recordHit?: boolean;
+  /** 原文摘要最大长度 */
+  contentPreviewMaxLen?: number;
+}
diff --git a/apps/daxpay-admin/src/api/system/sensitive-word-hit.api.ts b/apps/daxpay-admin/src/api/system/sensitive-word-hit.api.ts
new file mode 100644
index 000000000..30d2d5bbe
--- /dev/null
+++ b/apps/daxpay-admin/src/api/system/sensitive-word-hit.api.ts
@@ -0,0 +1,43 @@
+import type { BaseEntity, PageResult, Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 敏感词命中记录 API（运营端 /admin/system/sensitive-word-hit）
+ */
+export const SensitiveWordHitApi = {
+  /** 分页查询 */
+  page(
+    params: SensitiveWordHitQuery & { current: number; size: number },
+  ): Promise<Result<PageResult<SensitiveWordHitVo>>> {
+    return defHttp.get({ url: '/admin/system/sensitive-word-hit/page', params });
+  },
+
+  /** 详情 */
+  getById(id: string): Promise<Result<SensitiveWordHitVo>> {
+    return defHttp.get({ url: '/admin/system/sensitive-word-hit/get-by-id', params: { id } });
+  },
+};
+
+/** 查询参数 */
+export interface SensitiveWordHitQuery {
+  hitWord?: string;
+  scene?: string;
+  source?: string;
+  mchNo?: string;
+}
+
+/** 列表/详情 VO */
+export interface SensitiveWordHitVo extends BaseEntity {
+  wordId?: string;
+  hitWord?: string;
+  contentPreview?: string;
+  scene?: string;
+  source?: string;
+  mchNo?: string;
+  appId?: string;
+  operatorId?: string;
+  clientIp?: string;
+  requestPath?: string;
+  remark?: string;
+}
diff --git a/apps/daxpay-admin/src/api/system/sensitive-word.api.ts b/apps/daxpay-admin/src/api/system/sensitive-word.api.ts
new file mode 100644
index 000000000..1e6126e37
--- /dev/null
+++ b/apps/daxpay-admin/src/api/system/sensitive-word.api.ts
@@ -0,0 +1,75 @@
+import type { BaseEntity, PageResult, Result } from '#/types/web';
+
+import { defHttp } from '#/api/request';
+
+/**
+ * 敏感词词库 API（运营端 /admin/system/sensitive-word）
+ */
+export const SensitiveWordApi = {
+  /** 分页查询 */
+  page(
+    params: SensitiveWordQuery & { current: number; size: number },
+  ): Promise<Result<PageResult<SensitiveWordVo>>> {
+    return defHttp.get({ url: '/admin/system/sensitive-word/page', params });
+  },
+
+  /** 详情 */
+  getById(id: string): Promise<Result<SensitiveWordVo>> {
+    return defHttp.get({ url: '/admin/system/sensitive-word/get-by-id', params: { id } });
+  },
+
+  /** 新增 */
+  add(data: SensitiveWordParam): Promise<Result<SensitiveWordVo>> {
+    return defHttp.post({ url: '/admin/system/sensitive-word/add', data });
+  },
+
+  /** 修改 */
+  update(data: SensitiveWordParam): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/system/sensitive-word/update', data });
+  },
+
+  /** 删除 */
+  delete(id: string): Promise<Result<void>> {
+    return defHttp.post({ url: '/admin/system/sensitive-word/delete', params: { id } });
+  },
+
+  /** 词面是否存在 */
+  existsByWord(word: string, id?: string): Promise<Result<boolean>> {
+    return defHttp.get({ url: '/admin/system/sensitive-word/exists-by-word', params: { word, id } });
+  },
+
+  /** 试检文本 */
+  checkText(data: { text: string; recordHit?: boolean }): Promise<
+    Result<{ hits: string[]; hit: boolean }>
+  > {
+    return defHttp.post({ url: '/admin/system/sensitive-word/check-text', data });
+  },
+};
+
+/** 查询参数 */
+export interface SensitiveWordQuery {
+  word?: string;
+  category?: string;
+  status?: string;
+  matchMode?: string;
+}
+
+/** 表单参数 */
+export interface SensitiveWordParam {
+  id?: string;
+  word?: string;
+  category?: string;
+  matchMode?: string;
+  status?: string;
+  remark?: string;
+}
+
+/** 列表/详情 VO */
+export interface SensitiveWordVo extends BaseEntity {
+  word?: string;
+  category?: string;
+  matchMode?: string;
+  level?: string;
+  status?: string;
+  remark?: string;
+}
diff --git a/apps/daxpay-admin/src/constants/perm-codes.ts b/apps/daxpay-admin/src/constants/perm-codes.ts
index 8af6b1ce6..87330bbeb 100644
--- a/apps/daxpay-admin/src/constants/perm-codes.ts
+++ b/apps/daxpay-admin/src/constants/perm-codes.ts
@@ -248,5 +248,14 @@ export const PermCodes = {
       MANAGE: 'system:protocol:manage',
       PUBLISH: 'system:protocol:publish',
     },
+    /** 敏感词词库 */
+    SensitiveWord: {
+      VIEW: 'system:sensitive-word:view',
+      MANAGE: 'system:sensitive-word:manage',
+    },
+    /** 敏感词命中记录 */
+    SensitiveWordHit: {
+      VIEW: 'system:sensitive-word-hit:view',
+    },
   },
 } as const;
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/en-US/system/sensitiveWord.json
new file mode 100644
index 000000000..65d14a74b
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/en-US/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "Prefer Simplified Chinese words. Matching applies traditional-to-simplified and full-width normalization.",
+  "word": {
+    "add": "Add word",
+    "edit": "Edit word",
+    "view": "View word",
+    "confirmDelete": "Delete this sensitive word?",
+    "field": {
+      "word": "Word",
+      "category": "Category",
+      "matchMode": "Match mode",
+      "status": "Status",
+      "remark": "Remark",
+      "createTime": "Created at"
+    },
+    "category": {
+      "politic": "Political",
+      "porn": "Pornography",
+      "violence": "Violence",
+      "ad": "Ads",
+      "custom": "Custom"
+    },
+    "matchMode": {
+      "contains": "Contains",
+      "exact": "Exact"
+    },
+    "status": {
+      "enable": "Enabled",
+      "disable": "Disabled"
+    },
+    "check": {
+      "title": "Check text",
+      "placeholder": "Enter text to check",
+      "button": "Check",
+      "hit": "Hit: {0}",
+      "clean": "No sensitive words",
+      "recordHit": "Record hit"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "Hit word",
+      "contentPreview": "Content preview",
+      "scene": "Scene",
+      "source": "Source",
+      "mchNo": "Merchant no.",
+      "clientIp": "Client IP",
+      "createTime": "Hit time"
+    }
+  },
+  "config": {
+    "title": "Sensitive words",
+    "description": "Global switches for sensitive-word filtering (CN-focused content)",
+    "enabled": "Enable filtering",
+    "enabledTip": "When off, all text checks pass (can disable for overseas)",
+    "revealWord": "Reveal hit word in errors",
+    "revealWordTip": "Shows the matched word in API errors (probing risk)",
+    "recordHit": "Record hits",
+    "recordHitTip": "Write hit audit rows on block",
+    "confirmSaveContent": "Saving will affect online filtering immediately. Continue?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/payment/risk.json b/apps/daxpay-admin/src/locales/langs/id-ID/payment/risk.json
new file mode 100644
index 000000000..001a78b77
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/payment/risk.json
@@ -0,0 +1,78 @@
+{
+  "blacklist": {
+    "title": "Daftar hitam",
+    "add": "Tambah daftar hitam",
+    "editTitle": "Edit daftar hitam",
+    "viewTitle": "Lihat daftar hitam",
+    "confirmDelete": "Hapus entri daftar hitam ini?",
+    "field": {
+      "type": "Jenis",
+      "value": "Nilai",
+      "channel": "Saluran",
+      "channelAppId": "AppId saluran",
+      "status": "Status",
+      "reason": "Alasan",
+      "expireTime": "Waktu kedaluwarsa",
+      "remark": "Catatan",
+      "createTime": "Dibuat pada"
+    },
+    "type": {
+      "ip": "IP",
+      "open_id": "OpenId"
+    },
+    "status": {
+      "enable": "Aktif",
+      "disable": "Nonaktif"
+    },
+    "tip": {
+      "typeValueImmutable": "Jenis dan nilai tidak dapat diubah setelah dibuat",
+      "expireEmpty": "Kosongkan untuk permanen"
+    }
+  },
+  "hit": {
+    "title": "Hit risiko",
+    "handleTitle": "Tangani hit",
+    "viewTitle": "Lihat hit",
+    "field": {
+      "phase": "Fase",
+      "hitType": "Jenis hit",
+      "hitValue": "Nilai hit",
+      "mchNo": "No. merchant",
+      "appId": "App ID",
+      "tradeNo": "No. transaksi",
+      "orderNo": "No. order",
+      "bizOrderNo": "No. order bisnis",
+      "method": "Metode",
+      "channel": "Saluran",
+      "clientIp": "IP klien",
+      "openid": "OpenId",
+      "buyerId": "BuyerId",
+      "scene": "Skenario",
+      "handleStatus": "Status penanganan",
+      "handleRemark": "Catatan penanganan",
+      "handleTime": "Waktu penanganan",
+      "createTime": "Dibuat pada"
+    },
+    "phase": {
+      "before_pay": "Sebelum bayar",
+      "after_pay": "Setelah bayar"
+    },
+    "handleStatus": {
+      "pending": "Menunggu",
+      "ignored": "Diabaikan",
+      "added_blacklist": "Ditambah ke daftar hitam",
+      "merchant_disabled": "Merchant dinonaktifkan",
+      "other": "Lainnya"
+    },
+    "scene": {
+      "api": "API",
+      "gateway": "Gateway",
+      "code": "Kode QR",
+      "manual": "Manual",
+      "unknown": "Tidak diketahui"
+    },
+    "action": {
+      "handle": "Tangani"
+    }
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/id-ID/system/sensitiveWord.json
new file mode 100644
index 000000000..6a2204b19
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "Disarankan mendaftarkan kata dalam bahasa Mandarin sederhana; sistem menormalisasi ke sederhana dan half-width sebelum pencocokan.",
+  "word": {
+    "add": "Tambah kata sensitif",
+    "edit": "Edit kata sensitif",
+    "view": "Lihat kata sensitif",
+    "confirmDelete": "Hapus kata sensitif ini?",
+    "field": {
+      "word": "Kata",
+      "category": "Kategori",
+      "matchMode": "Mode pencocokan",
+      "status": "Status",
+      "remark": "Catatan",
+      "createTime": "Dibuat pada"
+    },
+    "category": {
+      "politic": "Politik",
+      "porn": "Pornografi",
+      "violence": "Kekerasan",
+      "ad": "Iklan",
+      "custom": "Kustom"
+    },
+    "matchMode": {
+      "contains": "Mengandung",
+      "exact": "Persis"
+    },
+    "status": {
+      "enable": "Aktif",
+      "disable": "Nonaktif"
+    },
+    "check": {
+      "title": "Uji teks",
+      "placeholder": "Masukkan teks untuk diperiksa",
+      "button": "Periksa",
+      "hit": "Terdeteksi: {0}",
+      "clean": "Tidak ada kata sensitif",
+      "recordHit": "Catat hit"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "Kata terdeteksi",
+      "contentPreview": "Ringkasan teks",
+      "scene": "Skenario",
+      "source": "Sumber",
+      "mchNo": "No. merchant",
+      "clientIp": "IP klien",
+      "createTime": "Waktu hit"
+    }
+  },
+  "config": {
+    "title": "Kata sensitif",
+    "description": "Saklar global dan kebijakan filter kata sensitif teks platform",
+    "enabled": "Aktifkan filter",
+    "enabledTip": "Jika dimatikan, semua teks lolos (dapat dimatikan untuk deployment luar negeri)",
+    "revealWord": "Tampilkan kata terdeteksi pada error",
+    "revealWordTip": "Jika aktif, pesan error API memuat kata konkret (risiko probing)",
+    "recordHit": "Catat audit hit",
+    "recordHitTip": "Menulis ke tabel hit saat diblokir",
+    "confirmSaveContent": "Penyimpanan akan langsung memengaruhi filter online. Lanjutkan?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ja-JP/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/ja-JP/system/sensitiveWord.json
new file mode 100644
index 000000000..733248913
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ja-JP/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "辞書は簡体字中国語での登録を推奨します。照合前に繁体字→簡体字変換と全角正規化を行います。",
+  "word": {
+    "add": "センシティブワード追加",
+    "edit": "センシティブワード編集",
+    "view": "センシティブワード詳細",
+    "confirmDelete": "このセンシティブワードを削除しますか？",
+    "field": {
+      "word": "ワード",
+      "category": "分類",
+      "matchMode": "一致モード",
+      "status": "状態",
+      "remark": "備考",
+      "createTime": "作成日時"
+    },
+    "category": {
+      "politic": "政治",
+      "porn": "ポルノ",
+      "violence": "暴力",
+      "ad": "広告",
+      "custom": "カスタム"
+    },
+    "matchMode": {
+      "contains": "含む",
+      "exact": "完全一致"
+    },
+    "status": {
+      "enable": "有効",
+      "disable": "無効"
+    },
+    "check": {
+      "title": "テキスト検査",
+      "placeholder": "検査するテキストを入力",
+      "button": "検査",
+      "hit": "ヒット：{0}",
+      "clean": "センシティブワードなし",
+      "recordHit": "ヒット記録を保存"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "ヒットワード",
+      "contentPreview": "原文要約",
+      "scene": "シーン",
+      "source": "ソース",
+      "mchNo": "加盟店番号",
+      "clientIp": "クライアントIP",
+      "createTime": "ヒット日時"
+    }
+  },
+  "config": {
+    "title": "センシティブワード",
+    "description": "プラットフォームのテキスト用センシティブワードフィルタの全体スイッチと方針",
+    "enabled": "フィルタを有効化",
+    "enabledTip": "オフにするとすべてのテキスト検証を通過します（海外展開時は無効化可）",
+    "revealWord": "エラーにヒットワードを表示",
+    "revealWordTip": "有効にするとAPIエラー文に具体的なワードが含まれるため、探査リスクがあります",
+    "recordHit": "ヒット監査を記録",
+    "recordHitTip": "遮断時にヒット記録テーブルへ書き込みます",
+    "confirmSaveContent": "保存後はオンラインの遮断方針に即時反映されます。保存しますか？"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ko-KR/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/ko-KR/system/sensitiveWord.json
new file mode 100644
index 000000000..992d1c8ca
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ko-KR/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "단어는 간체 중국어로 등록하는 것을 권장합니다. 매칭 전 번체→간체 변환 및 전각 정규화를 수행합니다.",
+  "word": {
+    "add": "민감어 추가",
+    "edit": "민감어 편집",
+    "view": "민감어 보기",
+    "confirmDelete": "이 민감어를 삭제하시겠습니까?",
+    "field": {
+      "word": "민감어",
+      "category": "분류",
+      "matchMode": "일치 모드",
+      "status": "상태",
+      "remark": "비고",
+      "createTime": "생성 시간"
+    },
+    "category": {
+      "politic": "정치",
+      "porn": "음란",
+      "violence": "폭력",
+      "ad": "광고",
+      "custom": "사용자 정의"
+    },
+    "matchMode": {
+      "contains": "포함",
+      "exact": "정확 일치"
+    },
+    "status": {
+      "enable": "사용",
+      "disable": "중지"
+    },
+    "check": {
+      "title": "텍스트 검사",
+      "placeholder": "검사할 텍스트를 입력하세요",
+      "button": "검사",
+      "hit": "적중: {0}",
+      "clean": "민감어 없음",
+      "recordHit": "적중 기록 저장"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "적중 단어",
+      "contentPreview": "원문 요약",
+      "scene": "장면",
+      "source": "출처",
+      "mchNo": "가맹점 번호",
+      "clientIp": "클라이언트 IP",
+      "createTime": "적중 시간"
+    }
+  },
+  "config": {
+    "title": "민감어",
+    "description": "플랫폼 텍스트 민감어 필터의 전역 스위치 및 정책",
+    "enabled": "필터 사용",
+    "enabledTip": "끄면 모든 텍스트 검증이 통과됩니다(해외 배포 시 비활성화 가능)",
+    "revealWord": "오류에 적중 단어 표시",
+    "revealWordTip": "켜면 API 오류 메시지에 구체적 단어가 포함되어 탐색 위험이 있습니다",
+    "recordHit": "적중 감사 기록",
+    "recordHitTip": "차단 시 적중 기록 테이블에 기록합니다",
+    "confirmSaveContent": "저장 후 온라인 차단 정책에 즉시 반영됩니다. 저장하시겠습니까?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/payment/risk.json b/apps/daxpay-admin/src/locales/langs/ms-MY/payment/risk.json
new file mode 100644
index 000000000..5c097923a
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/payment/risk.json
@@ -0,0 +1,78 @@
+{
+  "blacklist": {
+    "title": "Senarai hitam",
+    "add": "Tambah senarai hitam",
+    "editTitle": "Edit senarai hitam",
+    "viewTitle": "Lihat senarai hitam",
+    "confirmDelete": "Padam entri senarai hitam ini?",
+    "field": {
+      "type": "Jenis",
+      "value": "Nilai",
+      "channel": "Saluran",
+      "channelAppId": "AppId saluran",
+      "status": "Status",
+      "reason": "Sebab",
+      "expireTime": "Tamat tempoh",
+      "remark": "Catatan",
+      "createTime": "Dicipta pada"
+    },
+    "type": {
+      "ip": "IP",
+      "open_id": "OpenId"
+    },
+    "status": {
+      "enable": "Aktif",
+      "disable": "Nyahaktif"
+    },
+    "tip": {
+      "typeValueImmutable": "Jenis dan nilai tidak boleh diubah selepas dicipta",
+      "expireEmpty": "Biarkan kosong untuk kekal"
+    }
+  },
+  "hit": {
+    "title": "Hit risiko",
+    "handleTitle": "Urus hit",
+    "viewTitle": "Lihat hit",
+    "field": {
+      "phase": "Fasa",
+      "hitType": "Jenis hit",
+      "hitValue": "Nilai hit",
+      "mchNo": "No. peniaga",
+      "appId": "App ID",
+      "tradeNo": "No. dagangan",
+      "orderNo": "No. pesanan",
+      "bizOrderNo": "No. pesanan perniagaan",
+      "method": "Kaedah",
+      "channel": "Saluran",
+      "clientIp": "IP klien",
+      "openid": "OpenId",
+      "buyerId": "BuyerId",
+      "scene": "Senario",
+      "handleStatus": "Status urusan",
+      "handleRemark": "Catatan urusan",
+      "handleTime": "Masa urusan",
+      "createTime": "Dicipta pada"
+    },
+    "phase": {
+      "before_pay": "Sebelum bayar",
+      "after_pay": "Selepas bayar"
+    },
+    "handleStatus": {
+      "pending": "Menunggu",
+      "ignored": "Diabaikan",
+      "added_blacklist": "Ditambah ke senarai hitam",
+      "merchant_disabled": "Peniaga dinyahaktif",
+      "other": "Lain-lain"
+    },
+    "scene": {
+      "api": "API",
+      "gateway": "Gateway",
+      "code": "Kod QR",
+      "manual": "Manual",
+      "unknown": "Tidak diketahui"
+    },
+    "action": {
+      "handle": "Urus"
+    }
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/ms-MY/system/sensitiveWord.json
new file mode 100644
index 000000000..a77e7427b
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "Disyorkan daftar perkataan dalam Cina ringkas; sistem menormalkan ke ringkas dan separuh lebar sebelum padanan.",
+  "word": {
+    "add": "Tambah perkataan sensitif",
+    "edit": "Edit perkataan sensitif",
+    "view": "Lihat perkataan sensitif",
+    "confirmDelete": "Padam perkataan sensitif ini?",
+    "field": {
+      "word": "Perkataan",
+      "category": "Kategori",
+      "matchMode": "Mod padanan",
+      "status": "Status",
+      "remark": "Catatan",
+      "createTime": "Dicipta pada"
+    },
+    "category": {
+      "politic": "Politik",
+      "porn": "Pornografi",
+      "violence": "Keganasan",
+      "ad": "Iklan",
+      "custom": "Tersuai"
+    },
+    "matchMode": {
+      "contains": "Mengandungi",
+      "exact": "Tepat"
+    },
+    "status": {
+      "enable": "Aktif",
+      "disable": "Nyahaktif"
+    },
+    "check": {
+      "title": "Uji teks",
+      "placeholder": "Masukkan teks untuk diperiksa",
+      "button": "Periksa",
+      "hit": "Dikesan: {0}",
+      "clean": "Tiada perkataan sensitif",
+      "recordHit": "Rekod hit"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "Perkataan dikesan",
+      "contentPreview": "Ringkasan teks",
+      "scene": "Senario",
+      "source": "Sumber",
+      "mchNo": "No. peniaga",
+      "clientIp": "IP klien",
+      "createTime": "Masa hit"
+    }
+  },
+  "config": {
+    "title": "Perkataan sensitif",
+    "description": "Suis global dan polisi penapis perkataan sensitif platform",
+    "enabled": "Dayakan penapis",
+    "enabledTip": "Jika dimatikan, semua teks lulus (boleh dimatikan untuk luar negara)",
+    "revealWord": "Papar perkataan dikesan dalam ralat",
+    "revealWordTip": "Jika aktif, mesej ralat API mengandungi perkataan sebenar (risiko probing)",
+    "recordHit": "Rekod audit hit",
+    "recordHitTip": "Tulis ke jadual hit apabila disekat",
+    "confirmSaveContent": "Simpan akan menjejaskan penapis dalam talian serta-merta. Teruskan?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/payment/risk.json b/apps/daxpay-admin/src/locales/langs/th-TH/payment/risk.json
new file mode 100644
index 000000000..ab4e96416
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/payment/risk.json
@@ -0,0 +1,78 @@
+{
+  "blacklist": {
+    "title": "บัญชีดำ",
+    "add": "เพิ่มบัญชีดำ",
+    "editTitle": "แก้ไขบัญชีดำ",
+    "viewTitle": "ดูบัญชีดำ",
+    "confirmDelete": "ลบรายการบัญชีดำนี้?",
+    "field": {
+      "type": "ประเภท",
+      "value": "ค่า",
+      "channel": "ช่องทาง",
+      "channelAppId": "AppId ช่องทาง",
+      "status": "สถานะ",
+      "reason": "เหตุผล",
+      "expireTime": "หมดอายุ",
+      "remark": "หมายเหตุ",
+      "createTime": "สร้างเมื่อ"
+    },
+    "type": {
+      "ip": "IP",
+      "open_id": "OpenId"
+    },
+    "status": {
+      "enable": "เปิดใช้",
+      "disable": "ปิดใช้"
+    },
+    "tip": {
+      "typeValueImmutable": "ประเภทและค่าไม่สามารถแก้ไขหลังสร้าง",
+      "expireEmpty": "เว้นว่างหากถาวร"
+    }
+  },
+  "hit": {
+    "title": "การตรวจจับความเสี่ยง",
+    "handleTitle": "จัดการรายการ",
+    "viewTitle": "ดูรายการ",
+    "field": {
+      "phase": "ช่วง",
+      "hitType": "ประเภทการตรวจจับ",
+      "hitValue": "ค่าที่ตรวจจับ",
+      "mchNo": "รหัสร้านค้า",
+      "appId": "App ID",
+      "tradeNo": "เลขธุรกรรม",
+      "orderNo": "เลขออเดอร์",
+      "bizOrderNo": "เลขออเดอร์ธุรกิจ",
+      "method": "วิธีชำระ",
+      "channel": "ช่องทาง",
+      "clientIp": "IP ลูกค้า",
+      "openid": "OpenId",
+      "buyerId": "BuyerId",
+      "scene": "ฉาก",
+      "handleStatus": "สถานะจัดการ",
+      "handleRemark": "หมายเหตุจัดการ",
+      "handleTime": "เวลาจัดการ",
+      "createTime": "สร้างเมื่อ"
+    },
+    "phase": {
+      "before_pay": "ก่อนชำระ",
+      "after_pay": "หลังชำระ"
+    },
+    "handleStatus": {
+      "pending": "รอดำเนินการ",
+      "ignored": "เพิกเฉย",
+      "added_blacklist": "เพิ่มเข้าบัญชีดำแล้ว",
+      "merchant_disabled": "ปิดร้านค้าแล้ว",
+      "other": "อื่นๆ"
+    },
+    "scene": {
+      "api": "API",
+      "gateway": "Gateway",
+      "code": "คิวอาร์โค้ด",
+      "manual": "ด้วยตนเอง",
+      "unknown": "ไม่ทราบ"
+    },
+    "action": {
+      "handle": "จัดการ"
+    }
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/th-TH/system/sensitiveWord.json
new file mode 100644
index 000000000..5e74cf8b8
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "แนะนำลงทะเบียนคำด้วยภาษาจีนตัวย่อ ระบบจะแปลงตัวเต็ม→ตัวย่อและทำให้ครึ่งความกว้างก่อนจับคู่",
+  "word": {
+    "add": "เพิ่มคำละเอียดอ่อน",
+    "edit": "แก้ไขคำละเอียดอ่อน",
+    "view": "ดูคำละเอียดอ่อน",
+    "confirmDelete": "ลบคำละเอียดอ่อนนี้?",
+    "field": {
+      "word": "คำ",
+      "category": "หมวดหมู่",
+      "matchMode": "โหมดจับคู่",
+      "status": "สถานะ",
+      "remark": "หมายเหตุ",
+      "createTime": "สร้างเมื่อ"
+    },
+    "category": {
+      "politic": "การเมือง",
+      "porn": "ลามก",
+      "violence": "ความรุนแรง",
+      "ad": "โฆษณา",
+      "custom": "กำหนดเอง"
+    },
+    "matchMode": {
+      "contains": "มีคำ",
+      "exact": "ตรงทั้งหมด"
+    },
+    "status": {
+      "enable": "เปิดใช้",
+      "disable": "ปิดใช้"
+    },
+    "check": {
+      "title": "ตรวจข้อความ",
+      "placeholder": "ป้อนข้อความเพื่อตรวจ",
+      "button": "ตรวจ",
+      "hit": "พบ: {0}",
+      "clean": "ไม่พบคำละเอียดอ่อน",
+      "recordHit": "บันทึกการพบ"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "คำที่พบ",
+      "contentPreview": "สรุปข้อความ",
+      "scene": "ฉาก",
+      "source": "แหล่งที่มา",
+      "mchNo": "รหัสร้านค้า",
+      "clientIp": "IP ลูกค้า",
+      "createTime": "เวลาที่พบ"
+    }
+  },
+  "config": {
+    "title": "คำละเอียดอ่อน",
+    "description": "สวิตช์และนโยบายตัวกรองคำละเอียดอ่อนทั้งระบบ",
+    "enabled": "เปิดตัวกรอง",
+    "enabledTip": "ปิดแล้วข้อความทั้งหมดจะผ่าน (ปิดได้เมื่อใช้งานต่างประเทศ)",
+    "revealWord": "แสดงคำที่พบในข้อผิดพลาด",
+    "revealWordTip": "เปิดแล้วข้อความ error API จะมีคำจริง (มีความเสี่ยงถูกสำรวจ)",
+    "recordHit": "บันทึกการตรวจจับ",
+    "recordHitTip": "เขียนตาราง hit เมื่อถูกบล็อก",
+    "confirmSaveContent": "การบันทึกจะมีผลกับตัวกรองออนไลน์ทันที ดำเนินการต่อ?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/payment/risk.json b/apps/daxpay-admin/src/locales/langs/vi-VN/payment/risk.json
new file mode 100644
index 000000000..06686c4be
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/payment/risk.json
@@ -0,0 +1,78 @@
+{
+  "blacklist": {
+    "title": "Danh sách đen",
+    "add": "Thêm danh sách đen",
+    "editTitle": "Sửa danh sách đen",
+    "viewTitle": "Xem danh sách đen",
+    "confirmDelete": "Xóa mục danh sách đen này?",
+    "field": {
+      "type": "Loại",
+      "value": "Giá trị",
+      "channel": "Kênh",
+      "channelAppId": "AppId kênh",
+      "status": "Trạng thái",
+      "reason": "Lý do",
+      "expireTime": "Hết hạn",
+      "remark": "Ghi chú",
+      "createTime": "Thời gian tạo"
+    },
+    "type": {
+      "ip": "IP",
+      "open_id": "OpenId"
+    },
+    "status": {
+      "enable": "Bật",
+      "disable": "Tắt"
+    },
+    "tip": {
+      "typeValueImmutable": "Loại và giá trị không thể sửa sau khi tạo",
+      "expireEmpty": "Để trống nếu vĩnh viễn"
+    }
+  },
+  "hit": {
+    "title": "Lượt chặn rủi ro",
+    "handleTitle": "Xử lý lượt chặn",
+    "viewTitle": "Xem lượt chặn",
+    "field": {
+      "phase": "Giai đoạn",
+      "hitType": "Loại chặn",
+      "hitValue": "Giá trị chặn",
+      "mchNo": "Mã merchant",
+      "appId": "App ID",
+      "tradeNo": "Mã giao dịch",
+      "orderNo": "Mã đơn",
+      "bizOrderNo": "Mã đơn nghiệp vụ",
+      "method": "Phương thức",
+      "channel": "Kênh",
+      "clientIp": "IP client",
+      "openid": "OpenId",
+      "buyerId": "BuyerId",
+      "scene": "Kịch bản",
+      "handleStatus": "Trạng thái xử lý",
+      "handleRemark": "Ghi chú xử lý",
+      "handleTime": "Thời gian xử lý",
+      "createTime": "Thời gian tạo"
+    },
+    "phase": {
+      "before_pay": "Trước thanh toán",
+      "after_pay": "Sau thanh toán"
+    },
+    "handleStatus": {
+      "pending": "Chờ xử lý",
+      "ignored": "Bỏ qua",
+      "added_blacklist": "Đã thêm vào danh sách đen",
+      "merchant_disabled": "Merchant đã khóa",
+      "other": "Khác"
+    },
+    "scene": {
+      "api": "API",
+      "gateway": "Gateway",
+      "code": "Mã QR",
+      "manual": "Thủ công",
+      "unknown": "Không rõ"
+    },
+    "action": {
+      "handle": "Xử lý"
+    }
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/vi-VN/system/sensitiveWord.json
new file mode 100644
index 000000000..2f5338915
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "Nên đăng ký từ bằng tiếng Trung giản thể; hệ thống chuẩn hóa phồn thể→giản thể và full-width trước khi khớp.",
+  "word": {
+    "add": "Thêm từ nhạy cảm",
+    "edit": "Sửa từ nhạy cảm",
+    "view": "Xem từ nhạy cảm",
+    "confirmDelete": "Xóa từ nhạy cảm này?",
+    "field": {
+      "word": "Từ",
+      "category": "Phân loại",
+      "matchMode": "Chế độ khớp",
+      "status": "Trạng thái",
+      "remark": "Ghi chú",
+      "createTime": "Thời gian tạo"
+    },
+    "category": {
+      "politic": "Chính trị",
+      "porn": "Khiêu dâm",
+      "violence": "Bạo lực",
+      "ad": "Quảng cáo",
+      "custom": "Tùy chỉnh"
+    },
+    "matchMode": {
+      "contains": "Chứa",
+      "exact": "Chính xác"
+    },
+    "status": {
+      "enable": "Bật",
+      "disable": "Tắt"
+    },
+    "check": {
+      "title": "Kiểm tra văn bản",
+      "placeholder": "Nhập văn bản để kiểm tra",
+      "button": "Kiểm tra",
+      "hit": "Trúng: {0}",
+      "clean": "Không có từ nhạy cảm",
+      "recordHit": "Ghi nhận lượt trúng"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "Từ trúng",
+      "contentPreview": "Tóm tắt nội dung",
+      "scene": "Kịch bản",
+      "source": "Nguồn",
+      "mchNo": "Mã merchant",
+      "clientIp": "IP client",
+      "createTime": "Thời gian trúng"
+    }
+  },
+  "config": {
+    "title": "Từ nhạy cảm",
+    "description": "Công tắc và chính sách lọc từ nhạy cảm toàn cục cho văn bản nền tảng",
+    "enabled": "Bật bộ lọc",
+    "enabledTip": "Tắt thì mọi kiểm tra văn bản đều qua (có thể tắt khi triển khai nước ngoài)",
+    "revealWord": "Hiện từ trúng trong lỗi",
+    "revealWordTip": "Bật thì thông báo lỗi API có từ cụ thể (rủi ro dò quét)",
+    "recordHit": "Ghi nhật ký trúng",
+    "recordHitTip": "Ghi vào bảng hit khi chặn",
+    "confirmSaveContent": "Lưu sẽ ảnh hưởng ngay bộ lọc online. Tiếp tục?"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/zh-CN/system/sensitiveWord.json
new file mode 100644
index 000000000..02e8746f6
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "词库建议录入简体中文；系统匹配前会做繁转简与全角规范化。",
+  "word": {
+    "add": "新增敏感词",
+    "edit": "编辑敏感词",
+    "view": "查看敏感词",
+    "confirmDelete": "确认删除该敏感词？",
+    "field": {
+      "word": "敏感词",
+      "category": "分类",
+      "matchMode": "匹配模式",
+      "status": "状态",
+      "remark": "备注",
+      "createTime": "创建时间"
+    },
+    "category": {
+      "politic": "政治",
+      "porn": "色情",
+      "violence": "暴力",
+      "ad": "广告",
+      "custom": "自定义"
+    },
+    "matchMode": {
+      "contains": "包含",
+      "exact": "精确"
+    },
+    "status": {
+      "enable": "启用",
+      "disable": "禁用"
+    },
+    "check": {
+      "title": "试检文本",
+      "placeholder": "输入文本检测是否命中敏感词",
+      "button": "检测",
+      "hit": "命中：{0}",
+      "clean": "未命中敏感词",
+      "recordHit": "写入命中记录"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "命中词",
+      "contentPreview": "原文摘要",
+      "scene": "场景",
+      "source": "来源",
+      "mchNo": "商户号",
+      "clientIp": "客户端IP",
+      "createTime": "命中时间"
+    }
+  },
+  "config": {
+    "title": "敏感词",
+    "description": "控制平台文本敏感词过滤的总开关与策略（国内主场景）",
+    "enabled": "启用敏感词过滤",
+    "enabledTip": "关闭后所有文本校验放行（海外部署可关）",
+    "revealWord": "错误回显命中词",
+    "revealWordTip": "开启后对外错误文案会带出具体敏感词，有探测风险",
+    "recordHit": "记录命中审计",
+    "recordHitTip": "拦截时写入命中记录表",
+    "confirmSaveContent": "保存后将立即影响线上敏感词拦截策略，确认保存？"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-HK/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/zh-HK/system/sensitiveWord.json
new file mode 100644
index 000000000..5c26704a7
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-HK/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "詞庫建議錄入簡體中文；系統匹配前會做繁轉簡與全角規範化。",
+  "word": {
+    "add": "新增敏感詞",
+    "edit": "編輯敏感詞",
+    "view": "查看敏感詞",
+    "confirmDelete": "確認刪除該敏感詞？",
+    "field": {
+      "word": "敏感詞",
+      "category": "分類",
+      "matchMode": "匹配模式",
+      "status": "狀態",
+      "remark": "備註",
+      "createTime": "建立時間"
+    },
+    "category": {
+      "politic": "政治",
+      "porn": "色情",
+      "violence": "暴力",
+      "ad": "廣告",
+      "custom": "自訂"
+    },
+    "matchMode": {
+      "contains": "包含",
+      "exact": "精確"
+    },
+    "status": {
+      "enable": "啟用",
+      "disable": "停用"
+    },
+    "check": {
+      "title": "試檢文字",
+      "placeholder": "輸入文字檢測是否命中敏感詞",
+      "button": "檢測",
+      "hit": "命中：{0}",
+      "clean": "未命中敏感詞",
+      "recordHit": "寫入命中記錄"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "命中詞",
+      "contentPreview": "原文摘要",
+      "scene": "場景",
+      "source": "來源",
+      "mchNo": "商戶號",
+      "clientIp": "用戶端IP",
+      "createTime": "命中時間"
+    }
+  },
+  "config": {
+    "title": "敏感詞",
+    "description": "控制平台文字敏感詞過濾的總開關與策略（國內主場景）",
+    "enabled": "啟用敏感詞過濾",
+    "enabledTip": "關閉後所有文字校驗放行（海外部署可關）",
+    "revealWord": "錯誤回顯命中詞",
+    "revealWordTip": "開啟後對外錯誤文案會帶出具體敏感詞，有探測風險",
+    "recordHit": "記錄命中審計",
+    "recordHitTip": "攔截時寫入命中記錄表",
+    "confirmSaveContent": "儲存後將立即影響線上敏感詞攔截策略，確認儲存？"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/langs/zh-TW/system/sensitiveWord.json b/apps/daxpay-admin/src/locales/langs/zh-TW/system/sensitiveWord.json
new file mode 100644
index 000000000..5c26704a7
--- /dev/null
+++ b/apps/daxpay-admin/src/locales/langs/zh-TW/system/sensitiveWord.json
@@ -0,0 +1,62 @@
+{
+  "tip": "詞庫建議錄入簡體中文；系統匹配前會做繁轉簡與全角規範化。",
+  "word": {
+    "add": "新增敏感詞",
+    "edit": "編輯敏感詞",
+    "view": "查看敏感詞",
+    "confirmDelete": "確認刪除該敏感詞？",
+    "field": {
+      "word": "敏感詞",
+      "category": "分類",
+      "matchMode": "匹配模式",
+      "status": "狀態",
+      "remark": "備註",
+      "createTime": "建立時間"
+    },
+    "category": {
+      "politic": "政治",
+      "porn": "色情",
+      "violence": "暴力",
+      "ad": "廣告",
+      "custom": "自訂"
+    },
+    "matchMode": {
+      "contains": "包含",
+      "exact": "精確"
+    },
+    "status": {
+      "enable": "啟用",
+      "disable": "停用"
+    },
+    "check": {
+      "title": "試檢文字",
+      "placeholder": "輸入文字檢測是否命中敏感詞",
+      "button": "檢測",
+      "hit": "命中：{0}",
+      "clean": "未命中敏感詞",
+      "recordHit": "寫入命中記錄"
+    }
+  },
+  "hit": {
+    "field": {
+      "hitWord": "命中詞",
+      "contentPreview": "原文摘要",
+      "scene": "場景",
+      "source": "來源",
+      "mchNo": "商戶號",
+      "clientIp": "用戶端IP",
+      "createTime": "命中時間"
+    }
+  },
+  "config": {
+    "title": "敏感詞",
+    "description": "控制平台文字敏感詞過濾的總開關與策略（國內主場景）",
+    "enabled": "啟用敏感詞過濾",
+    "enabledTip": "關閉後所有文字校驗放行（海外部署可關）",
+    "revealWord": "錯誤回顯命中詞",
+    "revealWordTip": "開啟後對外錯誤文案會帶出具體敏感詞，有探測風險",
+    "recordHit": "記錄命中審計",
+    "recordHitTip": "攔截時寫入命中記錄表",
+    "confirmSaveContent": "儲存後將立即影響線上敏感詞攔截策略，確認儲存？"
+  }
+}
diff --git a/apps/daxpay-admin/src/locales/menu-titles/en-US.json b/apps/daxpay-admin/src/locales/menu-titles/en-US.json
index ae45396b1..77b9dc62d 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/en-US.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/en-US.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "QR Code Pay Config",
   "menu.payment.risk": "Payment Risk",
   "menu.payment.risk.blacklist": "Blacklist",
-  "menu.payment.risk.hit": "Risk Hits"
+  "menu.payment.risk.hit": "Risk Hits",
+  "menu.system.sensitive": "Sensitive Words",
+  "menu.system.sensitive.word": "Word List",
+  "menu.system.sensitive.hit": "Hit Records"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/id-ID.json b/apps/daxpay-admin/src/locales/menu-titles/id-ID.json
index bc121dfac..0515ea1fe 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/id-ID.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/id-ID.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "Konfigurasi Bayar Kode QR",
   "menu.payment.risk": "Payment Risk",
   "menu.payment.risk.blacklist": "Blacklist",
-  "menu.payment.risk.hit": "Risk Hits"
+  "menu.payment.risk.hit": "Risk Hits",
+  "menu.system.sensitive": "Kata sensitif",
+  "menu.system.sensitive.word": "Daftar kata",
+  "menu.system.sensitive.hit": "Catatan hit"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/ja-JP.json b/apps/daxpay-admin/src/locales/menu-titles/ja-JP.json
index 02a8f2e8c..de46168cc 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/ja-JP.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/ja-JP.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "コード支払設定",
   "menu.payment.risk": "支払リスク",
   "menu.payment.risk.blacklist": "ブラックリスト",
-  "menu.payment.risk.hit": "リスクヒット"
+  "menu.payment.risk.hit": "リスクヒット",
+  "menu.system.sensitive": "センシティブワード",
+  "menu.system.sensitive.word": "ワード一覧",
+  "menu.system.sensitive.hit": "ヒット記録"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/ko-KR.json b/apps/daxpay-admin/src/locales/menu-titles/ko-KR.json
index 4f952f5b8..fce0a8c1b 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/ko-KR.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/ko-KR.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "코드 결제 구성",
   "menu.payment.risk": "결제 리스크",
   "menu.payment.risk.blacklist": "블랙리스트",
-  "menu.payment.risk.hit": "리스크 적중"
+  "menu.payment.risk.hit": "리스크 적중",
+  "menu.system.sensitive": "민감어",
+  "menu.system.sensitive.word": "단어 관리",
+  "menu.system.sensitive.hit": "적중 기록"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/ms-MY.json b/apps/daxpay-admin/src/locales/menu-titles/ms-MY.json
index 3ff3e4c6e..19acb16cb 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/ms-MY.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/ms-MY.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "Konfigurasi Bayaran Kod QR",
   "menu.payment.risk": "Payment Risk",
   "menu.payment.risk.blacklist": "Blacklist",
-  "menu.payment.risk.hit": "Risk Hits"
+  "menu.payment.risk.hit": "Risk Hits",
+  "menu.system.sensitive": "Perkataan sensitif",
+  "menu.system.sensitive.word": "Senarai kata",
+  "menu.system.sensitive.hit": "Rekod hit"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/th-TH.json b/apps/daxpay-admin/src/locales/menu-titles/th-TH.json
index 8f2bebb47..9049fcc36 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/th-TH.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/th-TH.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "การกำหนดค่าชำระเงินรหัส",
   "menu.payment.risk": "Payment Risk",
   "menu.payment.risk.blacklist": "Blacklist",
-  "menu.payment.risk.hit": "Risk Hits"
+  "menu.payment.risk.hit": "Risk Hits",
+  "menu.system.sensitive": "คำละเอียดอ่อน",
+  "menu.system.sensitive.word": "รายการคำ",
+  "menu.system.sensitive.hit": "ประวัติการพบ"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/vi-VN.json b/apps/daxpay-admin/src/locales/menu-titles/vi-VN.json
index b77bc8154..1a98940e6 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/vi-VN.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/vi-VN.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "Cấu hình thanh toán mã",
   "menu.payment.risk": "Payment Risk",
   "menu.payment.risk.blacklist": "Blacklist",
-  "menu.payment.risk.hit": "Risk Hits"
+  "menu.payment.risk.hit": "Risk Hits",
+  "menu.system.sensitive": "Từ nhạy cảm",
+  "menu.system.sensitive.word": "Danh sách từ",
+  "menu.system.sensitive.hit": "Lịch sử trúng"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/zh-CN.json b/apps/daxpay-admin/src/locales/menu-titles/zh-CN.json
index 81046a16b..50a542fa5 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/zh-CN.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/zh-CN.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.easypay": "易支付配置",
   "menu.payment.risk": "支付风控",
   "menu.payment.risk.blacklist": "黑名单管理",
-  "menu.payment.risk.hit": "风险命中记录"
+  "menu.payment.risk.hit": "风险命中记录",
+  "menu.system.sensitive": "敏感词",
+  "menu.system.sensitive.word": "词库管理",
+  "menu.system.sensitive.hit": "命中记录"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/zh-HK.json b/apps/daxpay-admin/src/locales/menu-titles/zh-HK.json
index 2e1c1ca94..a55fc53dc 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/zh-HK.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/zh-HK.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "碼牌支付配置",
   "menu.payment.risk": "支付風控",
   "menu.payment.risk.blacklist": "黑名單管理",
-  "menu.payment.risk.hit": "風險命中記錄"
+  "menu.payment.risk.hit": "風險命中記錄",
+  "menu.system.sensitive": "敏感詞",
+  "menu.system.sensitive.word": "詞庫管理",
+  "menu.system.sensitive.hit": "命中記錄"
 }
diff --git a/apps/daxpay-admin/src/locales/menu-titles/zh-TW.json b/apps/daxpay-admin/src/locales/menu-titles/zh-TW.json
index 3cec8d30e..5a61fcf8f 100644
--- a/apps/daxpay-admin/src/locales/menu-titles/zh-TW.json
+++ b/apps/daxpay-admin/src/locales/menu-titles/zh-TW.json
@@ -83,5 +83,8 @@
   "menu.payment.merchant.codePayConfig": "碼牌支付配置",
   "menu.payment.risk": "支付風控",
   "menu.payment.risk.blacklist": "黑名單管理",
-  "menu.payment.risk.hit": "風險命中記錄"
+  "menu.payment.risk.hit": "風險命中記錄",
+  "menu.system.sensitive": "敏感詞",
+  "menu.system.sensitive.word": "詞庫管理",
+  "menu.system.sensitive.hit": "命中記錄"
 }
diff --git a/apps/daxpay-admin/src/views/system/config/platform/PlatformConfig.vue b/apps/daxpay-admin/src/views/system/config/platform/PlatformConfig.vue
index 54d842f02..230e5b2ad 100644
--- a/apps/daxpay-admin/src/views/system/config/platform/PlatformConfig.vue
+++ b/apps/daxpay-admin/src/views/system/config/platform/PlatformConfig.vue
@@ -4,6 +4,7 @@
   import { $t } from '#/locales';
 
   import OssConfigForm from './oss/OssConfigForm.vue';
+  import SensitiveWordConfigForm from './sensitive-word/SensitiveWordConfigForm.vue';
   import UrlConfigForm from './url/UrlConfigForm.vue';
   import WebsiteConfigForm from './website/WebsiteConfigForm.vue';
 
@@ -34,6 +35,13 @@
       // OSS配置描述
       description: $t('system.platform.oss.description'),
     },
+    {
+      key: 'sensitive-word',
+      // 敏感词策略标题
+      label: $t('system.sensitiveWord.config.title'),
+      // 敏感词策略描述
+      description: $t('system.sensitiveWord.config.description'),
+    },
   ] as const;
 </script>
 
@@ -66,6 +74,7 @@
           <UrlConfigForm v-if="activeKey === 'url'" />
           <WebsiteConfigForm v-if="activeKey === 'website'" />
           <OssConfigForm v-if="activeKey === 'oss'" />
+          <SensitiveWordConfigForm v-if="activeKey === 'sensitive-word'" />
         </div>
       </section>
     </div>
diff --git a/apps/daxpay-admin/src/views/system/config/platform/sensitive-word/SensitiveWordConfigForm.vue b/apps/daxpay-admin/src/views/system/config/platform/sensitive-word/SensitiveWordConfigForm.vue
new file mode 100644
index 000000000..0fc59492f
--- /dev/null
+++ b/apps/daxpay-admin/src/views/system/config/platform/sensitive-word/SensitiveWordConfigForm.vue
@@ -0,0 +1,116 @@
+<script lang="ts" setup>
+  import type { SensitiveWordConfig } from '#/api/system/sensitive-word-config.api';
+
+  import { onMounted, ref } from 'vue';
+
+  import { $t } from '@vben/locales';
+
+  import { SensitiveWordConfigApi } from '#/api/system/sensitive-word-config.api';
+  import { useMessage } from '#/hooks/useMessage';
+
+  const { confirm, message } = useMessage();
+
+  const formRef = ref();
+  const loading = ref(false);
+  const saving = ref(false);
+  const isEditing = ref(false);
+  const formState = ref<SensitiveWordConfig>({
+    enabled: true,
+    revealWord: false,
+    recordHit: true,
+    contentPreviewMaxLen: 200,
+  });
+
+  onMounted(() => {
+    loadConfig();
+  });
+
+  async function loadConfig() {
+    loading.value = true;
+    try {
+      const { data } = await SensitiveWordConfigApi.get();
+      if (data) {
+        formState.value = {
+          enabled: data.enabled ?? true,
+          revealWord: data.revealWord ?? false,
+          recordHit: data.recordHit ?? true,
+          contentPreviewMaxLen: data.contentPreviewMaxLen ?? 200,
+        };
+      }
+    } finally {
+      loading.value = false;
+    }
+  }
+
+  function handleEdit() {
+    isEditing.value = true;
+  }
+
+  function handleCancel() {
+    confirm({
+      title: $t('common.confirm'),
+      content: $t('common.confirmCancelContent'),
+      okText: $t('common.okText'),
+      cancelText: $t('common.cancelText'),
+      onOk: async () => {
+        isEditing.value = false;
+        await loadConfig();
+      },
+    });
+  }
+
+  function handleSave() {
+    confirm({
+      title: $t('common.confirm'),
+      content: $t('system.sensitiveWord.config.confirmSaveContent'),
+      okText: $t('common.okText'),
+      cancelText: $t('common.cancelText'),
+      onOk: async () => {
+        saving.value = true;
+        try {
+          await SensitiveWordConfigApi.update(formState.value);
+          message.success($t('common.saveSuccess'));
+          isEditing.value = false;
+          await loadConfig();
+        } finally {
+          saving.value = false;
+        }
+      },
+    });
+  }
+</script>
+
+<template>
+  <a-spin :spinning="loading">
+    <div class="sensitive-word-config">
+      <div class="mb-4 flex items-center justify-between">
+        <div>
+          <div class="text-base font-medium">{{ $t('system.sensitiveWord.config.title') }}</div>
+          <div class="text-muted-foreground text-sm">{{ $t('system.sensitiveWord.config.description') }}</div>
+        </div>
+        <a-space>
+          <a-button v-if="!isEditing" type="primary" @click="handleEdit">{{ $t('common.edit') }}</a-button>
+          <template v-else>
+            <a-button @click="handleCancel">{{ $t('common.cancel') }}</a-button>
+            <a-button type="primary" :loading="saving" @click="handleSave">{{ $t('common.save') }}</a-button>
+          </template>
+        </a-space>
+      </div>
+
+      <a-form ref="formRef" :model="formState" layout="vertical" :disabled="!isEditing">
+        <a-form-item :label="$t('system.sensitiveWord.config.enabled')">
+          <a-switch v-model:checked="formState.enabled" />
+          <div class="text-muted-foreground mt-1 text-xs">{{ $t('system.sensitiveWord.config.enabledTip') }}</div>
+        </a-form-item>
+        <a-form-item :label="$t('system.sensitiveWord.config.revealWord')">
+          <a-switch v-model:checked="formState.revealWord" />
+          <div class="text-muted-foreground mt-1 text-xs">{{ $t('system.sensitiveWord.config.revealWordTip') }}</div>
+        </a-form-item>
+        <a-form-item :label="$t('system.sensitiveWord.config.recordHit')">
+          <a-switch v-model:checked="formState.recordHit" />
+          <div class="text-muted-foreground mt-1 text-xs">{{ $t('system.sensitiveWord.config.recordHitTip') }}</div>
+        </a-form-item>
+      </a-form>
+    </div>
+  </a-spin>
+</template>
diff --git a/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordEdit.vue b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordEdit.vue
new file mode 100644
index 000000000..9683705e4
--- /dev/null
+++ b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordEdit.vue
@@ -0,0 +1,155 @@
+<script lang="ts" setup>
+  import { computed, ref } from 'vue';
+
+  import { $t } from '@vben/locales';
+
+  import {
+    SensitiveWordApi,
+    type SensitiveWordParam,
+    type SensitiveWordVo,
+  } from '#/api/system/sensitive-word.api';
+  import { FormEditType } from '#/enums/formEditType';
+  import { useFormEdit } from '#/hooks/useFormEdit';
+  import { useMessage } from '#/hooks/useMessage';
+
+  const emit = defineEmits(['ok']);
+
+  const { message } = useMessage();
+  const formRef = ref();
+
+  const { visible, confirmLoading, title, initFormEditType, handleCancel, showable, formEditType } =
+    useFormEdit();
+
+  const isAdd = computed(() => formEditType.value === FormEditType.Add);
+
+  const formState = ref<SensitiveWordParam>({
+    id: '',
+    word: '',
+    category: 'custom',
+    matchMode: 'contains',
+    status: 'enable',
+    remark: '',
+  });
+
+  function resetForm() {
+    formState.value = {
+      id: '',
+      word: '',
+      category: 'custom',
+      matchMode: 'contains',
+      status: 'enable',
+      remark: '',
+    };
+    formRef.value?.resetFields();
+  }
+
+  async function fillForm(record: SensitiveWordVo) {
+    confirmLoading.value = true;
+    try {
+      const { data } = await SensitiveWordApi.getById(record.id!);
+      const row = data || record;
+      formState.value = {
+        id: row.id!,
+        word: row.word,
+        category: row.category || 'custom',
+        matchMode: row.matchMode || 'contains',
+        status: row.status || 'enable',
+        remark: row.remark,
+      };
+    } finally {
+      confirmLoading.value = false;
+    }
+  }
+
+  function showAdd() {
+    initFormEditType(FormEditType.Add);
+    resetForm();
+  }
+
+  async function showEdit(record: SensitiveWordVo) {
+    initFormEditType(FormEditType.Edit);
+    resetForm();
+    await fillForm(record);
+  }
+
+  async function showView(record: SensitiveWordVo) {
+    initFormEditType(FormEditType.Show);
+    resetForm();
+    await fillForm(record);
+  }
+
+  async function handleOk() {
+    try {
+      await formRef.value?.validate();
+    } catch {
+      return;
+    }
+    confirmLoading.value = true;
+    try {
+      if (isAdd.value) {
+        await SensitiveWordApi.add(formState.value);
+      } else {
+        await SensitiveWordApi.update(formState.value);
+      }
+      message.success($t('common.saveSuccess'));
+      handleCancel();
+      emit('ok');
+    } finally {
+      confirmLoading.value = false;
+    }
+  }
+
+  defineExpose({ showAdd, showEdit, showView });
+</script>
+
+<template>
+  <a-drawer
+    v-model:open="visible"
+    :title="title"
+    :width="480"
+    :destroy-on-close="true"
+    @close="handleCancel"
+  >
+    <a-form ref="formRef" :model="formState" layout="vertical" :disabled="showable">
+      <a-form-item
+        name="word"
+        :label="$t('system.sensitiveWord.word.field.word')"
+        :rules="[{ required: true, message: $t('common.pleaseInput') }]"
+      >
+        <a-input v-model:value="formState.word" :maxlength="64" allow-clear />
+      </a-form-item>
+      <a-form-item name="category" :label="$t('system.sensitiveWord.word.field.category')">
+        <a-select v-model:value="formState.category">
+          <a-select-option value="politic">{{ $t('system.sensitiveWord.word.category.politic') }}</a-select-option>
+          <a-select-option value="porn">{{ $t('system.sensitiveWord.word.category.porn') }}</a-select-option>
+          <a-select-option value="violence">{{ $t('system.sensitiveWord.word.category.violence') }}</a-select-option>
+          <a-select-option value="ad">{{ $t('system.sensitiveWord.word.category.ad') }}</a-select-option>
+          <a-select-option value="custom">{{ $t('system.sensitiveWord.word.category.custom') }}</a-select-option>
+        </a-select>
+      </a-form-item>
+      <a-form-item name="matchMode" :label="$t('system.sensitiveWord.word.field.matchMode')">
+        <a-radio-group v-model:value="formState.matchMode" button-style="solid">
+          <a-radio-button value="contains">{{ $t('system.sensitiveWord.word.matchMode.contains') }}</a-radio-button>
+          <a-radio-button value="exact">{{ $t('system.sensitiveWord.word.matchMode.exact') }}</a-radio-button>
+        </a-radio-group>
+      </a-form-item>
+      <a-form-item name="status" :label="$t('system.sensitiveWord.word.field.status')">
+        <a-radio-group v-model:value="formState.status" button-style="solid">
+          <a-radio-button value="enable">{{ $t('system.sensitiveWord.word.status.enable') }}</a-radio-button>
+          <a-radio-button value="disable">{{ $t('system.sensitiveWord.word.status.disable') }}</a-radio-button>
+        </a-radio-group>
+      </a-form-item>
+      <a-form-item name="remark" :label="$t('system.sensitiveWord.word.field.remark')">
+        <a-textarea v-model:value="formState.remark" :rows="3" :maxlength="255" allow-clear />
+      </a-form-item>
+    </a-form>
+    <template #footer>
+      <a-space>
+        <a-button @click="handleCancel">{{ $t('common.cancel') }}</a-button>
+        <a-button v-if="!showable" type="primary" :loading="confirmLoading" @click="handleOk">
+          {{ $t('common.save') }}
+        </a-button>
+      </a-space>
+    </template>
+  </a-drawer>
+</template>
diff --git a/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordHitList.vue b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordHitList.vue
new file mode 100644
index 000000000..8a3cea79d
--- /dev/null
+++ b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordHitList.vue
@@ -0,0 +1,131 @@
+<script lang="ts" setup>
+  import type { VxeTableInstance, VxeToolbarInstance } from 'vxe-table';
+
+  import { computed, onMounted, ref } from 'vue';
+
+  import { $t } from '@vben/locales';
+
+  import {
+    SensitiveWordHitApi,
+    type SensitiveWordHitQuery,
+    type SensitiveWordHitVo,
+  } from '#/api/system/sensitive-word-hit.api';
+  import { BQuery, type QueryField } from '#/components/query';
+  import { PermCodes } from '#/constants/perm-codes';
+  import { usePermission } from '#/hooks/usePermission';
+
+  defineOptions({ name: 'SensitiveWordHitList' });
+
+  const { hasPermission } = usePermission();
+
+  const loading = ref(false);
+  const xTable = ref<VxeTableInstance>();
+  const xToolbar = ref<VxeToolbarInstance>();
+  const queryForm = ref<SensitiveWordHitQuery>({});
+  const pageConfig = ref({ currentPage: 1, pageSize: 10, total: 0 });
+  const tableData = ref<SensitiveWordHitVo[]>([]);
+
+  const queryFields = computed<QueryField[]>(() => [
+    {
+      type: 'string',
+      field: 'hitWord',
+      // 命中词
+      name: $t('system.sensitiveWord.hit.field.hitWord'),
+      placeholder: $t('common.pleaseInput'),
+    },
+    {
+      type: 'string',
+      field: 'scene',
+      // 场景
+      name: $t('system.sensitiveWord.hit.field.scene'),
+      placeholder: $t('common.pleaseInput'),
+    },
+    {
+      type: 'string',
+      field: 'source',
+      // 来源
+      name: $t('system.sensitiveWord.hit.field.source'),
+      placeholder: $t('common.pleaseInput'),
+    },
+    {
+      type: 'string',
+      field: 'mchNo',
+      // 商户号
+      name: $t('system.sensitiveWord.hit.field.mchNo'),
+      placeholder: $t('common.pleaseInput'),
+    },
+  ]);
+
+  function queryPage() {
+    if (!hasPermission(PermCodes.System.SensitiveWordHit.VIEW)) {
+      return Promise.resolve();
+    }
+    loading.value = true;
+    return SensitiveWordHitApi.page({
+      current: pageConfig.value.currentPage,
+      size: pageConfig.value.pageSize,
+      ...queryForm.value,
+    })
+      .then((res) => {
+        tableData.value = res.data?.records || [];
+        pageConfig.value.total = Number(res.data?.total) || 0;
+        loading.value = false;
+      })
+      .catch(() => {
+        loading.value = false;
+      });
+  }
+
+  function resetQuery() {
+    queryForm.value = {};
+    pageConfig.value.currentPage = 1;
+    queryPage();
+  }
+
+  function handlePageChange({ currentPage, pageSize }: { currentPage: number; pageSize: number }) {
+    pageConfig.value.currentPage = currentPage;
+    pageConfig.value.pageSize = pageSize;
+    queryPage();
+  }
+
+  onMounted(() => {
+    xTable.value?.connectToolbar(xToolbar.value as VxeToolbarInstance);
+    queryPage();
+  });
+</script>
+
+<template>
+  <div class="m-3 p-3 bg-background rounded-lg list-page-compact">
+    <a-card>
+      <BQuery :fields="queryFields" :query-params="queryForm" @query="queryPage" @reset="resetQuery" />
+    </a-card>
+
+    <div class="mt-4">
+      <a-card>
+        <vxe-toolbar ref="xToolbar" custom refresh :refresh-options="{ queryMethod: queryPage }" />
+        <vxe-table ref="xTable" :row-config="{ keyField: 'id' }" :data="tableData" :loading="loading">
+          <vxe-column type="seq" :title="$t('common.seq')" width="60" align="center" />
+          <vxe-column field="hitWord" :title="$t('system.sensitiveWord.hit.field.hitWord')" width="120" />
+          <vxe-column
+            field="contentPreview"
+            :title="$t('system.sensitiveWord.hit.field.contentPreview')"
+            :min-width="180"
+          />
+          <vxe-column field="scene" :title="$t('system.sensitiveWord.hit.field.scene')" width="120" />
+          <vxe-column field="source" :title="$t('system.sensitiveWord.hit.field.source')" width="100" />
+          <vxe-column field="mchNo" :title="$t('system.sensitiveWord.hit.field.mchNo')" width="120" />
+          <vxe-column field="clientIp" :title="$t('system.sensitiveWord.hit.field.clientIp')" width="130" />
+          <vxe-column field="createTime" :title="$t('system.sensitiveWord.hit.field.createTime')" width="170" />
+        </vxe-table>
+        <div class="mt-3 flex justify-end">
+          <vxe-pager
+            v-model:current-page="pageConfig.currentPage"
+            v-model:page-size="pageConfig.pageSize"
+            :total="pageConfig.total"
+            @page-change="handlePageChange"
+          />
+        </div>
+      </a-card>
+    </div>
+  </div>
+</template>
diff --git a/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordList.vue b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordList.vue
new file mode 100644
index 000000000..a3c1d3015
--- /dev/null
+++ b/apps/daxpay-admin/src/views/system/sensitive-word/SensitiveWordList.vue
@@ -0,0 +1,290 @@
+<script lang="ts" setup>
+  import type { VxeTableInstance, VxeToolbarInstance } from 'vxe-table';
+
+  import { computed, onMounted, ref } from 'vue';
+
+  import { $t } from '@vben/locales';
+
+  import { IconifyIcon } from '@vben-core/icons';
+
+  import {
+    SensitiveWordApi,
+    type SensitiveWordQuery,
+    type SensitiveWordVo,
+  } from '#/api/system/sensitive-word.api';
+  import { BQuery, type QueryField } from '#/components/query';
+  import { PermCodes } from '#/constants/perm-codes';
+  import { useMessage } from '#/hooks/useMessage';
+  import { usePermission } from '#/hooks/usePermission';
+
+  import SensitiveWordEdit from './SensitiveWordEdit.vue';
+
+  defineOptions({ name: 'SensitiveWordList' });
+
+  const { confirm, message } = useMessage();
+  const { hasPermission } = usePermission();
+
+  const loading = ref(false);
+  const xTable = ref<VxeTableInstance>();
+  const xToolbar = ref<VxeToolbarInstance>();
+  const queryForm = ref<SensitiveWordQuery>({});
+  const pageConfig = ref({ currentPage: 1, pageSize: 10, total: 0 });
+  const tableData = ref<SensitiveWordVo[]>([]);
+  const editRef = ref();
+  const checkText = ref('');
+  const checkRecordHit = ref(false);
+  const checkLoading = ref(false);
+
+  const queryFields = computed<QueryField[]>(() => [
+    {
+      type: 'string',
+      field: 'word',
+      // 敏感词
+      name: $t('system.sensitiveWord.word.field.word'),
+      placeholder: $t('common.pleaseInput'),
+    },
+    {
+      type: 'list',
+      field: 'category',
+      // 分类
+      name: $t('system.sensitiveWord.word.field.category'),
+      placeholder: $t('common.pleaseSelect'),
+      selectList: [
+        { label: $t('system.sensitiveWord.word.category.politic'), value: 'politic' },
+        { label: $t('system.sensitiveWord.word.category.porn'), value: 'porn' },
+        { label: $t('system.sensitiveWord.word.category.violence'), value: 'violence' },
+        { label: $t('system.sensitiveWord.word.category.ad'), value: 'ad' },
+        { label: $t('system.sensitiveWord.word.category.custom'), value: 'custom' },
+      ],
+    },
+    {
+      type: 'list',
+      field: 'status',
+      // 状态
+      name: $t('system.sensitiveWord.word.field.status'),
+      placeholder: $t('common.pleaseSelect'),
+      selectList: [
+        { label: $t('system.sensitiveWord.word.status.enable'), value: 'enable' },
+        { label: $t('system.sensitiveWord.word.status.disable'), value: 'disable' },
+      ],
+    },
+  ]);
+
+  /** 分页查询 */
+  function queryPage() {
+    loading.value = true;
+    return SensitiveWordApi.page({
+      current: pageConfig.value.currentPage,
+      size: pageConfig.value.pageSize,
+      ...queryForm.value,
+    })
+      .then((res) => {
+        tableData.value = res.data?.records || [];
+        pageConfig.value.total = Number(res.data?.total) || 0;
+        loading.value = false;
+      })
+      .catch(() => {
+        loading.value = false;
+      });
+  }
+
+  function resetQuery() {
+    queryForm.value = {};
+    pageConfig.value.currentPage = 1;
+    queryPage();
+  }
+
+  function handlePageChange({ currentPage, pageSize }: { currentPage: number; pageSize: number }) {
+    pageConfig.value.currentPage = currentPage;
+    pageConfig.value.pageSize = pageSize;
+    queryPage();
+  }
+
+  function handleAdd() {
+    editRef.value?.showAdd();
+  }
+
+  function handleEdit(row: SensitiveWordVo) {
+    editRef.value?.showEdit(row);
+  }
+
+  function handleView(row: SensitiveWordVo) {
+    editRef.value?.showView(row);
+  }
+
+  function handleDelete(row: SensitiveWordVo) {
+    confirm({
+      title: $t('common.confirm'),
+      content: $t('system.sensitiveWord.word.confirmDelete'),
+      okText: $t('common.delete'),
+      cancelText: $t('common.cancel'),
+      onOk() {
+        return SensitiveWordApi.delete(row.id!).then(() => {
+          message.success($t('common.deleteSuccess'));
+          queryPage();
+        });
+      },
+    });
+  }
+
+  /** 试检 */
+  async function handleCheck() {
+    if (!checkText.value?.trim()) {
+      return;
+    }
+    checkLoading.value = true;
+    try {
+      const { data } = await SensitiveWordApi.checkText({
+        text: checkText.value,
+        recordHit: checkRecordHit.value,
+      });
+      if (data?.hit) {
+        message.warning($t('system.sensitiveWord.word.check.hit', [data.hits?.join(', ')]));
+      } else {
+        message.success($t('system.sensitiveWord.word.check.clean'));
+      }
+    } finally {
+      checkLoading.value = false;
+    }
+  }
+
+  function categoryLabel(c?: string) {
+    if (!c) return '';
+    return $t(`system.sensitiveWord.word.category.${c}` as 'system.sensitiveWord.word.category.custom');
+  }
+
+  function statusColor(status?: string) {
+    return status === 'enable' ? 'success' : 'default';
+  }
+
+  onMounted(() => {
+    xTable.value?.connectToolbar(xToolbar.value as VxeToolbarInstance);
+    queryPage();
+  });
+</script>
+
+<template>
+  <div class="m-3 p-3 bg-background rounded-lg list-page-compact">
+    <div class="mb-3">
+      <!-- 间距放 wrapper，避免 antd cssinjs 覆盖 Tailwind margin -->
+      <a-alert type="info" show-icon :message="$t('system.sensitiveWord.tip')" />
+    </div>
+
+    <a-card>
+      <BQuery :fields="queryFields" :query-params="queryForm" @query="queryPage" @reset="resetQuery" />
+    </a-card>
+
+    <div class="mt-4">
+      <a-card>
+        <vxe-toolbar ref="xToolbar" custom refresh :refresh-options="{ queryMethod: queryPage }">
+          <template #buttons>
+            <a-button
+              v-if="hasPermission(PermCodes.System.SensitiveWord.MANAGE)"
+              type="primary"
+              @click="handleAdd"
+            >
+              <template #icon>
+                <IconifyIcon icon="ant-design:plus-outlined" />
+              </template>
+              <!-- 新增敏感词 -->
+              {{ $t('system.sensitiveWord.word.add') }}
+            </a-button>
+          </template>
+        </vxe-toolbar>
+
+        <div class="mb-3 flex flex-wrap items-center gap-2">
+          <a-input
+            v-model:value="checkText"
+            class="!w-80"
+            :placeholder="$t('system.sensitiveWord.word.check.placeholder')"
+            allow-clear
+          />
+          <a-checkbox v-model:checked="checkRecordHit">
+            {{ $t('system.sensitiveWord.word.check.recordHit') }}
+          </a-checkbox>
+          <a-button
+            v-if="hasPermission(PermCodes.System.SensitiveWord.VIEW)"
+            :loading="checkLoading"
+            @click="handleCheck"
+          >
+            {{ $t('system.sensitiveWord.word.check.button') }}
+          </a-button>
+        </div>
+
+        <vxe-table ref="xTable" :row-config="{ keyField: 'id' }" :data="tableData" :loading="loading">
+          <vxe-column type="seq" :title="$t('common.seq')" width="60" align="center" />
+          <vxe-column field="word" :title="$t('system.sensitiveWord.word.field.word')" :min-width="140" />
+          <vxe-column field="category" :title="$t('system.sensitiveWord.word.field.category')" width="100">
+            <template #default="{ row }">{{ categoryLabel(row.category) }}</template>
+          </vxe-column>
+          <vxe-column field="matchMode" :title="$t('system.sensitiveWord.word.field.matchMode')" width="100">
+            <template #default="{ row }">
+              {{
+                row.matchMode === 'exact'
+                  ? $t('system.sensitiveWord.word.matchMode.exact')
+                  : $t('system.sensitiveWord.word.matchMode.contains')
+              }}
+            </template>
+          </vxe-column>
+          <vxe-column field="status" :title="$t('system.sensitiveWord.word.field.status')" width="100">
+            <template #default="{ row }">
+              <a-tag :color="statusColor(row.status)">
+                {{
+                  row.status === 'enable'
+                    ? $t('system.sensitiveWord.word.status.enable')
+                    : $t('system.sensitiveWord.word.status.disable')
+                }}
+              </a-tag>
+            </template>
+          </vxe-column>
+          <vxe-column field="remark" :title="$t('system.sensitiveWord.word.field.remark')" :min-width="120" />
+          <vxe-column field="createTime" :title="$t('system.sensitiveWord.word.field.createTime')" width="170" />
+          <vxe-column fixed="right" :width="200" :show-overflow="false" :title="$t('common.operation')">
+            <template #default="{ row }">
+              <a-space :size="2">
+                <template #separator>
+                  <a-divider type="vertical" />
+                </template>
+                <a-button
+                  v-if="hasPermission(PermCodes.System.SensitiveWord.VIEW)"
+                  type="link"
+                  size="small"
+                  @click="handleView(row)"
+                >
+                  {{ $t('common.view') }}
+                </a-button>
+                <a-button
+                  v-if="hasPermission(PermCodes.System.SensitiveWord.MANAGE)"
+                  type="link"
+                  size="small"
+                  @click="handleEdit(row)"
+                >
+                  {{ $t('common.edit') }}
+                </a-button>
+                <a-button
+                  v-if="hasPermission(PermCodes.System.SensitiveWord.MANAGE)"
+                  type="link"
+                  size="small"
+                  danger
+                  @click="handleDelete(row)"
+                >
+                  {{ $t('common.delete') }}
+                </a-button>
+              </a-space>
+            </template>
+          </vxe-column>
+        </vxe-table>
+        <div class="mt-3 flex justify-end">
+          <vxe-pager
+            v-model:current-page="pageConfig.currentPage"
+            v-model:page-size="pageConfig.pageSize"
+            :total="pageConfig.total"
+            @page-change="handlePageChange"
+          />
+        </div>
+      </a-card>
+    </div>
+
+    <SensitiveWordEdit ref="editRef" @ok="queryPage" />
+  </div>
+</template>
diff --git a/scripts/check-locale-keys.mjs b/scripts/check-locale-keys.mjs
new file mode 100644
index 000000000..855d27727
--- /dev/null
+++ b/scripts/check-locale-keys.mjs
@@ -0,0 +1,144 @@
+/**
+ * 运营端业务语言包 key 完整性检查（相对 zh-CN）
+ *
+ * 用法：
+ *   node scripts/check-locale-keys.mjs
+ *   node scripts/check-locale-keys.mjs --langs=ja-JP,ko-KR
+ *
+ * 退出码：存在 missing key 时为 1
+ */
+import fs from 'node:fs'
+import path from 'node:path'
+import { fileURLToPath } from 'node:url'
+
+const __dirname = path.dirname(fileURLToPath(import.meta.url))
+const adminLocales = path.resolve(__dirname, '../apps/daxpay-admin/src/locales')
+const langsRoot = path.join(adminLocales, 'langs')
+const menuRoot = path.join(adminLocales, 'menu-titles')
+const BASELINE = 'zh-CN'
+
+function flatten(obj, prefix = '', out = {}) {
+  for (const [k, v] of Object.entries(obj || {})) {
+    const key = prefix ? `${prefix}.${k}` : k
+    if (v && typeof v === 'object' && !Array.isArray(v)) {
+      flatten(v, key, out)
+    } else {
+      out[key] = String(v ?? '')
+    }
+  }
+  return out
+}
+
+function loadLangDir(dir) {
+  const out = {}
+  function walk(d, prefix = '') {
+    if (!fs.existsSync(d)) return
+    for (const ent of fs.readdirSync(d, { withFileTypes: true })) {
+      const fp = path.join(d, ent.name)
+      if (ent.isDirectory()) {
+        walk(fp, prefix ? `${prefix}.${ent.name}` : ent.name)
+      } else if (ent.name.endsWith('.json')) {
+        const fileKey = ent.name.replace(/\.json$/, '')
+        const ns = prefix ? `${prefix}.${fileKey}` : fileKey
+        const json = JSON.parse(fs.readFileSync(fp, 'utf8'))
+        const flat = flatten(json)
+        for (const [k, v] of Object.entries(flat)) {
+          out[`${ns}.${k}`] = v
+        }
+      }
+    }
+  }
+  walk(dir)
+  return out
+}
+
+function parseArgs() {
+  const arg = process.argv.find((a) => a.startsWith('--langs='))
+  if (!arg) return null
+  return arg
+    .slice('--langs='.length)
+    .split(',')
+    .map((s) => s.trim())
+    .filter(Boolean)
+}
+
+const allLocales = fs
+  .readdirSync(langsRoot)
+  .filter((d) => fs.statSync(path.join(langsRoot, d)).isDirectory())
+  .sort()
+
+const filter = parseArgs()
+const locales = filter?.length
+  ? allLocales.filter((l) => filter.includes(l))
+  : allLocales
+
+const maps = {}
+for (const locale of allLocales) {
+  maps[locale] = loadLangDir(path.join(langsRoot, locale))
+}
+
+const baselineKeys = Object.keys(maps[BASELINE] || {}).sort()
+if (!baselineKeys.length) {
+  console.error(`[check-locale-keys] baseline ${BASELINE} has no keys`)
+  process.exit(2)
+}
+
+console.log(`[check-locale-keys] baseline=${BASELINE} keys=${baselineKeys.length}`)
+console.log(`[check-locale-keys] locales=${locales.join(', ')}`)
+console.log('')
+
+let hasMissing = false
+const report = []
+
+for (const locale of locales) {
+  if (locale === BASELINE) continue
+  const keys = new Set(Object.keys(maps[locale] || {}))
+  const missing = baselineKeys.filter((k) => !keys.has(k))
+  const extra = [...keys].filter((k) => !baselineKeys.includes(k)).sort()
+  if (missing.length) hasMissing = true
+  report.push({ locale, missing, extra })
+  console.log(
+    `[${locale}] missing=${missing.length} extra=${extra.length} total=${keys.size}`,
+  )
+  if (missing.length) {
+    const sample = missing.slice(0, 20)
+    console.log(`  missing sample (${sample.length}/${missing.length}):`)
+    for (const k of sample) console.log(`    - ${k}`)
+    if (missing.length > sample.length) {
+      console.log(`    ... +${missing.length - sample.length} more`)
+    }
+  }
+}
+
+// menu-titles
+console.log('')
+console.log('[menu-titles]')
+const menuFiles = fs
+  .readdirSync(menuRoot)
+  .filter((f) => f.endsWith('.json'))
+  .map((f) => f.replace(/\.json$/, ''))
+  .sort()
+const menuMaps = {}
+for (const locale of menuFiles) {
+  menuMaps[locale] = JSON.parse(
+    fs.readFileSync(path.join(menuRoot, `${locale}.json`), 'utf8'),
+  )
+}
+const menuBaseline = Object.keys(menuMaps[BASELINE] || {}).sort()
+console.log(`baseline keys=${menuBaseline.length}`)
+for (const locale of menuFiles) {
+  if (locale === BASELINE) continue
+  if (filter?.length && !filter.includes(locale)) continue
+  const missing = menuBaseline.filter((k) => !(k in (menuMaps[locale] || {})))
+  if (missing.length) hasMissing = true
+  console.log(`[${locale}] missing=${missing.length}`)
+  for (const k of missing) console.log(`    - ${k}`)
+}
+
+console.log('')
+if (hasMissing) {
+  console.error('[check-locale-keys] FAILED: missing keys detected')
+  process.exit(1)
+}
+console.log('[check-locale-keys] OK: no missing keys vs zh-CN')
+process.exit(0)