diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/notice_event.json
index 181783017..3f5c2db13 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "Pay Timeout Close",
   "pay.cancel": "Pay Cancel",
   "refund.fail": "Refund Fail",
-  "risk.hit": "Risk Hit"
+  "risk.hit": "Risk Hit",
+  "transfer.success": "Transfer Success",
+  "transfer.fail": "Transfer Fail",
+  "transfer.close": "Transfer Close"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/trade_type.json
index 8dd56d99b..399d4dd74 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "Payment",
   "refund": "Refund",
   "cashouts": "Withdrawal",
-  "settle": "Settlement"
+  "settle": "Settlement",
+  "transfer": "Transfer"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/transfer_payee_type.json
new file mode 100644
index 000000000..e652f1208
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "WeChat OpenID",
+  "user_id": "Alipay User ID",
+  "open_id": "Alipay Open ID",
+  "login_name": "Alipay Login Name"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/pay/error.json
index 130cb7c8f..0f3c923aa 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/en-US/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "Transfer order already processed, recording callback",
     "abnormal": "Callback processing exception, please contact platform support"
   },
+  "transfer": {
+    "processing": "Transfer processing, please do not repeat",
+    "onlyFailRetry": "Only failed transfers can be initiated again",
+    "noDuplicate": "The merchant transfer no already exists, please do not repeat",
+    "notFound": "Transfer order does not exist",
+    "syncProcessing": "Transfer sync processing, please do not repeat",
+    "closeNotProcessing": "Only transfers in progress can be manually closed",
+    "channelNotSupport": "The channel does not support closing transfers",
+    "illegalTransition": "Illegal state transition: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "Merchant public key is empty",
     "privateKeyEmpty": "Merchant private key is empty",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/notice_event.json
index 0f3f0d1b9..c37daed0c 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "Pembayaran Tutup Timeout",
   "pay.cancel": "Pembayaran Dibatalkan",
   "refund.fail": "Pengembalian Gagal",
-  "risk.hit": "Risiko Terdeteksi"
+  "risk.hit": "Risiko Terdeteksi",
+  "transfer.success": "Transfer Berhasil",
+  "transfer.fail": "Transfer Gagal",
+  "transfer.close": "Transfer Ditutup"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/trade_type.json
index 7bac5fbed..6ecc9f29e 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "Pembayaran",
   "refund": "Pengembalian dana",
   "cashouts": "Penarikan",
-  "settle": "Hunian"
+  "settle": "Hunian",
+  "transfer": "Transfer"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/transfer_payee_type.json
new file mode 100644
index 000000000..42547d47a
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "OpenID WeChat",
+  "user_id": "ID Pengguna Alipay",
+  "open_id": "ID Terbuka Alipay",
+  "login_name": "Akun Login Alipay"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/pay/error.json
index 31d50eb2b..bc047af1f 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/id-ID/pay/error.json
@@ -107,6 +107,16 @@
     "transferNotFound": "Perintah transfer tidak ditemukan, merekam panggilan balik",
     "transferAlreadyProcessed": "Pesanan transfer sudah diproses, rekaman panggilan balik"
   },
+  "transfer": {
+    "processing": "Transfer sedang diproses, jangan ulangi",
+    "onlyFailRetry": "Hanya transfer dengan status gagal yang dapat dimulai ulang",
+    "noDuplicate": "Nomor transfer merchant sudah ada, jangan ulangi",
+    "notFound": "Pesanan transfer tidak ada",
+    "syncProcessing": "Sinkronisasi transfer sedang diproses, jangan ulangi",
+    "closeNotProcessing": "Hanya transfer yang sedang berjalan yang dapat ditutup manual",
+    "channelNotSupport": "Saluran ini tidak mendukung penutupan transfer",
+    "illegalTransition": "Transisi status tidak valid: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "Kunci publik pedagang kosong",
     "privateKeyEmpty": "Kunci pribadi pedagang kosong",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/notice_event.json
index 67290ebe6..5d3c551ca 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "支払タイムアウト終了",
   "pay.cancel": "支払取消",
   "refund.fail": "返金失敗",
-  "risk.hit": "リスク検知"
+  "risk.hit": "リスク検知",
+  "transfer.success": "送金成功",
+  "transfer.fail": "送金失敗",
+  "transfer.close": "送金クローズ"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/trade_type.json
index 0043aa911..181d6127c 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "支払い",
   "refund": "返金",
   "cashouts": "出金",
-  "settle": "決済"
+  "settle": "決済",
+  "transfer": "送金"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/transfer_payee_type.json
new file mode 100644
index 000000000..101413498
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "WeChat openid",
+  "user_id": "Alipay ユーザーID",
+  "open_id": "Alipay オープンID",
+  "login_name": "Alipay ログインアカウント"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/pay/error.json
index 9a6aa5346..f8753f2b6 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ja-JP/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "転送オーダーはすでに処理されており、コールバックを記録しています",
     "abnormal": "コールバック処理で例外が発生しました。プラットフォームサポートにお問い合わせください"
   },
+  "transfer": {
+    "processing": "送金処理中です。重複操作しないでください",
+    "onlyFailRetry": "失敗状態のみ再送金できます",
+    "noDuplicate": "このマーチャント送金番号は既に存在します。重複送金しないでください",
+    "notFound": "送金注文が存在しません",
+    "syncProcessing": "送金同期処理中です。重複操作しないでください",
+    "closeNotProcessing": "送金中の注文のみ手動クローズできます",
+    "channelNotSupport": "このチャネルは送金クローズをサポートしていません",
+    "illegalTransition": "不正な状態遷移: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "販売者の公開キーが空です",
     "privateKeyEmpty": "販売者の秘密キーが空です",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/notice_event.json
index 1e6f035f9..cd707c8c6 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "결제 시간 초과 종료",
   "pay.cancel": "결제 취소",
   "refund.fail": "환불 실패",
-  "risk.hit": "리스크 적중"
+  "risk.hit": "리스크 적중",
+  "transfer.success": "송금 성공",
+  "transfer.fail": "송금 실패",
+  "transfer.close": "송금 닫기"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/trade_type.json
index d454aa257..6c693b54f 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "지불",
   "refund": "환불하다",
   "cashouts": "철수",
-  "settle": "합의"
+  "settle": "합의",
+  "transfer": "송금"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/transfer_payee_type.json
new file mode 100644
index 000000000..738f4adf5
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "위챗 openid",
+  "user_id": "알리페이 사용자 ID",
+  "open_id": "알리페이 오픈 ID",
+  "login_name": "알리페이 로그인 계정"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/pay/error.json
index b766fa6a5..c302f74db 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ko-KR/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "이전 주문이 이미 처리되었으며 콜백을 녹음하고 있습니다.",
     "abnormal": "콜백 처리 중 예외가 발생했습니다. 플랫폼 지원에 문의하세요"
   },
+  "transfer": {
+    "processing": "송금 처리 중입니다. 반복 작업하지 마세요",
+    "onlyFailRetry": "실패 상태만 다시 송금할 수 있습니다",
+    "noDuplicate": "이 상점 송금 번호가 이미 존재합니다. 반복 송금하지 마세요",
+    "notFound": "송금 주문이 존재하지 않습니다",
+    "syncProcessing": "송금 동기화 처리 중입니다. 반복 작업하지 마세요",
+    "closeNotProcessing": "송금 중인 주문만 수동으로 닫을 수 있습니다",
+    "channelNotSupport": "이 채널은 송금 닫기를 지원하지 않습니다",
+    "illegalTransition": "잘못된 상태 전환: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "판매자 공개 키가 비어 있습니다.",
     "privateKeyEmpty": "판매자 개인 키가 비어 있습니다.",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/notice_event.json
index 2430e85dd..3583a2cda 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "Tutup Pembayaran Tamat Masa",
   "pay.cancel": "Pembayaran Dibatalkan",
   "refund.fail": "Bayaran Balik Gagal",
-  "risk.hit": "Risiko Dikesan"
+  "risk.hit": "Risiko Dikesan",
+  "transfer.success": "Pindahan Berjaya",
+  "transfer.fail": "Pindahan Gagal",
+  "transfer.close": "Pindahan Ditutup"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/trade_type.json
index 43c2c195a..cc7aacac8 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "Bayaran",
   "refund": "Bayaran balik",
   "cashouts": "Pengeluaran",
-  "settle": "Penyelesaian"
+  "settle": "Penyelesaian",
+  "transfer": "Pindahan"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/transfer_payee_type.json
new file mode 100644
index 000000000..4ac3a5551
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "OpenID WeChat",
+  "user_id": "ID Pengguna Alipay",
+  "open_id": "ID Terbuka Alipay",
+  "login_name": "Akaun Log Masuk Alipay"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/pay/error.json
index 38f670692..0dad32ccb 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/ms-MY/pay/error.json
@@ -107,6 +107,16 @@
     "transferNotFound": "Perintah pemindahan tidak ditemui, merakam panggilan balik",
     "transferAlreadyProcessed": "Pindahkan pesanan sudah diproses, merekodkan panggilan balik"
   },
+  "transfer": {
+    "processing": "Pindahan sedang diproses, jangan ulangi",
+    "onlyFailRetry": "Hanya pindahan yang gagal boleh dimulakan semula",
+    "noDuplicate": "Nombor pindahan peniaga sudah wujud, jangan ulangi",
+    "notFound": "Pesanan pindahan tidak wujud",
+    "syncProcessing": "Sinkronisasi pindahan sedang diproses, jangan ulangi",
+    "closeNotProcessing": "Hanya pindahan yang sedang berjalan boleh ditutup secara manual",
+    "channelNotSupport": "Saluran ini tidak menyokong penutupan pindahan",
+    "illegalTransition": "Peralihan status tidak sah: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "Kunci awam pedagang kosong",
     "privateKeyEmpty": "Kunci persendirian pedagang kosong",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/notice_event.json
index a6c0aee3e..50ffad197 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "ปิดการชำระหมดเวลา",
   "pay.cancel": "ยกเลิกการชำระ",
   "refund.fail": "คืนเงินล้มเหลว",
-  "risk.hit": "ตรวจพบความเสี่ยง"
+  "risk.hit": "ตรวจพบความเสี่ยง",
+  "transfer.success": "การโอนเงินสำเร็จ",
+  "transfer.fail": "การโอนเงินล้มเหลว",
+  "transfer.close": "ปิดการโอนเงิน"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/trade_type.json
index 3e95590c4..047b866bc 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "การชำระเงิน",
   "refund": "คืนเงิน",
   "cashouts": "การถอนเงิน",
-  "settle": "การตั้งถิ่นฐาน"
+  "settle": "การตั้งถิ่นฐาน",
+  "transfer": "การโอนเงิน"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/transfer_payee_type.json
new file mode 100644
index 000000000..72f923db0
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "OpenID WeChat",
+  "user_id": "รหัสผู้ใช้ Alipay",
+  "open_id": "Open ID Alipay",
+  "login_name": "บัญชีเข้าสู่ระบบ Alipay"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/pay/error.json
index aa5b19b1f..9a2c0a316 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/th-TH/pay/error.json
@@ -107,6 +107,16 @@
     "transferNotFound": "ไม่พบคำสั่งการโอน กำลังบันทึกการโทรกลับ",
     "transferAlreadyProcessed": "คำสั่งการโอนเงินดำเนินการแล้ว กำลังบันทึกการโทรกลับ"
   },
+  "transfer": {
+    "processing": "กำลังดำเนินการโอนเงิน กรุณาอย่าทำซ้ำ",
+    "onlyFailRetry": "เฉพาะการโอนเงินที่ล้มเหลวเท่านั้นที่สามารถเริ่มใหม่ได้",
+    "noDuplicate": "เลขการโอนเงินของร้านค้ามีอยู่แล้ว กรุณาอย่าทำซ้ำ",
+    "notFound": "ไม่พบคำสั่งโอนเงิน",
+    "syncProcessing": "กำลังซิงค์การโอนเงิน กรุณาอย่าทำซ้ำ",
+    "closeNotProcessing": "เฉพาะคำสั่งโอนเงินที่กำลังดำเนินการเท่านั้นที่สามารถปิดด้วยตนเองได้",
+    "channelNotSupport": "ช่องทางนี้ไม่รองรับการปิดการโอนเงิน",
+    "illegalTransition": "การเปลี่ยนสถานะไม่ถูกต้อง: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "รหัสสาธารณะของผู้ขายว่างเปล่า",
     "privateKeyEmpty": "รหัสส่วนตัวของผู้ขายว่างเปล่า",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/notice_event.json
index 69dc986c6..a017a38cb 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "Đóng thanh toán hết hạn",
   "pay.cancel": "Hủy thanh toán",
   "refund.fail": "Hoàn tiền thất bại",
-  "risk.hit": "Rủi ro phát hiện"
+  "risk.hit": "Rủi ro phát hiện",
+  "transfer.success": "Chuyển khoản thành công",
+  "transfer.fail": "Chuyển khoản thất bại",
+  "transfer.close": "Chuyển khoản đóng"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/trade_type.json
index 22f3fe0a9..cf76a036e 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "Sự chi trả",
   "refund": "Đền bù",
   "cashouts": "Rút tiền",
-  "settle": "giải quyết"
+  "settle": "giải quyết",
+  "transfer": "Chuyển khoản"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/transfer_payee_type.json
new file mode 100644
index 000000000..706074f30
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "OpenID WeChat",
+  "user_id": "ID người dùng Alipay",
+  "open_id": "ID mở Alipay",
+  "login_name": "Tài khoản đăng nhập Alipay"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/pay/error.json
index f47c4c211..70073cc0b 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/vi-VN/pay/error.json
@@ -107,6 +107,16 @@
     "transferNotFound": "Không tìm thấy lệnh chuyển, đang ghi lại cuộc gọi lại",
     "transferAlreadyProcessed": "Lệnh chuyển đã được xử lý, đang ghi lại cuộc gọi lại"
   },
+  "transfer": {
+    "processing": "Chuyển khoản đang xử lý, vui lòng không lặp lại",
+    "onlyFailRetry": "Chỉ chuyển khoản thất bại mới có thể khởi động lại",
+    "noDuplicate": "Số chuyển khoản thương gia đã tồn tại, vui lòng không lặp lại",
+    "notFound": "Đơn chuyển khoản không tồn tại",
+    "syncProcessing": "Đồng bộ chuyển khoản đang xử lý, vui lòng không lặp lại",
+    "closeNotProcessing": "Chỉ đơn chuyển khoản đang xử lý mới có thể đóng thủ công",
+    "channelNotSupport": "Kênh này không hỗ trợ đóng chuyển khoản",
+    "illegalTransition": "Chuyển trạng thái không hợp lệ: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "Khóa công khai của người bán trống",
     "privateKeyEmpty": "Khóa riêng của người bán trống",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/notice_event.json
index b97585b1d..7e4ef0984 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "支付超时关闭",
   "pay.cancel": "支付撤销",
   "refund.fail": "退款失败",
-  "risk.hit": "风控命中"
+  "risk.hit": "风控命中",
+  "transfer.success": "转账成功",
+  "transfer.fail": "转账失败",
+  "transfer.close": "转账关闭"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/trade_type.json
index 1834d0777..ccf25b577 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "支付",
   "refund": "退款",
   "cashouts": "提现",
-  "settle": "结算"
+  "settle": "结算",
+  "transfer": "转账"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/transfer_payee_type.json
new file mode 100644
index 000000000..fa7972da1
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "微信openid",
+  "user_id": "支付宝用户ID",
+  "open_id": "支付宝开放ID",
+  "login_name": "支付宝登录账号"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/pay/error.json
index 362571e52..eb96292fa 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-CN/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "转账单状态已处理,记录回调记录",
     "abnormal": "回调处理异常，请联系平台客服"
   },
+  "transfer": {
+    "processing": "转账处理中，请勿重复操作",
+    "onlyFailRetry": "只有失败状态的才可以重新发起转账",
+    "noDuplicate": "该商户转账号已存在，请勿重复转账",
+    "notFound": "转账单不存在",
+    "syncProcessing": "转账同步处理中，请勿重复操作",
+    "closeNotProcessing": "仅转账中的订单可手动关闭",
+    "channelNotSupport": "该通道暂不支持关闭转账",
+    "illegalTransition": "非法状态转换: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "商户公钥为空",
     "privateKeyEmpty": "商户私钥为空",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/notice_event.json
index fad568389..70ac37d52 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "支付逾時關閉",
   "pay.cancel": "支付撤銷",
   "refund.fail": "退款失敗",
-  "risk.hit": "風控命中"
+  "risk.hit": "風控命中",
+  "transfer.success": "轉賬成功",
+  "transfer.fail": "轉賬失敗",
+  "transfer.close": "轉賬關閉"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/trade_type.json
index b458cdf94..e37ba23b3 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "支付",
   "refund": "退款",
   "cashouts": "提現",
-  "settle": "結算"
+  "settle": "結算",
+  "transfer": "轉賬"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/transfer_payee_type.json
new file mode 100644
index 000000000..04a8672ad
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "微信openid",
+  "user_id": "支付寶用戶ID",
+  "open_id": "支付寶開放ID",
+  "login_name": "支付寶登錄賬號"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/pay/error.json
index 05fe24286..ee4e65666 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-HK/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "轉賬單狀態已處理,記錄回調記錄",
     "abnormal": "回調處理異常，請聯絡平台客服"
   },
+  "transfer": {
+    "processing": "轉賬處理中，請勿重複操作",
+    "onlyFailRetry": "只有失敗狀態的才可以重新發起轉賬",
+    "noDuplicate": "該商戶轉賬號已存在，請勿重複轉賬",
+    "notFound": "轉賬單不存在",
+    "syncProcessing": "轉賬同步處理中，請勿重複操作",
+    "closeNotProcessing": "僅轉賬中的訂單可手動關閉",
+    "channelNotSupport": "該通道暫不支持關閉轉賬",
+    "illegalTransition": "非法狀態轉換: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "商户公鑰為空",
     "privateKeyEmpty": "商户私鑰為空",
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/notice_event.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/notice_event.json
index fad568389..08361e5ba 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/notice_event.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/notice_event.json
@@ -7,5 +7,8 @@
   "pay.timeout": "支付逾時關閉",
   "pay.cancel": "支付撤銷",
   "refund.fail": "退款失敗",
-  "risk.hit": "風控命中"
+  "risk.hit": "風控命中",
+  "transfer.success": "轉帳成功",
+  "transfer.fail": "轉帳失敗",
+  "transfer.close": "轉帳關閉"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/trade_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/trade_type.json
index b458cdf94..c3e48278e 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/trade_type.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/trade_type.json
@@ -2,5 +2,6 @@
   "pay": "支付",
   "refund": "退款",
   "cashouts": "提現",
-  "settle": "結算"
+  "settle": "結算",
+  "transfer": "轉帳"
 }
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/transfer_payee_type.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/transfer_payee_type.json
new file mode 100644
index 000000000..04a8672ad
--- /dev/null
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/enum/transfer_payee_type.json
@@ -0,0 +1,6 @@
+{
+  "openid": "微信openid",
+  "user_id": "支付寶用戶ID",
+  "open_id": "支付寶開放ID",
+  "login_name": "支付寶登錄賬號"
+}
diff --git a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/pay/error.json b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/pay/error.json
index e97480763..0dd4e0a7d 100644
--- a/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/pay/error.json
+++ b/daxpay-platform/daxpay-platform-common/common-i18n/src/main/resources/i18n/zh-TW/pay/error.json
@@ -116,6 +116,16 @@
     "transferAlreadyProcessed": "轉賬單狀態已處理,記錄回撥記錄",
     "abnormal": "回撥處理異常，請聯繫平台客服"
   },
+  "transfer": {
+    "processing": "轉帳處理中，請勿重複操作",
+    "onlyFailRetry": "只有失敗狀態的才可以重新發起轉帳",
+    "noDuplicate": "該商户轉帳號已存在，請勿重複轉帳",
+    "notFound": "轉帳單不存在",
+    "syncProcessing": "轉帳同步處理中，請勿重複操作",
+    "closeNotProcessing": "僅轉帳中的訂單可手動關閉",
+    "channelNotSupport": "該通道暫不支持關閉轉帳",
+    "illegalTransition": "非法狀態轉換: {0} → {1}"
+  },
   "assist": {
     "mchPublicKeyEmpty": "商戶公鑰為空",
     "privateKeyEmpty": "商戶私鑰為空",
diff --git a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/code/PermCodes.java b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/code/PermCodes.java
index d62771f91..0d5cb3427 100644
--- a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/code/PermCodes.java
+++ b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/code/PermCodes.java
@@ -281,6 +281,12 @@ public interface PermCodes {
             String MENU = "trade:refund";
         }
 
+        /// 转账单(微信/支付宝/抖音) menuCode=trade:transfer
+        interface Transfer {
+            /// 菜单编码
+            String MENU = "trade:transfer";
+        }
+
         /// 资金交易凭证 menuCode=trade:fund
         interface Fund {
             /// 菜单编码
diff --git a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/notice/NoticeEventEnum.java b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/notice/NoticeEventEnum.java
index 4326f393b..3f95426c1 100644
--- a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/notice/NoticeEventEnum.java
+++ b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/notice/NoticeEventEnum.java
@@ -28,6 +28,12 @@ public enum NoticeEventEnum implements I18nSupport {
     REFUND_FAIL("refund.fail"),
     /// 退款关闭
     REFUND_CLOSE("refund.close"),
+    /// 转账成功
+    TRANSFER_SUCCESS("transfer.success"),
+    /// 转账失败
+    TRANSFER_FAIL("transfer.fail"),
+    /// 转账关闭
+    TRANSFER_CLOSE("transfer.close"),
     /// 风控命中(黑名单/海外 IP 等规则触发)
     RISK_HIT("risk.hit"),
     ;
diff --git a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeFlowTypeEnum.java b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeFlowTypeEnum.java
index f6e6c4390..03e49cfab 100644
--- a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeFlowTypeEnum.java
+++ b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeFlowTypeEnum.java
@@ -15,6 +15,8 @@ public enum TradeFlowTypeEnum implements I18nSupport {
     PAY("pay"),
     /// 退款
     REFUND("refund"),
+    /// 转账
+    TRANSFER("transfer"),
     ;
 
     /// 编码
diff --git a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeTypeEnum.java b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeTypeEnum.java
index b47279b02..5cfe7457d 100644
--- a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeTypeEnum.java
+++ b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/enums/pay/trade/TradeTypeEnum.java
@@ -20,6 +20,8 @@ public enum TradeTypeEnum implements I18nSupport {
     CASHOUTS("cashouts"),
     /// 结算
     SETTLE("settle"),
+    /// 转账
+    TRANSFER("transfer"),
     ;
 
     private final String code;
diff --git a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/util/TradeNoGenerateUtil.java b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/util/TradeNoGenerateUtil.java
index 5271cbe90..f894c0893 100644
--- a/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/util/TradeNoGenerateUtil.java
+++ b/daxpay-platform/daxpay-platform-core/src/main/java/cn/daxpay/open/platform/core/util/TradeNoGenerateUtil.java
@@ -29,6 +29,11 @@ public final class TradeNoGenerateUtil {
         return prefix() + "REF" + IdUtil.getSnowflakeNextId();
     }
 
+    /// 生成转账单号
+    public static String transfer() {
+        return prefix() + "TRF" + IdUtil.getSnowflakeNextId();
+    }
+
     /// 拼接环境前缀, 不添加分隔符, 部分通道不允许特殊符号
     private static String prefix() {
         return env == null ? "" : env;