diff --git a/apps/daxpay-admin/src/locales/langs/en-US/configCheck.json b/apps/daxpay-admin/src/locales/langs/en-US/configCheck.json
index f25f7736b..40c5ede95 100644
--- a/apps/daxpay-admin/src/locales/langs/en-US/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/en-US/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "Payment Product",
-    "description": "Some payment products have not completed channel parameter configuration"
-  },
   "platformWebsite": {
     "title": "Site Information",
     "description": "System name, logo, ICP filing and other site display info are not configured"
diff --git a/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
index 12f6a9ad2..e6851228b 100644
--- a/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/en-US/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "You have {n} configuration(s) pending",
-    "viewDetail": "View Details"
+    "viewDetail": "View Details",
+    "allComplete": "All configurations complete"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/configCheck.json b/apps/daxpay-admin/src/locales/langs/id-ID/configCheck.json
index 988d07f71..3f262b863 100644
--- a/apps/daxpay-admin/src/locales/langs/id-ID/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "Parameter Produk Pembayaran",
-    "description": "Beberapa produk pembayaran belum menyelesaikan konfigurasi parameter saluran"
-  },
   "platformWebsite": {
     "title": "Informasi Situs",
     "description": "Nama sistem, logo, pendaftaran ICP dan info tampilan situs lainnya belum dikonfigurasi"
diff --git a/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
index 6ca6748ed..e3d4fae00 100644
--- a/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/id-ID/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "{n} konfigurasi tertunda",
-    "viewDetail": "Lihat Detail"
+    "viewDetail": "Lihat Detail",
+    "allComplete": "Semua konfigurasi selesai"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/ja-JP/configCheck.json b/apps/daxpay-admin/src/locales/langs/ja-JP/configCheck.json
index 01320ae8c..14fd550a8 100644
--- a/apps/daxpay-admin/src/locales/langs/ja-JP/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/ja-JP/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "決済商品パラメータ",
-    "description": "チャネルパラメータの設定が未完了の決済商品があります"
-  },
   "platformWebsite": {
     "title": "サイト情報",
     "description": "システム名、ロゴ、ICP備案などのサイト表示情報が未設定です"
diff --git a/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
index db066faa6..7d350adaa 100644
--- a/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ja-JP/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "{n} 件の設定が未完了です",
-    "viewDetail": "詳細を表示"
+    "viewDetail": "詳細を表示",
+    "allComplete": "すべての設定が完了しています"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/ko-KR/configCheck.json b/apps/daxpay-admin/src/locales/langs/ko-KR/configCheck.json
index bb026627b..e2c81a8f4 100644
--- a/apps/daxpay-admin/src/locales/langs/ko-KR/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/ko-KR/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "결제 상품 매개변수",
-    "description": "채널 매개변수 설정이 완료되지 않은 결제 상품이 있습니다"
-  },
   "platformWebsite": {
     "title": "사이트 정보",
     "description": "시스템 이름, 로고, ICP 신고 등 사이트 표시 정보가 설정되지 않았습니다"
diff --git a/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
index 8808abe4a..f17698fde 100644
--- a/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ko-KR/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "{n}개의 설정이 미완료입니다",
-    "viewDetail": "상세 보기"
+    "viewDetail": "상세 보기",
+    "allComplete": "모든 설정이 완료되었습니다"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/configCheck.json b/apps/daxpay-admin/src/locales/langs/ms-MY/configCheck.json
index c294c2429..b2583fdae 100644
--- a/apps/daxpay-admin/src/locales/langs/ms-MY/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "Parameter Produk Pembayaran",
-    "description": "Sesetengah produk pembayaran belum melengkapkan konfigurasi parameter saluran"
-  },
   "platformWebsite": {
     "title": "Maklumat Tapak",
     "description": "Nama sistem, logo, pendaftaran ICP dan maklumat paparan tapak lain belum dikonfigurasi"
diff --git a/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
index 78a9d25b3..6190e2854 100644
--- a/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/ms-MY/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "{n} konfigurasi tertunggak",
-    "viewDetail": "Lihat Butiran"
+    "viewDetail": "Lihat Butiran",
+    "allComplete": "Semua konfigurasi selesai"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/configCheck.json b/apps/daxpay-admin/src/locales/langs/th-TH/configCheck.json
index d4b343121..99707cd3c 100644
--- a/apps/daxpay-admin/src/locales/langs/th-TH/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "พารามิเตอร์ผลิตภัณฑ์การชำระเงิน",
-    "description": "ผลิตภัณฑ์การชำระเงินบางรายการยังไม่ได้กำหนดค่าพารามิเตอร์ช่องทาง"
-  },
   "platformWebsite": {
     "title": "ข้อมูลเว็บไซต์",
     "description": "ชื่อระบบ โลโก้ การจดทะเบียน ICP และข้อมูลการแสดงผลอื่นๆ ยังไม่ได้กำหนดค่า"
diff --git a/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
index 340c51d9f..07c02e04b 100644
--- a/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/th-TH/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "มีการกำหนดค้าง {n} รายการ",
-    "viewDetail": "ดูรายละเอียด"
+    "viewDetail": "ดูรายละเอียด",
+    "allComplete": "การกำหนดค่าเสร็จสมบูรณ์ทั้งหมด"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/configCheck.json b/apps/daxpay-admin/src/locales/langs/vi-VN/configCheck.json
index 98771d748..8a14eacfe 100644
--- a/apps/daxpay-admin/src/locales/langs/vi-VN/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "Tham Số Sản Phẩm Thanh Toán",
-    "description": "Một số sản phẩm thanh toán chưa hoàn tất cấu hình tham số kênh"
-  },
   "platformWebsite": {
     "title": "Thông Tin Trang Web",
     "description": "Tên hệ thống, logo, đăng ký ICP và thông tin hiển thị trang khác chưa được cấu hình"
diff --git a/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
index c58bc37df..c447a8513 100644
--- a/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/vi-VN/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "Có {n} cấu hình chưa hoàn tất",
-    "viewDetail": "Xem chi tiết"
+    "viewDetail": "Xem chi tiết",
+    "allComplete": "Tất cả cấu hình đã hoàn tất"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/configCheck.json b/apps/daxpay-admin/src/locales/langs/zh-CN/configCheck.json
index d883e9d11..0ae62d0dc 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-CN/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "支付产品参数",
-    "description": "有支付产品尚未完成通道参数配置"
-  },
   "platformWebsite": {
     "title": "站点信息",
     "description": "系统名称、Logo、ICP 备案等站点展示信息未配置"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
index e80148ed7..9d304460c 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-CN/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "您有 {n} 项配置待完成",
-    "viewDetail": "查看详情"
+    "viewDetail": "查看详情",
+    "allComplete": "配置已完善"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/zh-HK/configCheck.json b/apps/daxpay-admin/src/locales/langs/zh-HK/configCheck.json
index 4893da9e2..7afb07605 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-HK/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-HK/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "支付產品參數",
-    "description": "有支付產品尚未完成通道參數配置"
-  },
   "platformWebsite": {
     "title": "站點資訊",
     "description": "系統名稱、Logo、ICP 備案等站點展示資訊未配置"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
index 9682b3e33..ae79dbf83 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-HK/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "您有 {n} 項配置待完成",
-    "viewDetail": "查看詳情"
+    "viewDetail": "查看詳情",
+    "allComplete": "配置已完善"
   }
 }
diff --git a/apps/daxpay-admin/src/locales/langs/zh-TW/configCheck.json b/apps/daxpay-admin/src/locales/langs/zh-TW/configCheck.json
index 4893da9e2..7afb07605 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-TW/configCheck.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-TW/configCheck.json
@@ -1,8 +1,4 @@
 {
-  "payProduct": {
-    "title": "支付產品參數",
-    "description": "有支付產品尚未完成通道參數配置"
-  },
   "platformWebsite": {
     "title": "站點資訊",
     "description": "系統名稱、Logo、ICP 備案等站點展示資訊未配置"
diff --git a/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json b/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
index c57e5d3fd..0d4e4ecf7 100644
--- a/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
+++ b/apps/daxpay-admin/src/locales/langs/zh-TW/dashboard/workspace.json
@@ -71,6 +71,7 @@
   },
   "configAlert": {
     "bannerTitle": "您有 {n} 項配置待完成",
-    "viewDetail": "查看詳情"
+    "viewDetail": "查看詳情",
+    "allComplete": "配置已完善"
   }
 }
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts b/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
index 1b196846f..eb7776366 100644
--- a/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widget-registry.ts
@@ -1,5 +1,6 @@
 import type { LayoutItem, WidgetMeta } from './types';
 
+import ConfigAlertWidget from './widgets/config-alert.widget.vue';
 import NoticeListWidget from './widgets/notice-list.widget.vue';
 import PayTradeListWidget from './widgets/pay-trade-list.widget.vue';
 import ProviderDistributionWidget from './widgets/provider-distribution.widget.vue';
@@ -33,6 +34,15 @@ export const WIDGET_REGISTRY: WidgetMeta[] = [
     defaultSpan: 24,
     defaultOrder: 1,
   },
+  {
+    // 配置待完成: 提示未完成的平台级配置项, 点击跳转对应配置页
+    id: 'config-alert',
+    component: ConfigAlertWidget,
+    titleKey: 'dashboard.workspace.widget.configAlert',
+    icon: 'lucide:list-checks',
+    defaultSpan: 8,
+    defaultOrder: 2,
+  },
   {
     // 交易概览：左栏，三栏并排的第一栏
     id: 'trade-overview',
diff --git a/apps/daxpay-admin/src/views/dashboard/workspace/widgets/config-alert.widget.vue b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/config-alert.widget.vue
new file mode 100644
index 000000000..90b66a00b
--- /dev/null
+++ b/apps/daxpay-admin/src/views/dashboard/workspace/widgets/config-alert.widget.vue
@@ -0,0 +1,133 @@
+<script lang="ts" setup>
+  import type { DashboardData } from '../types';
+
+  import { computed, onMounted, ref } from 'vue';
+  import { useRouter } from 'vue-router';
+
+  import { IconifyIcon } from '@vben/icons';
+  import { $t } from '@vben/locales';
+
+  import { ConfigCheckItem } from '#/api/payment/check/config-check.api';
+  import { ConfigCheckApi } from '#/api/payment/check/config-check.api';
+
+  interface Props {
+    data?: DashboardData;
+  }
+
+  defineOptions({ name: 'ConfigAlertWidget' });
+
+  withDefaults(defineProps<Props>(), {
+    data: undefined,
+  });
+
+  const router = useRouter();
+  const loading = ref(false);
+  const items = ref<ConfigCheckItem[]>([]);
+  const totalCount = ref(0);
+
+  // 分类图标映射(与后端 ConfigCheckCategoryEnum.code 对应)
+  const categoryIconMap: Record<string, string> = {
+    channelMerchant: 'lucide:store',
+    mchApp: 'lucide:app-window',
+    mchCredential: 'lucide:key-round',
+    mchNotify: 'lucide:bell-ring',
+    payProduct: 'lucide:credit-card',
+    payRoute: 'lucide:route',
+    platformOss: 'lucide:hard-drive',
+    platformUrl: 'lucide:link',
+    platformWebsite: 'lucide:globe',
+    socialLogin: 'lucide:log-in',
+  };
+
+  function categoryIcon(category: string): string {
+    return categoryIconMap[category] ?? 'lucide:alert-circle';
+  }
+
+  async function load() {
+    loading.value = true;
+    try {
+      const { data } = await ConfigCheckApi.items();
+      items.value = data?.items ?? [];
+      totalCount.value = data?.totalCount ?? 0;
+    } finally {
+      loading.value = false;
+    }
+  }
+
+  onMounted(load);
+
+  // 全部配置已完成
+  const isComplete = computed(() => totalCount.value === 0);
+
+  // routeName 字段实际存储的是前端路由 path, 直接 push
+  function navTo(routePath: string) {
+    router.push(routePath).catch(() => {});
+  }
+</script>
+
+<template>
+  <a-card variant="borderless" class="!h-full !bg-card">
+    <template #title>
+      <div class="flex items-center gap-2">
+        <IconifyIcon icon="lucide:list-checks" class="size-4 text-primary" />
+        <span>{{ $t('dashboard.workspace.widget.configAlert') }}</span>
+        <a-tag v-if="totalCount > 0" color="orange" class="!ml-1 !mr-0">
+          {{ totalCount }}
+        </a-tag>
+      </div>
+    </template>
+    <template #extra>
+      <a-button type="link" size="small" @click="load">
+        <IconifyIcon icon="lucide:refresh-cw" class="mr-1 size-3.5" />
+        <span>{{ $t('common.refresh') }}</span>
+      </a-button>
+    </template>
+
+    <a-skeleton v-if="loading" active :paragraph="{ rows: 4 }" />
+
+    <!-- 空状态: 全部已配置 -->
+    <div v-else-if="isComplete" class="flex flex-col items-center justify-center py-6">
+      <IconifyIcon icon="lucide:circle-check-big" class="mb-2 size-10 text-emerald-500" />
+      <span class="text-sm text-foreground/60">{{ $t('dashboard.workspace.configAlert.allComplete') }}</span>
+    </div>
+
+    <!-- 未配置列表 -->
+    <ul v-else class="alert-scroll flex max-h-[230px] flex-col gap-2 overflow-y-auto pr-1">
+      <li
+        v-for="item in items"
+        :key="item.itemKey"
+        class="flex cursor-pointer items-center gap-3 rounded-md p-2 transition-colors hover:bg-accent"
+        @click="navTo(item.routeName)"
+      >
+        <div class="flex size-8 shrink-0 items-center justify-center rounded-md bg-orange-50 text-orange-500">
+          <IconifyIcon :icon="categoryIcon(item.category)" class="size-4" />
+        </div>
+        <div class="min-w-0 flex-1">
+          <div class="truncate text-sm font-medium">
+            {{ $t(item.titleKey) }}
+          </div>
+          <div class="truncate text-xs text-foreground/50">
+            {{ $t(item.descriptionKey) }}
+          </div>
+        </div>
+        <a-tag v-if="item.count !== undefined && item.count > 0" color="orange" class="!m-0 shrink-0">
+          {{ item.count }}
+        </a-tag>
+        <IconifyIcon icon="lucide:chevron-right" class="size-4 shrink-0 text-foreground/30" />
+      </li>
+    </ul>
+  </a-card>
+</template>
+
+<style scoped>
+  .alert-scroll::-webkit-scrollbar {
+    width: 4px;
+  }
+  .alert-scroll::-webkit-scrollbar-thumb {
+    background-color: hsl(var(--border));
+    border-radius: 2px;
+  }
+  .alert-scroll::-webkit-scrollbar-track {
+    background: transparent;
+  }
+</style>