diff --git a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/dao/allocation/receiver/AllocGroupManager.java b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/dao/allocation/receiver/AllocGroupManager.java
index b46b41523..c5b08b55c 100644
--- a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/dao/allocation/receiver/AllocGroupManager.java
+++ b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/dao/allocation/receiver/AllocGroupManager.java
@@ -36,10 +36,11 @@ public class AllocGroupManager extends BaseManager<AllocGroupMapper, AllocGroup>
     /**
      * 根据分账组编号查询
      */
-    public Optional<AllocGroup> findByGroupNo(String groupNo, String appId) {
+    public Optional<AllocGroup> findByGroupNo(String channel, String groupNo, String appId) {
         return this.lambdaQuery()
                 .eq(AllocGroup::getGroupNo,groupNo)
                 .eq(AllocGroup::getAppId,appId)
+                .eq(AllocGroup::getChannel,channel)
                 .oneOpt();
     }
 
diff --git a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/allocation/order/AllocOrderService.java b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/allocation/order/AllocOrderService.java
index 44035138e..e424db9cb 100644
--- a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/allocation/order/AllocOrderService.java
+++ b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/allocation/order/AllocOrderService.java
@@ -224,10 +224,12 @@ public class AllocOrderService {
             AllocGroup allocationGroup;
             if (Objects.nonNull(param.getGroupNo())){
                 // 指定分账组
-                allocationGroup = groupManager.findByGroupNo(param.getGroupNo(),param.getAppId()).orElseThrow(() -> new DataErrorException("未查询到分账组"));
+                allocationGroup = groupManager.findByGroupNo(payOrder.getChannel(), param.getGroupNo(),param.getAppId())
+                        .orElseThrow(() -> new DataErrorException("未查询到分账组"));
             } else {
                 // 默认分账组
-                allocationGroup = groupManager.findDefaultGroup(payOrder.getChannel(),param.getAppId()).orElseThrow(() -> new DataErrorException("未查询到默认分账组"));
+                allocationGroup = groupManager.findDefaultGroup(payOrder.getChannel(),param.getAppId())
+                        .orElseThrow(() -> new DataErrorException("未查询到默认分账组"));
             }
             // 判断通道类型是否一致
             if (!Objects.equals(allocationGroup.getChannel(), payOrder.getChannel())){
diff --git a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/order/pay/PayOrderService.java b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/order/pay/PayOrderService.java
index 1819ddf9c..5d7944150 100644
--- a/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/order/pay/PayOrderService.java
+++ b/daxpay-single/daxpay-single-service/src/main/java/org/dromara/daxpay/service/service/order/pay/PayOrderService.java
@@ -3,6 +3,7 @@ package org.dromara.daxpay.service.service.order.pay;
 import jakarta.validation.constraints.NotNull;
 import lombok.RequiredArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
+import org.dromara.daxpay.core.exception.DataErrorException;
 import org.dromara.daxpay.core.exception.TradeNotExistException;
 import org.dromara.daxpay.core.param.allocation.transaction.AllocationParam;
 import org.dromara.daxpay.core.util.TradeNoGenerateUtil;
@@ -85,15 +86,20 @@ public class PayOrderService {
      * 自动分账
      */
     public void autoAllocation(Long id){
-        PayOrder payOrder = payOrderManager.findById(id).orElseThrow(() -> new TradeNotExistException("支付订单不存在"));
-        // 是否开启自动完结
-        AllocConfig allocConfig = allocConfigManager.findByAppId(payOrder.getAppId()).orElse(null);
-        if (Objects.nonNull(allocConfig)){
-            paymentAssistService.initMchApp(payOrder.getAppId());
-            AllocationParam param = new AllocationParam()
-                    .setBizAllocNo("B"+TradeNoGenerateUtil.allocation());
-            param.setAppId(payOrder.getAppId());
-            allocationService.start(param, payOrder);
+        try {
+            PayOrder payOrder = payOrderManager.findById(id).orElseThrow(() -> new TradeNotExistException("支付订单不存在"));
+            // 是否开启自动完结
+            AllocConfig allocConfig = allocConfigManager.findByAppId(payOrder.getAppId()).orElse(null);
+            if (Objects.nonNull(allocConfig)){
+                paymentAssistService.initMchApp(payOrder.getAppId());
+                AllocationParam param = new AllocationParam()
+                        .setBizAllocNo("B"+TradeNoGenerateUtil.allocation());
+                param.setAppId(payOrder.getAppId());
+                allocationService.start(param, payOrder);
+            }
+        } catch (DataErrorException e) {
+            // 如果没有默认分账组, 会触发分账失败, 并不需要额外处理
+            log.warn("自动分账失败", e);
         }
     }
 }